Aloan to finance my cosmetics business

Anne

Nakuru, Kenya

12% repaid

Entrepreneur

Name

Anne

Member since

February 2014

On-time repayments

206 installments  •  0%

About Me

Thank you zidisha for this great oppokrtunity , my names are Anne lucy Njoproge,aged 37years.I do have a family and their very much part of a nbig part in my life.The responsibility of being with a family has always given me a positive challenge which to me has brought a mature understanding individual.Am also a graduate with a degree in management of NGOS.My education in a deeper sense gave me a chance to exploite and explore better avenues that why i chose to leave employment sector into enterprenueral sector.Thye pressure to make a better lifwe and also expand my potential made me venture into the business world.Therefore i decided to start a cosmetics business which has grown over the last 8years.Mostly my earnings part of it goes back to business and the rest ares used to meet my obligations.

My Business

Am grateful to inform the this great team that my cosmetics business is a big trend of venture that is much acceptable in the beauty industry.I do buy stuffs like human air,lip sticks,artificial nails,shampoos,and other related beauty products.The modern busines trend in this industry has really been a plus factor to the growth of my business.Another factor that has really helped mer is frequent mrket analysis which has given me a good competitive winning edge against my competitors.My good working relationship between me and my customers has seen me receiving un ending referrals who have been a great boost to me because of my warm customer care.The demand for beauty products is a serious business so to say.This is why i chose to vwenture into cosmetis industry.However challenges are always there but this again depends on your strategic business approach you employ to maintain your customers.Things like unfair competition from cheap products has really sometimes affected the business,another factor is fluctuattions of prices of cosmetics from the importing countries.This to some point hasw been a challenge though not a threat to the industry.Under normal circumstances the business is able to generate a turn over of 50,00ksh to 65,000ksh per ,month.Therefore in terms of loans repayment i dont anticipate much challenges.My dream is to uterlize this zidisha opportunity to grow my business to a level i could say i have grown.My hope and believe is to achieve a greater height through this Zidisha concept to help me experience my self actualization plane.

Loan Proposal

Thank so much zidisha for your gesture in realizing the potential for what am doing by accepting me to be a beneficiary of your much sought after loans.My gratitude and enthusiasm is to thank you in advance the lenders and to say it will be an honor for me for your contributions towards my business.Thank you and you.To my business am glad that immense growth and progress will be realized through your funding.Last is to thank the entire zidisha team for your humanitarian banking concept that is honestly touching many lives positively.Thank you again as i optimistically look forward for this opportunity in years to come.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Mar 11, 2014

Repayment status

Late

Projected term

48 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

investor

Candiac, Canada

G

Gastao

Covilhã, Portugal

B

Bavarian

Bavaria, Germany

C

cngilkd

gaithersburg, United States

joaoferraz

RINCHOA, Portugal

S

Serene

Philadelphia, United States

Sarasota

Sarasota, Fl, United States

E

Escalada

Bakersfield, CA, United States

T

thebonseung

Republic of Korea

Matching Fund

Sterling, United States

M

meric

Australia

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Anne a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$30.54

