Teresia Muthoni

Bahati, Kenya

100% repaid

Entrepreneur

Name

Teresia Muthoni

Member since

February 2011

On-time repayments

197 installments  •  92%

About Me

My name is Teresia Nduta Muthoni. i live in nakuru county kenya residing at bahati near a centre called mailikumi, im born christian,im abusiness lady,since i completed my "o" level education i stated working as a business lady since dec 2009 upto date and i thank God for this far, I deal with cyber and stationaries

My Business

I deal with stationery business where I buy printing papers, exercise books, hardcopy books, cartridges for printers,Reams of fulscaps, all types of pens,all types of pensils, box files,spring files, and others. All these I buy at Nairobi which is the capital city of our country Kenya and resell them at Maili Kumi. As I wait for the stock to get finished, I do tysetting work, printing work and also have a cyber where people browse and pay per minute. I usually visit the academies around the area where I sell to them some past papers for exams which I have photocopied and bound to make booklets. This are very popular with the standard eight students and their teachers. The parents also buy some for their students especially those in the public schools because these public schools do not buy for their students. Sometimes during the festive season I print a lot of cards which i have been printing them at Nakuru town where there are heavy duty printing machines where i use money and time because i need to travel but now I want to buy my own heavy duty coloured printing machine which is costing 162,000 for printing my customers coloured cards which will attract many customers instead because i will not be wasting time to go Nakuru town for cards printing.I also want to buy a camera for taking instant passport , those students who completed class Eight and they are joining form one January 2018 will be required to have copies of passport photos during the admission day in form one,and most of them travel to Nakuru town where is a lot of conjestions and wastage of time, this camera is costing 20,500,and this passports photo will give me high profit.I will use the profit to expand my business,to buy photos materials and to pay for my brother's college fees who is taking his degree in economics and statistics

My name is Teresia Nduta Muthoni. i live in bahati near a centre called mailikumi, im born christian,im abusiness lady ,i deal with cyber and stationaries

Hi,zidisha team im very greatful for your kind support financially im bussiness is going very well. i would like to be given a loan of ksh150,000 so that i can add to the ksh200,000 that i have. i want to stock my stationary shop with 200 cartons of ream of printing papers each carton contain 5ream of printing papers each ream costs ksh 350 but i will supply to the institutions at ksh550 per ream making a profit of ksh200 per ream.

Loan Proposal

after supplying some schools with stationeries on time, i received personal connections from those people who told others about me. as a result some others have requested me to supply more stationeries and some have requested for computer accessories. however they usually pay when the free education money is released by the government in the course of the school term. i have therefore turned yet again to zidisha lenders so that they can help me raise enough money to add to what i have to make the required ammount. i intend to give the payment of the loan the utmost priority as i have done in the past. i hope i will be able to supply the schools within the given deadline of one week so as to retain my good reputation

Feedback

33

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,497.39

Date disbursed

May 7, 2012

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Lender interest: $1,497.39 at 4.02% annual rate over 5 months = $25.08

Service fee: $21.25

Lenders

Julia Kurnia

Sterling, Virginia, United States

rebecca

Chapin SC, United States

melliecarma

Portus Town, Germany

A

Anninymouse

Southampton, United Kingdom

C

Canlender1

Nanaimo, Canada

EricDWalters

Rochester, Mn, Usa, United States

carlos vendrell

Barcelona, Spain, Philippines

B

BRWorthington

San Francisco, United States

J

jkats1988

New York, United States

V

vamPierchen

Luxembourg, Luxembourg

A

adwatson

Milan, MI, United States

E

Esuil

Vallentuna, Sweden

Hope2012

United Kingdom

Ginoir

Worcester, United Kingdom

Rdcmole

Cincinnati, United States

Honey

Sydney, Australia

G

geoffk

Brisbane, Australia

Judith

London, United Kingdom

S

staktrace

Toronto, Canada

R

Rotterdammer

Rotterdam, Netherlands

traciyoshiyama

Honolulu, United States

MaxEmerika

Sonoma County, California, United States

A

anti-dot

London, United Kingdom

johnnorris

Aberystwyth, United Kingdom

Raoul72

Naarden, Netherlands

mmarovich

Keene, NH, United States

P

Puffnstuff

Auckland, New Zealand

Hakayati

Dublin, Ireland

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  • Teresia Muthoni    Jun 17, 2019

    im very greatful for your kind support zidisha team,the loan that i have just completed the repayment has greately supported my bussiness and now the number of my customers have increased because i bought a heavy duty coloured printing machine.I made a great profit with the past loan. I as able to clear my brother's college fees balance. thanks very much zidisha team

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  • Teresia Muthoni    Dec 20, 2017

    Hallo my lenders ,im very thankful for fully funding my loan,i received a total of 126,236 to my account,i bought a camera, heavy duty coloured machine and some few stationaries on 19th december 2017. once again im very thankful my zidisha lenders

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  • Teresia Muthoni    Dec 13, 2017

    Hallo my zidisha lenders i very for fully funding my loan, and immediately the funds enters to my phone I will quickly go for the heavy duty coloured machine and the camera, and I'm very sure my customers will be happy especially this festive season because I will get high profit. Once again thank you very much my lenders.

