Additional kuroiler chicks and construction of durable cage

Beatrice

Matundura, Kenya

100% repaid

Entrepreneur

Name

Beatrice

Member since

August 2015

On-time repayments

214 installments  •  50%

About Me

How much can I borrow?
First-time members start with a small test loan to build creditworthiness. After that, the amounts you can borrow will increase with each loan that you repay on time, up to a maximum of 1,014,790 KES per loan.An idealistic twenty-four-year-old, I'd been hired out of graduate school to manage overseas grants on behalf of the US government. This was my second year on the job and I already had a reputation as a maverick. To the discomfort of my colleagues, I refused to stay at the expensive hotel normally reserved for US government visitors and settled instead on a cheap hostel. The hotel cost more per day than many Nigeriens earned in a year, and I couldn't stand the disparity.

My Business

Chiropractors diagnose and treat patients whose health problems are associated with the body's muscular, nervous, and skeletal systems, especially the spine. Chiropractors believe interference with these systems impairs normal functions and lowers resistance to disease. They also hold that the spinal or vertebral dysfunction alters many important body functions by affecting the nervous system and the skeletal imbalance through joint or articular dysfunction.

This chiropractor's approach to health care is holistic, emphasizing the patient's overall health and wellness. Betcher Chiropractic recognizes that there are many factors that can affect one's wellness including but not limited to: exercise, diet, rest, environment, and hereditary. Betcher Chiropractic provides natural, drugless, nonsurgical health treatments, relying on the bodies inherent recuperative functions.

Loan Proposal

With my second loan, I want to purchase Kuroiler chicken. Kuroiler is a genetically improved breed from India. This variety of chicken is derived from crossing coloured broiler males with Rhode Island Red females. This is a dual-purpose breed since it can be used for producing eggs and meat hence their high demand. The maturity period is about 10 weeks compared to local breeds that take several months or even up to a year to mature. At maturity, Kuroiler chicken weigh about 3.5kg as compared to other breeds that weigh 2kg. Local or indigenous chicken produce tastier meat than modern breeds. Also, indigenous breeds are known for laying yellow york eggs which are extremely nutritious. Kuroiler chicken are just like indigenous chicken, their meat is tasty and they lay yellow York eggs. This makes their realing a profitable venture.I will start with 5 layers only and will be able to crossbreed them with local ones since they don’t incubate and hatch their eggs. So the local ones will do the incubation.
I will purchase 10chicks (two months old) @ USD 8 and since my current breeds are enclosed in a cage, I will by feeds at the beginning at a cost of USD50 I am also planning to construct a durable cage which will be separate from the current one. This will take approx. USD 170. With this I will have had a headstart in this idea that I want to push forward.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$318.00

Date disbursed

Jan 17, 2016

Repayment status

On Time

Projected term

44 months

Lenders

PG

Paul Graham

United States

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  • Margaret    Nov 23, 2018

    Hi Beatrice,

    Please make an effort to repay your loan. Zidisha offers a wonderful opportunity to grow your business and perhaps open another one in the future. We all understand that unexpected things happen but Zidisha provides you the tools to change your payment amount and schedule at any time by simply logging into your account. Show respect to your mentor and lenders by making repayments. Regards, Margaret

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  • Margaret    Jul 7, 2018

    Hi Beatrice,
    Please make an effort to repay your loan. Zidisha lenders put their faith in you, do not let them down. You can adjust your payment amount and schedule at any time by logging into your account. Regards, Margaret

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  • Beatrice    Jan 10, 2018

    Am abit down but things will be better

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  • Beatrice    Mar 28, 2017

    Hallo, I will again go downwards in few days then I catch up

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  • Margaret    Mar 25, 2017

    Hi Beatrice,
    I hope the loan from Zidisha helps you to increase your farming and poultry businesses. Best of luck to you as always. Regards, Margaret

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  • Beatrice    Mar 12, 2017

    Thank you Zidisha and my wonderful lenders for having seen my loan raised and now disbursed. I sincerely thank you and will put my loan to better use for even better tommorow.

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  • Beatrice    Mar 8, 2017

    I do from bottom of my heart salute you lenders and zidisha team, thanks alot

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  • Beatrice    Mar 3, 2017

    Thank you lenders for the opportunity, I have fully repaid the loan and it was a success

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  • Beatrice    Feb 24, 2017

    As promised, I want to complete my loan within original scheduled time.

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  • Beatrice    Feb 24, 2017

    Dear Lenders, I have managed to improve my business and now doing good, I will now adjust upwards as promised.

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  • Beatrice    Dec 19, 2016

    Dear Lenders
    Kindly, allow me to make this adjustment just for the time being

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  • Beatrice    Oct 9, 2016

    I will be adjusting upwards soon

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  • Beatrice    Jul 25, 2016

    I kindly ask for more time to recover

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  • Beatrice    Jul 7, 2016

    Dear Lenders,
    Please bear with me for falling short of payment in about 2 days I was expecting to receive some money but this didnt happen so am looking for the same soonest

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  • Beatrice    Jun 21, 2016

    Am experiencing low volume sales which has otherwise affected me negatively, i will be fine in the next few days, I dont want to be late

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  • Beatrice    Jun 6, 2016

    I am changing the schedule for this week only.

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  • Beatrice    Apr 24, 2016

    I am not well financially now

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  • Beatrice    Apr 10, 2016

    I reduce for this week

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  • Beatrice    Mar 28, 2016

    I would wish you kindly accept my request to adjust my loan due to some pressing issues facing me now

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  • Beatrice    Feb 4, 2016

    Hallo Lenders, I write to inform you of my intent to change installment, then adjust it accodingly

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