Amount remaining

$232.34

Expected completion

Feb 20, 2018

Status

Repaying late

Installment amount

$1.18

Repayment History

Expected Payments Actual Payments
Mar 19, 2014 $30.54 Mar 19, 2014 $30.54
Mar 26, 2014 $0.00
Apr 2, 2014 $0.00
Apr 9, 2014 $0.00
Apr 16, 2014 $0.00
Apr 23, 2014 $0.00
Apr 30, 2014 $1.18
May 7, 2014 $1.18
May 14, 2014 $1.18
May 21, 2014 $1.18
May 28, 2014 $1.18
Jun 4, 2014 $1.18
Jun 11, 2014 $1.18
Jun 18, 2014 $1.18
Jun 25, 2014 $1.18
Jul 2, 2014 $1.18
Jul 9, 2014 $1.18
Jul 16, 2014 $1.18
Jul 23, 2014 $1.18
Jul 30, 2014 $1.18
Aug 6, 2014 $1.18
Aug 13, 2014 $1.18
Aug 20, 2014 $1.18
Aug 27, 2014 $1.18
Sep 3, 2014 $1.18
Sep 10, 2014 $1.18
Sep 17, 2014 $1.18
Sep 24, 2014 $1.18
Oct 1, 2014 $1.18
Oct 8, 2014 $1.18
Oct 15, 2014 $1.18
Oct 22, 2014 $1.18
Oct 29, 2014 $1.18
Nov 4, 2014 $1.18
Nov 11, 2014 $1.18
Nov 18, 2014 $1.18
Nov 25, 2014 $1.18
Dec 2, 2014 $1.18
Dec 9, 2014 $1.18
Dec 16, 2014 $1.18
Dec 23, 2014 $1.18
Dec 30, 2014 $1.18
Jan 6, 2015 $1.18
Jan 13, 2015 $1.18
Jan 20, 2015 $1.18
Jan 27, 2015 $1.18
Feb 3, 2015 $1.18
Feb 10, 2015 $1.18
Feb 17, 2015 $1.18
Feb 24, 2015 $1.18
Mar 3, 2015 $1.18
Mar 11, 2015 $1.18
Mar 18, 2015 $1.18
Mar 25, 2015 $1.18
Apr 1, 2015 $1.18
Apr 8, 2015 $1.18
Apr 15, 2015 $1.18
Apr 22, 2015 $1.18
Apr 29, 2015 $1.18
May 6, 2015 $1.18
May 13, 2015 $1.18
May 20, 2015 $1.18
May 27, 2015 $1.18
Jun 3, 2015 $1.18
Jun 10, 2015 $1.18
Jun 17, 2015 $1.18
Jun 24, 2015 $1.18
Jul 1, 2015 $1.18
Jul 8, 2015 $1.18
Jul 15, 2015 $1.18
Jul 22, 2015 $1.18
Jul 29, 2015 $1.18
Aug 5, 2015 $1.18
Aug 12, 2015 $1.18
Aug 19, 2015 $1.18
Aug 26, 2015 $1.18
Sep 2, 2015 $1.18
Sep 9, 2015 $1.18
Sep 16, 2015 $1.18
Sep 23, 2015 $1.18
Sep 30, 2015 $1.18
Oct 7, 2015 $1.18
Oct 14, 2015 $1.18
Oct 21, 2015 $1.18
Oct 28, 2015 $1.18
Nov 3, 2015 $1.18
Nov 10, 2015 $1.18
Nov 17, 2015 $1.18
Nov 24, 2015 $1.18
Dec 1, 2015 $1.18
Dec 8, 2015 $1.18
Dec 15, 2015 $1.18
Dec 22, 2015 $1.18
Dec 29, 2015 $1.18
Jan 5, 2016 $1.18
Jan 12, 2016 $1.18
Jan 19, 2016 $1.18
Jan 26, 2016 $1.18
Feb 2, 2016 $1.18
Feb 9, 2016 $1.18
Feb 16, 2016 $1.18
Feb 23, 2016 $1.18
Mar 1, 2016 $1.18
Mar 8, 2016 $1.18
Mar 16, 2016 $1.18
Mar 23, 2016 $1.18
Mar 30, 2016 $1.18
Apr 6, 2016 $1.18
Apr 13, 2016 $1.18
Apr 20, 2016 $1.18
Apr 27, 2016 $1.18
May 4, 2016 $1.18
May 11, 2016 $1.18
May 18, 2016 $1.18
May 25, 2016 $1.18
Jun 1, 2016 $1.18
Jun 8, 2016 $1.18
Jun 15, 2016 $1.18
Jun 22, 2016 $1.18
Jun 29, 2016 $1.18
Jul 6, 2016 $1.18
Jul 13, 2016 $1.18
Jul 20, 2016 $1.18
Jul 27, 2016 $1.18
Aug 3, 2016 $1.18
Aug 10, 2016 $1.18
Aug 17, 2016 $1.18
Aug 24, 2016 $1.18
Aug 31, 2016 $1.18
Sep 7, 2016 $1.18
Sep 14, 2016 $1.18
Sep 21, 2016 $1.18
Sep 28, 2016 $1.18
Oct 5, 2016 $1.18
Oct 12, 2016 $1.18
Oct 19, 2016 $1.18
Oct 26, 2016 $1.18
Nov 2, 2016 $1.18
Nov 8, 2016 $1.18
Nov 15, 2016 $1.18
Nov 22, 2016 $1.18
Nov 29, 2016 $1.18
Dec 6, 2016 $1.18
Dec 13, 2016 $1.18
Dec 20, 2016 $1.18
Dec 27, 2016 $1.18
Jan 3, 2017 $1.18
Jan 10, 2017 $1.18
Jan 17, 2017 $1.18
Jan 24, 2017 $1.18
Jan 31, 2017 $1.18
Feb 7, 2017 $1.18
Feb 14, 2017 $1.18
Feb 21, 2017 $1.18
Feb 28, 2017 $1.18
Mar 7, 2017 $1.18
Mar 15, 2017 $1.18
Mar 22, 2017 $1.18
Mar 29, 2017 $1.18
Apr 5, 2017 $1.18
Apr 12, 2017 $1.18
Apr 19, 2017 $1.18
Apr 26, 2017 $1.18
May 3, 2017 $1.18
May 10, 2017 $1.18
May 17, 2017 $1.18
May 24, 2017 $1.18
May 31, 2017 $1.18
Jun 7, 2017 $1.18
Jun 14, 2017 $1.18
Jun 21, 2017 $1.18
Jun 28, 2017 $1.18
Jul 5, 2017 $1.18
Jul 12, 2017 $1.18
Jul 19, 2017 $1.18
Jul 26, 2017 $1.18
Aug 2, 2017 $1.18
Aug 9, 2017 $1.18
Aug 16, 2017 $1.18
Aug 23, 2017 $1.18
Aug 30, 2017 $1.18
Sep 6, 2017 $1.18
Sep 13, 2017 $1.18
Sep 20, 2017 $1.18
Sep 27, 2017 $1.18
Oct 4, 2017 $1.18
Oct 11, 2017 $1.18
Oct 18, 2017 $1.18
Oct 25, 2017 $1.18
Nov 1, 2017 $1.18
Nov 7, 2017 $1.18
Nov 14, 2017 $1.18
Nov 21, 2017 $1.18
Nov 28, 2017 $1.18
Dec 5, 2017 $1.18
Dec 12, 2017 $1.18
Dec 19, 2017 $1.18
Dec 26, 2017 $1.18
Jan 2, 2018 $1.18
Jan 9, 2018 $1.18
Jan 16, 2018 $1.18
Jan 23, 2018 $1.18
Jan 30, 2018 $1.18
Feb 6, 2018 $0.58
Feb 13, 2018 $0.00
Feb 20, 2018 $0.00

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