Name
Viona
Member since
January 2015
On-time repayments
62 installments • 74%
My name is Viona Wambui. I was born in Eldoret in the Rift Valley highlands of Kenya. I was born in a large family of 9 and my parent to make a total of 11. I am child number 3 in the family. I was raised up in a very humble background and I am glad I grew up to adulthood against very serious odds.
I went to primary and then secondary school then moved to Mombasa town to live with cousins while at the same time looking for employment. I got a job at a hair salon. This is something I loved doing despite the fact that I have no formal training in this area. I quit this job after two years due to low pay and decided to open a money transfer business. This was a booming business at the time but the hype died down and the profitability of my business plummeted.
It is at this point that I decided to change business and venture into selling mobile phones and accessories and that is what I am still doing.
I am married with three children aged 8,12 and 16 who are all in school. My dream is to secure my children's future through quality education and serious saving schemes to give them a head-start in life.
I deal with selling of mobile phones and associated accessories. This is the in-thing in town and this inspired me to venture into this area. I operate from rented premises and I have also employed one attendant. I make about @300 per month after all expenses are paid.
I use this money to supplement my husbands income which is the major component of running my family's budget. I also set aside a portion of it (at least 20%) and put it back to the business to make it grow.
Our high season starts around this time of the year. This is when most people have some cash to spend on items such as phones. I want to take advantage of this period and stock a wide variety of mobile phones and make good profit from this business.
I hope to record good sales and increase my net income which will in turn be put back to the business to stimulate more growth. With this money, I hope to get about 2 dozen phones with prices ranging from USD 10 to USD 60. This is where most of the residents in this area can afford and I am sure I will be able to sell the stock very fast.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$354.00
Date disbursed
Sep 12, 2015
Repayment status
Late
Projected term
8 months
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Amount repaid
$265.00
Amount remaining
$104.92
Expected completion
May 29, 2016
Status
Repaying late
Installment amount
$10.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 20, 2015 | $10.00 | Sep 22, 2015 | $10.00 |
Sep 27, 2015 | $10.00 | Sep 22, 2015 | $10.00 |
Oct 4, 2015 | $10.00 | Oct 5, 2015 | $10.00 |
Oct 11, 2015 | $10.00 | Oct 12, 2015 | $10.00 |
Oct 18, 2015 | $10.00 | Nov 5, 2015 | $10.00 |
Oct 25, 2015 | $10.00 | Nov 5, 2015 | $10.00 |
Nov 1, 2015 | $10.00 | Nov 5, 2015 | $10.00 |
Nov 8, 2015 | $10.00 | Nov 23, 2015 | $10.00 |
Nov 15, 2015 | $10.00 | Nov 30, 2015 | $10.00 |
Nov 22, 2015 | $10.00 | Nov 30, 2015 | $10.00 |
Nov 29, 2015 | $10.00 | Nov 30, 2015 | $10.00 |
Dec 6, 2015 | $10.00 | Dec 22, 2015 | $10.00 |
Dec 13, 2015 | $10.00 | Dec 22, 2015 | $10.00 |
Dec 20, 2015 | $10.00 | Dec 22, 2015 | $10.00 |
Dec 27, 2015 | $10.00 | Dec 22, 2015 | $10.00 |
Jan 3, 2016 | $10.00 | Jan 9, 2016 | $10.00 |
Jan 10, 2016 | $10.00 | Jan 19, 2016 | $10.00 |
Jan 17, 2016 | $10.00 | Jan 25, 2016 | $10.00 |
Jan 24, 2016 | $10.00 | Jan 25, 2016 | $10.00 |
Jan 31, 2016 | $10.00 | Feb 1, 2016 | $10.00 |
Feb 7, 2016 | $10.00 | Feb 8, 2016 | $10.00 |
Feb 14, 2016 | $10.00 | Feb 22, 2016 | $10.00 |
Feb 21, 2016 | $10.00 | Feb 22, 2016 | $10.00 |
Feb 28, 2016 | $10.00 | Feb 29, 2016 | $10.00 |
Mar 6, 2016 | $10.00 | Mar 15, 2016 | $10.00 |
Mar 13, 2016 | $10.00 | Mar 15, 2016 | $5.00 |
May 5, 2016 | $5.00 | ||
Mar 20, 2016 | $10.00 | May 5, 2016 | $5.00 |
Mar 27, 2016 | $10.00 | ||
Apr 3, 2016 | $10.00 | ||
Apr 10, 2016 | $10.00 | ||
Apr 17, 2016 | $10.00 | ||
Apr 24, 2016 | $10.00 | ||
May 1, 2016 | $10.00 | ||
May 8, 2016 | $10.00 | ||
May 15, 2016 | $10.00 | ||
May 22, 2016 | $10.00 | ||
May 29, 2016 | $9.92 |
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