Beauty and cosmetic shop

Carolyne

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Carolyne

Member since

September 2015

On-time repayments

189 installments  •  28%

About Me

Iam Carolyne Wanjiru Wakahiu. Was born and brought up in a family of five girls back in 1984 and Iam the first born of John Wakahiu and Teresia Nduta.
Being the first born, my mum used to assign me duties to attend the family business when they are away and this help me alot to learn at atender age on how to attend the business and also develop intrest in the business world and therefore as I grow up I only knew that there is no way one can earn a living without venturing into business and when i finished my O-level education and decided to join the college, i wanted to do a course of my dream that would enable me turn my dreams to reality. I therefore joined Vera college and pursued diploma course in Hair dressing and Beauty therapy.
I finished my college course six years back and opened my salon business. Cooperate world is so enjoyable because when you work hard you will realize your efforts rewarded as opposed to employment where an empoyee survives at the mercy of an employer and also it enables you to know how to manage the little resources you have to expand on your business. Lastly Iam a married woman and I am blessed with two children. First born is in class 3 and last born is in class one. i usually work hard because i want to see them get best education and succeed in life. I am a honest woman who is dedicated to her work and promise not to disappoint my lenders so that they help me grow my business to higher heights. thanks and may the lord bless you .

My Business

I started my business with a small income of twenty thousands from savings that I made from doing freelance work of plaiting hairs in homes and institutions. My first customers used to come to my tiny house of two rooms. I would blow dry and plait their hairs. As the number of my clients increased from seven to twenty. I saw it wise to move out from my house and open a small shop in the local centre. At first it was challenging i.e paying electricity bills and rent and also the license but with time i got used to the bills and saw it as part of the business and today what i make, I can balance well on meeting the bills and remain with enough for the upkeep of my family.
I make kshs. 4000 per week from selling cosmetics and offering salon services. If zidisha lends me I promise to pay in good time and make good reputation with my lenders so that they can help me grow my business to higher level

Loan Proposal

I would first thank zidisha lenders for giving me this opportunity to apply for the second loan. For the few lenders who contributed towards my first loan, God bless you abundantly!!!.

l am applying for the second loan to buy drier machine and add stock to my beauty shop. This month of December salons in the country are usually busy and when I get loan in good time, I will be in good business.

The drier machine usually goes for kshs. 12000 and the remaining amount I will buy additional stock of shampoo kshs 4000, lotions 2000 and the remaining amount brainds.

I trust you will fund my loan within a short time.

thanks in advance

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$199.00

Date disbursed

Dec 14, 2015

Repayment status

On Time

Projected term

7 months

Lenders

Zidisha

Sterling, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

Crainster

Chapel Hill, United States

JP

James Parker

Sacramento, United States

Gab

Singapore

B

United Kingdom

John Minges

United States

C

Christian

Switzerland

KE

Karen Epolito

Syracuse, NY, United States

JC

juli camrud

United States

RC

Rudi Chen

United States

SB

Sue Bucholz

Sacramento, United States

MB

Mark Blatter

United States

L

LuZi44

Basel, Switzerland

RK

Robin Kinman

United States

E

elissaclair

United States

Ask Carolyne a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Carolyne    Oct 31, 2016

    Hi lenders, I apologize for late payment of my loan installments. I have medical issues I'm attending to in my family. Kindly bear with me till I solve them, then I will resume my payments. Thanks be blessed.

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  • Carolyne    Oct 4, 2016

    Thanks to all my lenders, I received kshs 41,500 this morning. Iam going to buy a massage and facial machine.

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  • Carolyne    Oct 3, 2016

    Thanks a lot to all my lenders for funding my loan within the shortest period. I intend to buy a massage machine that goes at kshs 50000 and facial machine that is used to beautify faces and applying facial lotion. It goes at around kshs 1300.

    The two machines with increase my daily profit.

    Thanks a lot. God bless you all

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  • Carolyne    Sep 29, 2016

    Thanks lenders for your continuous support. The loans have grown my business to a higher level, it first started as a hairdressing shop. I then integrated cosmetic shop that I stock with the previous loans, this increased my profit by 60% and it enabled me to expand my business by offering outside salon services in learning institutions. This has made me to clear my loan earlier than expected due date.

    I had longed for a bigger loan to expand my business further. Thanks for your support.

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  • Carolyne    Sep 26, 2016

    A thank you message to all my lenders, my business is doing well and iam much happy with your continuous support.

