Beauty salon and accessories sales

Josephine

Thika Next To Thika Level 5 Hospital, Kenya

41% repaid

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Entrepreneur

Name

Josephine

Member since

May 2017

On-time repayments

161 installments  •  81%

About Me

I’m Josephine Wangui from kiambu county currently resident at Thika town. I was raise and grow in Kanunga village kaimbu town. Life in Kanunga village was not walk over and these hardship lives made me to look for better live. The business idea tricked at these point to start beauty shop.
The environment and land truly support this business since it’s in slope of Mount Kenya which attracts tourist and a lot people. And also the land is totally fertile to support agriculture business which yields income to society.
I have one beautiful girl which looks at me as role model to business, in this case she really wants to grow to bigger business lady with big empire to help society at large.
My hobby is to read business magazine and articles which are useful to grow the business and sometimes to travel and interact with different people thereby sharing the ideas

My Business

My business is beauty shop which sells different varieties of beauty products plus offering services like manicure, nailing etc. The business is located in suitable place where it attracts a lot of clients and customers.
The beauty products are useful to young generation and youth at large. These product has positive impact to society since its help them improves they way of living. Plus creation of employment since i do have two workers in my business premises. The demand is high since they are complementally and can’t live without.
The cost associated with these beauty shop is operation cost like rent, electricity and water bills , staff cost etc others stocking cost. The cost are fully met by these business since profit is greater than cost associated to.
The profit realize from business is plough back to business to boost the growth and others is used to improve my living standard especially paying school fee for my child, rent and electricity and water bills

Loan Proposal

i will buy good worthy 2000 of small and moveable things which will attract new clients.
i will buy earings worthy 5000 and rings worthy 5000
the rest i will boost my business and running expenses.
This will help my business to with 10% compared with last time before being funded.

Feedback

1

None

None

  • SH

    Shiloh Hoisington    Dec 29, 2019

    Great job so far on your repayments! We love to see on time payments, it helps create trust between lenders and you! I hope your business is successful and brings you to all your dreams!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$400.00

Date disbursed

Jan 8, 2020

Repayment status

Late

Projected term

16 months

Other loans

May 2017:  $26

Jun 2017:  $39

Oct 2017:  $59

Mar 2018:  $98

Feb 2019:  $108

Nov 2019:  $108

Lenders

C

Cblodgett

Zurich, Switzerland

KYLE LARSON

Little Falls, United States

T

tjgiving

Oakland, United States

C

cactusgirl

London, United Kingdom

JS

Johannes Seidler

Germany

C

Chitti421

United States

P

Parrish

Canada

IH

Isaac Hileman

United States

DZ

Daniel Zachariah

United States

SM

Sharon Miskiw

Canada

OH

Orion H.

United States

SG

Sandra Gladden

United States

MT

Mary Tang

Canada

MT

Marco Tietz

United States

WS

william smith

United States

SH

Steven Huntington

London, United Kingdom

UK

Uday Kolluri

New York, Singapore

Rory McLaughlin

Dallas, United States

N

Nathan

Australia

ON

Olof Nilsson Heijer

Sweden

EG

Eduardo Garciatorres

Cayman Islands

HJ

Hannah Jackson

Canada

C

Cecilia

United States

GG

Graham Glenday

United States

P

Peter

Germany

AG

Armin Groll

Germany

CE

Celia E

United States

DM

Dritan Muneka

United States

F

Frieda

Germany

GT

Geoff Tucker

United States

AH

Alex Hodson

United States

IE

Inger Elisabeth

Oslo, Norway

GY

Gonul Yalcin

United States

Dan Michael

Oslo, Norway

Maree Spraggon

Hungary

BP

Barbara Paes

Brazil

Thomas

Sweden, Sweden

JH

Joseph Hwang

Houston, United States

R

Ray

Australia

David Walshe

Ireland

CH

Christelle Hugel

Spain

SH

Shiloh Hoisington

United States

DK

Daniel Kalla

Saint Paul, United States

H

HJ

Switzerland

Ask Josephine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Josephine    Mar 16, 2021

    The business is Not good at all due third walves of Corona. But I will try my best to be on time

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  • Josephine    Jan 20, 2021

    The business is doing a bite fair but for the time being it can afford to pay ksh 700 per week which i cant default. thanks team

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  • Josephine    Dec 10, 2020

    The business is not doing good since this pandamicof covid but I can afford to pay this without defaulting. Thanks team

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  • Josephine    Oct 29, 2020

    The business is not doing good since pandemic of covid came and I'm comfortable to pay this without deafult. Thanks team

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  • Josephine    Sep 15, 2020

    Coronavirus pandemic has real effected the business since for the past few month we have closed our business. i wise to reduce the installment

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  • Josephine    Aug 6, 2020

    The business is not doing good due to covid 19 which has effect our business alot

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  • Josephine    Jun 25, 2020

    Coronavirus pandemic has real effected the business since for the past few month we have closed our business. i wise to reduce the installment

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  • Josephine    May 13, 2020

    Corona virus pandemic has real effected the business since for the past few month we have closed our business. i wise to reduce the installment

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  • Josephine    Apr 4, 2020

    coronavirus pandemic has real effected the business since for the past one month we have closed our business. i wise to reduce the installment

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  • Josephine    Mar 12, 2020

    The business is doing a bite fair but for the time being it can afford to pay ksh 1000 per week which i cant default. thanks team

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  • Josephine    Jan 29, 2020

    The business is no doing well since its off peak season but im hoping my business will pick and wishes to pay ksh 1000 which im comfortable at the moment

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    • SH

      Shiloh Hoisington    Mar 2, 2020

      Hi Josephine,
      I’m sorry to hear that business has fallen due to off season. If you need any advise or help with business questions please try to contact me through email(it will be faster communication). If it’s not listed on my profile please let me know and I will provide it here. I wish to also have you communicate with me just for business updates and the good and the bad I’m here to help you through it all!

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  • Josephine    Jan 20, 2020

    thanks lenders i received the cash really appreacited

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  • Josephine    Jan 8, 2020

    i will buy good worthy 10000 of small and moveable things which will attract new clients.
    i will buy earings worthy 5000 and rings worthy 5000
    the rest i will boost my business and running expenses.
    This will help my business to with 10% compared with last time before being funded.

    Log in to reply • Share

  • Josephine    Jan 7, 2020

    Thanks team zidisha and lender, i really appreciate since the last loan help to add stock which help my business to grow and attract new client.The profit realize i utilize to grow business and help my family to live well.

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  • Josephine    Nov 21, 2019

    I will utilize the fund to add my stock of earings, rings, neck-less chains and to boost my business. it will help to increase my stock which will attrack new clients.
    Thanks alot for funding my byusiness

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  • Josephine    Nov 18, 2019

    Thanks alot for the last loan, it really help alot plus to boost my business and upright my life. looking forward for more fund.

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  • Josephine    Aug 26, 2019

    The business is no doing well since its off peak season but im hoping my business will pick

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  • Josephine    Jul 31, 2019

    The business is picking well and i wise to increase my installment from 100 to 500.

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  • Josephine    Jun 28, 2019

    The business is no doing well since its off peak season but im hoping my business will pick near future

    Log in to reply • Share

  • Edwin    Jun 11, 2019

    Hi Lenders,

    I've discussed the loan situation with Josphine and she has explained she's emerging out of a bad financial situation and will resume repaying the loan in a week's time.

    Thank you for your patience.
    Edwin, VM

    Log in to reply • Share


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