Additional of bulky oral drugs to my chemist

Joyce

Kayole Estate,nairobi City,nairobi County, Kenya

6% repaid

Entrepreneur

Name

Joyce

Member since

May 2015

On-time repayments

147 installments  •  10%

About Me

I am Joyce Kerubo Mogusu,aged 32 years old.Born and brought up by a single mother back in Kisii ,who dedicated herself to see all of us(children)went into good schools and performed good also through her small salary she got from her employment.
I am a mother of two beautiful children,a boy and a girl.I am a wife and a phamacist by proffesion and I do operate a chemist as my means of income to supplement our living standards.I reside at Kayole estate-Nairobi County together with my huband and our two children.
I own a pharmacy shop in Soweto estate,a neighboring estate rfom where i live.My children do attend at the Parkvilla Academy in class 3 and 2 respectively.My husband do work at the Imani supermarket as an accountant.

My Business

I operate a phamacy shop here in Soweto estate.My shop is called Good-Health Phamacy.It is strategically located at the Masimba road,opposite the open market.
In kenya,for one to operate a phamacy,you must have a valid licence from the County's authority,Kenya Drugs & poisons board,Qualified phamacy from recognised universities within(certificate,Diploma or Degree holder),and the environment must fit the necessary healthy requirements before issued with the said permits.In my case,I have undergone all the requirements and obtained the business perints from the relevant bodies.
In my phamacy,I have employed tow more ladies whom we work together to see that we have a healthy community.In my chemist I sell oral drugs for human,examine and prescribe a sick person on the medicines to take as well as reffer badly sick people to the general hospital.
I chose to help the community within my neighboring estate,since they were going so many miles to look for the same treatments and the drugs I sell to them.
In my chemist,there are more challenges,esspecially at noght.The clients keeps coming for the services in my phamacy even at the late hours,making sometimes some of the medicines are out of stock due to the shortage of resources to buy bulky drugs to my clients.
Through the kind support to finance my business to grow more through Zidisha,I am planning to buy the drugs from the main government supplier at the competitive prices,thus making the medicines to be chewaper and affordable to mt clients.Thank you.

Loan Proposal

I am happy in deed to all of you lenders who funded my first loan.I am back again for my second loan and I am planning to add more bulky oral drugs for my clients in my chemist.The following is the break-down of my budget.
(1)Brufen assorted (200 mg & 400 mg) tabs at U.S.D=26
(2)Diclofenac tabs original (400mg) at U.S.D=44
(3)Coartem tabs ( adults & children dosage) at U.S.D=36
(4)Amoxyl syrup(children)48 pcs at U.S.D=11
Thank you in advance and kindly bid for my loan to improve my small chemist to grow.Welcome all.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$126.00

Date disbursed

Aug 19, 2015

Repayment status

Late

Projected term

31 months

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  • Hellen Muthoni    Feb 14, 2017

    She got robbed her business,hence closed down the business.Hoping she will soon repay back all her arrears pending.Thanks lenders for the understanding.

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  • Norris    Mar 11, 2016

    Joyce was unreachable but i will be reminding her on her loan obligations.

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  • Norris    Feb 10, 2016

    my call to Joyce went unanswered, will be reaching out to her once again.

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  • andyfletcher    Jan 26, 2016

    Hello Joyce,
    How is the business going?

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  • Norris    Dec 22, 2015

    I gave a kind reminder to Joyce about her loan, she will be making her repayments.

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  • Joyce    Nov 26, 2015

    Hallo to everyone in this Zidisha family.I would like to reschedule my weekly payments mode as of now.This has been caused by a huge stock supply in my pharmacy,causing me to run low on finances.I will update my new payments mode sooner i get good returns.Thank you all.

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  • Norris    Nov 10, 2015

    Joyce was unreachable but i left her a message reminding her o her loan obligations. will make a followup on her in due time.

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  • Roy    Oct 22, 2015

    Joyce, How are you?

