Capsicum (peppers) seeds, seedlings and fertilizer for my farm

Josephine

Kianyaga,kerugoya Town-kirinyaga County, Kenya

Funds disbursed

$0 to go

100% funded of $100 goal

0

days left

Entrepreneur

Name

Josephine

Member since

May 2015

On-time repayments

11 installments  •  0%

About Me

Hallo all the Zidisha fraternity team.My name is Josephine Waturi Ndaba from Kianyaga sub-location,Kerugoya town-Kirinyaga County,Kenya.I am a Christian member and a choir leader at my local church called Victors Life Chapel's- Church.I am a wife to Mr.Erustus,a mother to two kids Pauline and Shirleen and a committed,dedicated business oriented lady.I practice agriculture in my small piece of land as a means of income.My husband too is employed within the city by a chain of supermarket called Wool-Matt supermarket.Since i cannot fully depend my husband salary,this is what made me to work within my small farm so that i can supplement his income to improve our living standards and the future of our kids.

My Business

My name is Josephine Ndaba.I am a small scale agriculture farmer for profit gaining business.I own a 100 feet by 100 feet plot here in Kerugoya town where i normally live and do my small agribusiness activities.The town is mostly known by the rice farming,but for me I have utilized my small piece of land to cultivate seasonal foods,which mostly takes 3 months to mature.I chose this kind of farming after i saw how most of the people going as far as to the neighboring towns to search for the same produce.
In my small piece of land I have planted tomatoes,Garlic,kale's,cabbages,Gorgets and Dania.For now most of the customers have known my business and they keep coming for the produces whenever they need them in my farm,this has made me make new daily customers for the kales and danias,thus making my business well known by the inhabitants of the town.By this,I am determined to plant more different varieties of produce,but I am encountered by the financial challenges to expand my farming activities.For example,currently I have divided a portion which i am planning to plant Capsicum and pepper chillies,which mostly are in high demand due to it's shortage in the neighboring markets due to rain shortage experienced in the last planting season.I am planning to plant the two products in the said portion as soon as i get financial boost from the Zidisha Microfinance organization.
From my last harvesting period,i was able to get a minimum net profit of 12,000/=. With the ability i have in agribusiness,I am able to feed my town with green products of which most of my other farmers dont plant,I believe i can get more market in the neighboring towns and more profit as compared to what i get now.It is my earnest and humble prayer that the Zidisha team will help me in buying the seeds and the fertilizer so that i can plant with the long rain of the season that we are experiencing now.Thank you and welcome

Loan Proposal

Thank you so much Zidisha team for your kind support in my agribusiness activities in my farm.Currently there is a heavy rains of the year and in my farm i have planted different kinds of crops which i will be harvesting soon and selling for a profit.I am left with un-planted portion which I am planning to plant the Capsicum & the red chillies,though i cannot plant for now as i don't have enough capital to buy the seedlings and the D.A.P fertilizer.
With your kind assistance to finance me,i will be able to buy the seedlings and the D.A.P fertilizer immediately i receive the Zidisha funds.
I am planning to buy-2 kilos of Capsicum seeds(Syngenta company)at-12.50 U.S.D -0.5 kilo of chillies seedlings(simlaw company)at-7 U.S.D
-50 kilos D.A.P fertilizer(M.E.A company) at-37.10 U.S.D
Thank you all the lending panel for the support.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 20, 2015

Repayment status

Late

Projected term

2 months

Lenders

J

jeffb

United States

N

norlaine

Rogers, MN, United States

Tilius

Oslo, Norway

C

CanadianBiker

Peterborough, Canada

Aksel

Nesoddtangen, Norway

J

Jdoyle

Kitchener, Canada

Tuomas

Helsinki, Finland

K

Koduck

Southampton, United Kingdom

J

JCampbell

Pasadena, United States

Straetman

Kaarst, Germany

J

jozua

Delft, Netherlands

K

Kerkeslager

Richmond, United States

A

AlethiaLtd

Carlisle, United Kingdom

B

BerndWeber

Munich, Germany

traciyoshiyama

Honolulu, United States

W

world

Kansas City, United States

B

bizarresmom

Willowick, United States

A

anti-dot

London, United Kingdom

W

Withnail

Reading, United Kingdom

johnnorris

Aberystwyth, United Kingdom

bluetree

Mountain View, United States

L

louisela

Eugene, Oregon, United States

Hakayati

Dublin, Ireland

J

Jemilla

London, United Kingdom

Alessandro

Verona, Italy

Jurjen

Amsterdam, Netherlands

J

jrtregurtha

Ridgefield, United States

joselvelez

Dallas, United States

Z

zako316

Chicago, United States

B

bwdst3

Pittsburgh, United States

K

K1Stay

London, United Kingdom

G

gt2016c

Birchgrove, Australia

S

searthsong

Colorado Springs, United States

I

IngeH

Muehlheim, Germany

N

noah695

Salt Lake City, United States

Tjitser

The Hague, Netherlands

A

AJCortens

Boise, ID, United States

johnandmoliehi

Canton, New York, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

mepster

San Francisco, Ca, United States

Dave Bogard

New York, United States

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  • Josephine    May 24, 2015

    Finally I salute all my lenders for giving me a loan without interest at all.I was able to purchase the Capsicum seedling and the fertilizer.Yesterday being on Saturday,I spend the whole day in the farm while planting the seeds.I am overjoy with your kind and generous support you made to my agriculture business.
    I promise you good people that I will be paying the loan on time and since you did not let me down,I will neither let you down.Thank you all.

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  • Josephine    May 15, 2015

    Thank you all the lenders who have participated in my loan funding.Keep the good work of supporting our small businesses to grow more and God will reward you all.Once again thanks alot.

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  • Josephine    May 14, 2015

    Good morning zidisha team.Iam at the farm doing my daily farming activities.I am pleading to the lenders to fund my loan so that i can go ahead with planting the capsicum and the red chillies for this season.It is my prayers that you will support my loan till the completion.Thank you all and have a good Day ahead.Love you all.

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  • Mary Wairimu    May 10, 2015

    Dear lenders.I have recommended Josephine to apply for a zidisha loan through my invite.I am therefore requesting to my lenders to help her in the loan funding so that she can plant the crops for this season.Actually the rain is plenty and we are expecting for a good harvesting season this year.Kindly assist her.Thanks in advance my good people.

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  • Josephine    May 10, 2015

    To the kind lenders.I thank you for your continuous and kind contributions to my loan.I am praying that you will be funding my loan soon so that i have plenty time to plant during this rainy season we are experiencing across the nation.Please i am appealing for you help to make this a success.Thank you in advance to you all.

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  • Josephine    May 8, 2015

    Thank you lenders for the kind contributions in my loan.To Bing-shu and fairspirit accept my thanks for the kind funding of my loan.Thank you in advance,

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