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  • Teresia Muthoni    Nov 29, 2017

    hallo my zidisha lenrders ,im very thankful, you have supported me. the funds that you lend to me early 2017 has helped me so much because due to the stock that i added and good services ,infact my customers have increased and during the period i got high profits compared to other years and that is why i was able to make my loan repayment early. i would to be lend with another loan of 199,000 because i want to buy a heavy duty coloured machine and a camera.

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  • Teresia Muthoni    Nov 27, 2017

    hallo my zidisha lenders im very thankful for your support, it has helped me so much and thats why i was able to make early repayment.

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  • Teresia Muthoni    Nov 27, 2017

    hallo my zidisha lenders i'm very thankfull for your support, the last loan that you lend me, i was able to boost my business by adding stock and the number of my customers was increased and i was able to make more profits compared to other years and thats why i was able to make early repayment. i would like to be loaned again.

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  • Teresia Muthoni    Nov 27, 2017

    Hallo my Zidisha Lenders, I'm very thankful for your support and boosting my business. My business has been moving well thats why i was able to make early repayment. thank ones again my lenders.

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  • Teresia Muthoni    Apr 17, 2017

    Thank you my zidisha lenders. I received funds. Thank you once again

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  • Teresia Muthoni    Apr 7, 2017

    Thank you my lenders for your funds and immediately the money enters my phone I will go for printing materials. Once again thank u

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  • Teresia Muthoni    Apr 5, 2017

    Hallo my zidisha lenders i would appreciate if my loan is quickly funded.... So that i can be able to buy materials. Thanks my lenders

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  • Teresia Muthoni    Mar 31, 2017

    I will use the amount to buy new stock for my business that is kes 50000 for the reams of papers and kes 50000 for buying stationery and transportation and also for miscellaneous expenses in my business. I expect to get a profit of 90% after the sale of that stock.

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  • Teresia Muthoni    Jun 11, 2016

    I thank these zidisha team for being patient to me and i also thank my creator for this far,infact He has done something glory and honour unto Him

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  • Teresia Muthoni    Jun 10, 2016

    Hallo lenders my job was down for the last 2 months but now I have seen a change and I will make repayment on time.... I'm very sorry for that inconvenience I'm now going to pay on time.. Thank you zidisha team

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  • Teresia Muthoni    Sep 8, 2015

    thank zidisha team and my lenders for my business is going on well. i do appreciate so much

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  • Teresia Muthoni    Apr 7, 2015

    Im very thankfull that my business is doing well.thankyou my lenders

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  • Teresia Muthoni    Mar 31, 2015

    Im very grateful because i received my money yesterday at night.thank you zidisha lenders i will boost my business.

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  • Teresia Muthoni    Mar 29, 2015

    Im very greatfull to you zidisha team for funding my loan that fast and immediately the money enters to my account i will go for printing materials immediately.Thank you so much zidisha team.

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  • Teresia Muthoni    Mar 21, 2015

    i have been able to educate my brother through secondary school using the profit that i have been getting from my business and now he is in the university college thanks zidisha lenders for the good work.

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  • Teresia Muthoni    Apr 19, 2013

    I would like to be paying more because I am now able since my business has now picked up. Those people who owed me money have now started paying me as business is picking up after the election tension is over. I would like to thank my lenders as they were patient with me when my business was down. Thank you very much. I appreciate so much. I will always be grateful for what they did. They showed that they were concerned. Once again thank you very much

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  • Teresia Muthoni    Nov 14, 2012

    Being an exam period, many schools took the stationeries on credit and did not honour their promise to pay as they usually do. When i follow it up with them, they say that the unforeseen and unexpected expenses of the exam ( sometimes looking for means to ferry the officers when the roads are impassable etc) made them use more money than they had anticipated and this made them unable to pay all their debts. Some believe that since i have been paid on time in the past, that i should have enough faith in them that even if they delay, they will finally pay. Yes i do have faith but i have debts to settle and this means that i cannot be able to pay as much as i had anticipated. As such i request to reschedule my monthly instalment so that i can remain faithful as have been in the past settling my debts on time. I hope that this will not make my lenders to lose their faith in me.

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    • MaxEmerika    Nov 14, 2012

      Dear Teresia,
      We understand your situation and still have great confidence that you will continue to succeed! Best wishes to you always.

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