Judith
Amalo , Olenguruone, Nakuru County, Kenya
100% repaid
Name
Judith
Member since
June 2016
On-time repayments
94 installments • 87%
I was born in Olenguruone in 1987. I started my schooling in 1991 in Kiptenden Primary School where I earned my KCPE and then proceeded to Amalo Secondary School. During this time, I struggled to maintain myself in pocket money and I helped my parent while on holiday. After schooling, I managed our livestock (cows) which are liked and the care of which is most practiced in our culture.
I want to have 2 to 3 kids. I like surfing and travelling.
I buy and sell milk. Milk is one of the most in-demand foods and a source of income to farmers. This is why I opt to buy milk from farmers. I boost the price to receive more income. Where the dairy plant buys at a lower price at $0.32, I buy at $0.37 and sell at $0.45. This income mainly goes to school for school fees and other expenses.
With the new loan I will buy a fridge of a capacity to hold milk up to 100 litres ,more milk for me to diversify,inputs for making yoghurt and sour milk and for advertising new product,with the new products yoghurt and sour milk where my community people like it its more rich in nutrients and more sweet and its price is higher than for milk thus more income,I expect more income where I will be selling milk at $0.4 ,sour milk at $0.5 and yoghurt $0.7 this will enable a profit increase to $15 per month and more as I increase my milk buying .
I was born in Olenguruone in 1987 ,I started my school in 1991 in Kiptenden primary school where I my kcpe and proceeded to Amalo secondary during this I struggled to maintain myself in pocket money and helped my parent while in holiday.after school I managed our livestock (cows) which is liked and most practiced in our culture.i do milk business during morning hours then my clothes business during the day.I have 2 kids I like surfing and travelling.
I buy and sell milk,where milk being one of demanding food and source of income to farmers,this where I opt to buying milk from farmers to boost the price and more income this where the dairy plant available buys at lower price at $0.32 ,i buy at $0.37 and sell at $0.45 this where i hire a motorcycle and go in villages buying milk then sell at hotels,my store and more i do use for making value added product like yoghurt and sour milk.income which mainly goes to school for school fees for my siblings (brother and sister)and other expenses.
With the new loan I will buy a fridge of a capacity to hold milk up to 100 litres ,more milk for me to diversify,inputs for making yoghurt and sour milk and for advertising new product,with the new products yoghurt and sour milk where my community people like it its more rich in nutrients and more sweet and its price is higher than for milk thus more income,I expect more income where I will be selling milk at $0.4 ,sour milk at $0.5 and yoghurt $0.7 this will enable a profit increase to $15 per month and more as I increase my milk buying .
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$332.00
Date disbursed
Oct 15, 2016
Repayment status
On Time
Projected term
17 months
Other loans
Amount repaid
$331.83
Amount remaining
$0.00
Date repaid
Mar 9, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 25, 2016 | $10.08 | Oct 27, 2016 | $10.08 |
