Entrepreneur
Name
Ruth
Member since
February 2013
On-time repayments
211 installments • 82%
About Me
Iam a 43year old single mother of two children aged 20 and 11. i come from a large family of eight. We are orphans, having lost our parents some years back.My father passed on in January, 1991 and my mother passed on in February, 1999. I live in the same house as my business thus trying to save on paying extra rent. My first born has cleared high school and is waiting for his O-level final national exams results and my daughter is in class six. We are a God fearing family and this has helped us reach our goals by not relying on family support but by putting our faith on God. We live in a rented house and pay rent of Kshs. 20,000 per month. The increament in rent is as a result of the number of classes i have added. I have provided employment to five teachers and one surbordinate staff. echoes of joy has been our source of income for the last seven years and all this is thanks to the bold step i took to be self reliant.
My Business
Echoes of joy daycare centre is a nursery school taking care of children aged between 3-7 years. We have six running classes, baby, middle and top class. We have also started offering lower class education in standard one, two and three. Echoes of joy opened its doors in the year 2009 and has been running since. The community around Mwariki estate do appreciate and support the fact that we brought early childhood education close to their homes. We also run a vacation bible study for all children in the surrounding area and we do not charge. It is meant to bring children closer to God and also to keep them busy over the holidays. this has been a big success. I am so grateful to all my supporters in zidisha organisation for your immense support. I have been able to support my family and at the same time bring education to my community, may God bless you always.
Loan Proposal
am soo happy for zidisha for giving me my first loan, i will use my first loan to expand my business to accomodate more kids, through purchase of more furnitures(desks) and tables.the room i operate from is very small i intend to expand it more.also am faced by a major problem of urinal facility structure which is temporary and require repairs frequently.i will use the money effeciently to my best to improve the facility to its best form so that i can increase the number of students
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Loan Info
Project Type
Classic Loan
Disbursed amount
$470.00
Date disbursed
Mar 20, 2013
Repayment status
On Time
Projected term
12 months
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