Application to purchase a heifer

Arlington Omushieni

Kiamuyeki, Kenya

100% repaid



Arlington Omushieni

Member since

March 2016

On-time repayments

205 installments  •  52%

About Me

This is my third loan-funding attempt after the first one and second was only funded and expired at 6% and another expired at 20%. This could not have achieved what I had planned and this is the reason am applying again.

My name is Arlington Omushieni a retired civil servant who wants to venture to commercial indigenous poultry project. I decided to venture into this avenue as it has promising rewards in our locality.

I also plan to expand later and start incubation process and feed mixing business. The chicks will be sold locally and the feeds to my neighbors and God willing to the whole country.

My Business

I will be selling chicken meat, eggs and at a later stage chicks. This will not only be enough to repay the loan but allow for some saving as well. As the business expands i intend to venture into agro-processing whereby i will slaughter and package poultry meat for the market, process poultry manure to contribute towards promotion of organic farming and reduce green house gases.

I am now applying my second loan through Zidisha to enable diversify to dairy farming. The first loan was very helpful because, I have been able to be self sufficient in chicken eggs and poultry meat, which am able to sell the surplus to my neighborhood.

I am planning to buy a one and half year old heifer which I will tend and serve it when it's two years. After 9 months, I will be having a calf and the cow which will be producing milk for both my consumption and selling.

Subsequently, I will keep adding a cow every year for another two or three years.

This together with the poultry business will have enable me pay school fees for my children and save the rest.

I trust that Zidisha will enable me achieve my dreams.

I now want to apply for third loan after successfully repaying my second one. I want to buy another cow to increase my dairy herd. Dairy farming in my country is a lucrative and has bright future ahead that can transform one's financial capabilities.

This is my 4th Zidisha loan that I am apply to upgrade my livestock business as it has proved to be lucrative and since I started with the profits have been steadily raising by about 60% every calving season, in addition to having a large herd.1```

This is my fifth loan from Zidisha . The funds have helped me to expand my business. I intend to use this particular loan to purchase and add another heifer to increase my dairy herd.

The loan am applying for will be used to expand my dairy herd by purchasing an additional heifer to increase milk production by 20 per cent

Loan Proposal

Hallo all Zidisha lenders and Zidisha staff. I am happy to apply my second loan through Zidisha.

This second loan is for purchase of a quality friesian heifer which preferably will be one and half year old. This is because I will be able to adjust the heifer to its new environment before it's first calving.

Thereafter, I will be able to tend to the cow and it's calf and start selling milk and rearing the calf.

The loan breakdown is as follows:-

1) Heifer..........................................................$250
2) Construction of a cow shed................$50
3) Feeds & vet services..............................$70

TOTAL:- $370

I hope and trust that you will fund my project and I assure you that, I will honor to repay all the loan amount.








Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 29, 2016

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $15.44




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