    I got abig supply of cosmetics in children's home last week and made good profit. I wish to clear off my loan this week and apply for another one to increase my cosmetics stock being that we are nearing the months that salon business is on the peak.

    I hope you'll continue supporting me. Iam a big campaigner of Zidisha in my church A.C.K bahati only that people are not welcoming the idea of paying off the first loan. But I'm still campaigning. Thanks

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  • Carolyne    Sep 14, 2016

    Thanks lenders and Zidisha team. I'm happy to be associated with Zidisha. I'm willing to serve zidisha team as a volunteer mentor. Thanks in advance for your quick consideration.

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    • Lotus Flower    Sep 14, 2016

      Hi Carolyne,

      To be considered for Volunteer Mentor, please send an email to "[email protected]" (if you have not already done so). Please allow up to three business days (Monday-Friday) before writing in again, to give the staff a chance to reply.

      Please be aware that your Discussion page is for communication between you and your lenders. To reach Zidisha staff about all business matters (loan disbursements, loan repayments, credit limits, becoming a Volunteer Mentor, etc.), you have to send an email to "[email protected]".

      It's not possible for the relatively small staff to monitor the thousands and thousands of borrower Discussion pages on a regular basis; therefore, messages here almost never are seen by staff. You need to send email to reach the team for your country. :)

      Thank you for your understanding and cooperation.

      Best wishes,
      Laurie
      The Zidisha Team

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  • Carolyne    Jul 26, 2016

    Thanks to Zidisha. Out for a holiday with my kids

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  • Carolyne    Jul 26, 2016

    Thanks to all my Zidisha lenders. I and my family are happy because I can comfortably meet their basic needs.

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  • Carolyne    Jul 11, 2016

    Thanks to Zidisha lenders who have generously funded my loan

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  • Carolyne    Jul 5, 2016

    Just to say hi to Zidisha family. Thanks for your support.

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  • Carolyne    Jun 23, 2016

    Hi lenders, I'm much pleased with the financial support you offered me and also those I referred to you. I bought more stock to meet my customers needs and also hired additional employee to assist me with the extra customers.

    My family is happy because I can now afford to feed them well and also take them out for the weekend. My next big dream is to move my business to town centre where I will now be able to make more profits.

    Thanks for your support, I will still campaign for zidisha to recruit more people.

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  • Carolyne    Jun 13, 2016

    I'm currently attending to a sick relative at home

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  • Carolyne    May 29, 2016

    Hi lenders, l'm very thankful for your continuous support. I received 31,700 kshs from zidisha and I have already used it to add more stock in my shop. I'm seriously campaigning and inviting new members to join zidisha. All I need is to see people increase my credit limit to higher amount.

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  • Carolyne    May 23, 2016

    I take this opportunity to sincerely thank all my lenders for funding my third loan. I will use the loan to add stock to my cosmetic shop. I'm so much overwhelmed with joy.l will also hire a lady to assist me in offering outside salon services to schools around. God bless u all.

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  • Carolyne    May 23, 2016

    Hi zindisha lenders l have a list of friends who are willing to join zidisha but there is one thing that l'm not sure of, that is if my invitation list is over, can l be allowed to invite more than 10 people?. Kindly reply so that I continue with my campaign.

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  • Carolyne    May 20, 2016

    Hi lenders, hope ur fine. I first want to thank you for your support. You have always funded my loans in good time and also funded two people that I invited.

    Secondly I applied the 3rd loan sometimes back. Kindly fund it to enable me boost my business.

    Otherwise thanks for your quick consideration.

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  • Carolyne    May 9, 2016

    First I would like to thank all my lenders who generously funded my two loans. I bought salon equipments and stock my salon with cosmetics. The first loan I used to buy drier machine and this enabled me to serve my clients effectively.

    I also stock my salon with cosmetics and braids and weaves. This month I have been contracted by two schools to help them offer salon services to the students and this has seen my business make more profit. Iam therefore applying for third loan to boost my salon business again.

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  • Carolyne    Apr 29, 2016

    Hi lenders I decided to make several advance payments because I had a patient who required a lot of money for surgery and I didn't want to inconvenient my lenders by making late payments. thanks for understanding.

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  • Carolyne    Apr 14, 2016

    I'm very impressed with my lenders. they are very understanding and supportive.

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  • Carolyne    Mar 28, 2016

    Hi lenders I have been inviting many borrowers and what they get is regrets that is their loans cannot be funded. its demoralising and see that my effort to recruit to zidisha new members is frustrated. please consider your stand and accept even one person. thanks

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