Nov 1, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Nov 8, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Nov 15, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Nov 22, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Nov 29, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Dec 6, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Dec 13, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Dec 20, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Dec 27, 2016 | $1.01 | Oct 28, 2016 | $1.01 |
Jan 3, 2017 | $1.01 | Oct 28, 2016 | $1.01 |
Jan 10, 2017 | $1.01 | Oct 28, 2016 | $1.01 |
Jan 17, 2017 | $1.01 | Oct 28, 2016 | $1.01 |
Jan 24, 2017 | $1.01 | Oct 28, 2016 | $1.01 |
Jan 31, 2017 | $1.01 | Oct 28, 2016 | $1.01 |
Feb 7, 2017 | $1.01 | Oct 28, 2016 | $1.01 |
Feb 14, 2017 | $1.01 | Oct 28, 2016 | $1.01 |
Feb 21, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
Feb 28, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
Mar 7, 2017 | $1.01 | Mar 31, 2017 | $1.01 |
Mar 14, 2017 | $1.01 | Mar 31, 2017 | $1.01 |
Mar 21, 2017 | $1.01 | Mar 31, 2017 | $1.01 |
Mar 28, 2017 | $1.01 | Mar 31, 2017 | $1.01 |
Apr 4, 2017 | $1.01 | Mar 31, 2017 | $1.01 |
Apr 11, 2017 | $1.01 | Apr 11, 2017 | $1.01 |
Apr 18, 2017 | $1.01 | Apr 11, 2017 | $1.01 |
Apr 25, 2017 | $1.01 | Apr 11, 2017 | $1.01 |
May 2, 2017 | $1.01 | Apr 11, 2017 | $1.01 |
May 9, 2017 | $1.01 | Apr 11, 2017 | $1.01 |
May 16, 2017 | $1.01 | May 16, 2017 | $1.01 |
May 23, 2017 | $1.01 | May 23, 2017 | $1.01 |
May 30, 2017 | $1.01 | May 23, 2017 | $1.01 |
Jun 6, 2017 | $1.01 | May 23, 2017 | $1.01 |
Jun 13, 2017 | $1.01 | May 23, 2017 | $1.01 |
Jun 20, 2017 | $1.01 | May 23, 2017 | $1.01 |
Jun 27, 2017 | $10.08 | Jun 26, 2017 | $10.08 |
Jul 4, 2017 | $10.08 | Jun 26, 2017 | $10.08 |
Jul 11, 2017 | $10.08 | Jun 26, 2017 | $10.08 |
Jul 18, 2017 | $10.08 | Jun 26, 2017 | $10.08 |
Jul 25, 2017 | $10.08 | Jun 26, 2017 | $10.08 |
Aug 1, 2017 | $10.08 | Aug 1, 2017 | $10.08 |
Aug 8, 2017 | $10.08 | Aug 1, 2017 | $10.08 |
Aug 15, 2017 | $10.08 | Aug 1, 2017 | $10.08 |
Aug 22, 2017 | $10.08 | Aug 1, 2017 | $10.08 |
Aug 29, 2017 | $10.08 | Aug 29, 2017 | $10.08 |
Sep 5, 2017 | $10.08 | Sep 5, 2017 | $10.08 |
Sep 12, 2017 | $0.00 | ||
Sep 19, 2017 | $1.01 | Sep 19, 2017 | $1.01 |
Sep 26, 2017 | $1.01 | Sep 29, 2017 | $1.01 |
Oct 3, 2017 | $1.01 | Oct 3, 2017 | $0.83 |
Oct 12, 2017 | $0.18 | ||
Oct 10, 2017 | $1.01 | Oct 12, 2017 | $1.01 |
Oct 17, 2017 | $1.01 | Oct 26, 2017 | $1.01 |
Oct 24, 2017 | $1.01 | Oct 26, 2017 | $1.01 |
Oct 31, 2017 | $1.01 | Oct 26, 2017 | $1.01 |
Nov 7, 2017 | $3.02 | Nov 4, 2017 | $3.02 |
Nov 14, 2017 | $3.02 | Nov 4, 2017 | $3.02 |
Nov 21, 2017 | $3.02 | Nov 4, 2017 | $3.02 |
Nov 28, 2017 | $3.02 | Nov 4, 2017 | $3.02 |
Dec 5, 2017 | $3.02 | Dec 4, 2017 | $3.02 |
Dec 12, 2017 | $3.02 | Dec 4, 2017 | $3.02 |
Dec 19, 2017 | $3.02 | Dec 4, 2017 | $3.02 |
Dec 26, 2017 | $3.02 | Dec 4, 2017 | $1.01 |
Dec 27, 2017 | $1.01 | ||
Jan 2, 2018 | $1.01 | ||
Jan 2, 2018 | $3.02 | Jan 2, 2018 | $3.02 |
Jan 9, 2018 | $3.02 | Jan 16, 2018 | $3.02 |
Jan 16, 2018 | $3.02 | Jan 16, 2018 | $3.02 |
Jan 23, 2018 | $3.02 | Jan 25, 2018 | $1.01 |
Jan 25, 2018 | $1.01 | ||
Jan 30, 2018 | $1.01 | ||
Jan 30, 2018 | $3.02 | Jan 30, 2018 | $2.02 |
Feb 7, 2018 | $1.01 | ||
Feb 6, 2018 | $3.02 | Feb 20, 2018 | $3.02 |
Feb 13, 2018 | $3.02 | Feb 20, 2018 | $3.02 |
Feb 20, 2018 | $3.02 | Feb 20, 2018 | $1.71 |
Feb 21, 2018 | $1.01 | ||
Mar 1, 2018 | $0.30 | ||
Feb 27, 2018 | $3.02 | Mar 1, 2018 | $2.72 |
Mar 1, 2018 | $0.30 | ||
Mar 6, 2018 | $50.42 | Mar 8, 2018 | $50.42 |
Mar 13, 2018 | $67.66 | Mar 9, 2018 | $67.66 |
Ask Judith a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.