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  • Joyce    Oct 9, 2015

    To all my worthy lenders,I am doing fine back here in Kenya and my business too is doing fine.I am now able to serve my clients with their doctor's recommended medicines as well as helping other who are in need of pain relievers medicines.This has made my clients to come always they want to me to help them.Thank you lenders for investing in my business and I do appreciate so much for your kind gestures.God bless you all.

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    • Roy    Oct 10, 2015

      Thank you for the news...So pleased things are going well for you.
      Best Regards,

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  • Joyce    Oct 1, 2015

    Dear all my lenders,
    I trully thanking you all for the continous support you have been giving my small chemist.Of late you disbursed the second loan to me which enabled me to purchase more stock of medicines in bulk at the Ministry of Health sales depot.Now my chemist is almost full with the drugs that my customers keeps on asking me to stock.I am hoping that the business will do good and the returns will be great.Much regards and be blessed.Joyce.

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  • Joyce    Sep 17, 2015

    Attention all my lenders,
    I received your loan for the need to improve my small business to grow more.Kindly accept my sincere appreciations for making my loan fully funded and later being disbursed to me.I salute all my lenders for the good deeds.Thank you and be blessed.

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  • Joyce    Sep 5, 2015

    Hallo to everyone in this big Zidisha family.I would like to reschedule my weekly payments mode as per now.This was caused by a huge stock supply in my pharmacy,causing me to run low on finances.I will update my new payments mode sooner i get good returns.Thank you for now and have a good day.

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  • Joyce    Aug 22, 2015

    Hi to all my worthy lenders.Receive my warm and BIG hug full of joy and appreciation.True you are good friends who really helped me to expand my chemist business.I received your loan and it was of great help to me and to my business at large.I was able to re-stock most of the oral medicines in my chemist.Thank you all for the kind support.Love you all.

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  • Joyce    Aug 18, 2015

    I do appreciate to all the lenders who really participated in my funding.Now the loan is 100% fully funded courtesy of you my worthy lenders.Thank you in advance for making my chemist shop have a new look as i look forward in stocking more medicines for the patients in my locality.Thanks alot and be blessed.

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  • Joyce    Aug 15, 2015

    Thank you lenders for making my loan contribution.Now it's at 30% and I still hope for the positive contribution from the other willing lenders.Pkease my lenders support my loan by funding to 100%.Thank you all in advance for your generous and kind support.
    Regards,Joyce.

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  • Joyce    Aug 12, 2015

    Thank you very much lender andyfletcher for your kind contribution in my loan.I welcome other lenders to participate in my loan bidding.Thank you so much in advance.

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  • Joyce    Aug 11, 2015

    Dear lenders and the zidisha staff in large,the loan that you granted me was really of great help to my business.I was able to purchase bulk oral drugs for my clients and the chemist was also busy due to that most of the drugs was available to them and at an affordable prices.Thank you

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  • Joyce    Aug 9, 2015

    To all my worthy lenders,I am proud to be associated with this big family called Zidisha Organization.I was able to get a good profit over this week and i did send my remaining balance today on Sunday,after I attended the Church morning service.I will be still need your future help in my next loan.Thank you for making my chemist get the medicines that made me to get a good returns toward the sales.Your loan also made me to sell the prescribed medicines at an affordable prices,and also made the people get the drugs at their village compared to how they used to trek for long for the same drugs.Thank you all and be blessed for the kind generosity.Thanks alot.

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  • Joyce    Aug 7, 2015

    What a great day ?Today I have made today several recommendation to my clients as per their doctors prescriptions and the dosage ,whom they had to sought for a help from my chemist shop.I thank the Zidisha team which they came to my rescue as i stocked the oral drugs in large quantities and mostly the one you couldn't get from within.Now most of the clients can come for the medicines and at an affordable prices too.Long live Zidisha and the lending panel.Thank you all for all you have done to my store.

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  • Joyce    Jul 26, 2015

    Today is on Sunday and I have opened my chemist shop for the customers who are willing to come for the prescribed medicines.i chose to pen today,due to that most of the people are at home.I am expecting to get a good number of customers today and i am prospecting a good returns.I will sending this week installment after workThank you all

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