Beauty cosmetics and hair dressers for my saloon

Audrey

Lusaka, Zambia

100% repaid

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How it Works

Entrepreneur

Name

Audrey

Member since

October 2016

On-time repayments

77 installments • 62%

About Me

My name is Audrey Kalenga. I was born in 1987 in Kitwe (copperbelt) in Zambia. I am married with 2 children, a boy and a girl, and one of them is at preschool and the other is still 1yr 9months. I never completed my high school level because both parents were not able to manage to pay for my school because they were poor. I am coming from a family of 4 and I am the second born. My elder sister completed her grade 12 but she can't go to further studies due to money. That is why I started planning to look for a loan to boost my business, so that I could manage to help my elder sister and my other siblings to go to school and also to finish my education. My husband helped me with his small earnings to buy wigs for my small hair salon. My sister is currently helping me to manage my beauty shop, and it is really doing fine.

My Business

I started by plaiting traditional hair, and I got advantage of the market. I used to receive a lot of people from different towns, then I saw the demand for other styles like wigs but I did not have enough to order for my customers. Other customers used to come with their wigs. So, I got some money from the same and ordered a few, but they could not last for a week, then I thought of ordering many in order to manage all the customers. After I saw it to be a good idea to have everything in one place, I met Mr. Ferdnard who told me about Zidisha, and that is how I was so fast to find out about Zidisha. I got interested in applying for a loan so that I could order hair dressers, hair dryers, different types of wigs, new beauty cosmetics (like many types of cream) as per my customer requests. I really want to order everything that is supposed to be there.

Loan Proposal

I have made a budget of $315.17 as follows, i need to order fashionable Brazilian curly for $30, Virgin Brazilian body double wefts 300g for $72, 8A Brazilian full lace wig silky $143.67 and some equipments like Hair steam straightener for $24.50 and 3 x hair dryers $15 and the total coming to $315.17, ..this will be the best things i will need to have so that i can boost my business and all customers will be happy, and i will need to employ about 3 ladies to help because i have calculated my monthly income of about $750 where i can manage their salaries and also reordering of new stock, and per for my sisters and other 2 brothers school, and help my parents with food.. also i can mange to repay my loan without any difficulties.

Show original English

About Me

My Name is Audrey Kalenga. I was born in 1987 in Kitwe (copperbelt) in zambia, i am married with 2 children boy and a girl, and one of them is at preschool and the other is still 1yr 9months. I never completed my high school level because my both parents were not able to manage pay for my school because they were poor. I am coming from a family of 4 and i am the second born, My elder sister completed her grade 12 but she cant go further studies due to money, thats why i started planing to look for a loan to boost my business after my husband helped me with his small earnings to buy wigs for my small hair soloon. So that i can manage to help my Elder sister and my ther siblings to go to school and also to finish my education. My sister is currently helping me to manage my beauty shop, and its really doing fine.

My Business

I started by plating traditional hair, and i got advantage of the market. I used to receive a lot of people from different towns, then i saw the demand for other styles like wigs but did not have enough to order for my customers. but other customers used to come with their wigs. So, i got some money from the same and ordered few, but could not last for a week, then i thought of ordering too many in order to manage all the customers. Now that i have seen it to be a good idea to have everything in one place, i met Mr Fernard who told me about Zidisha, and that's how i was so fast to find out few about Zidisha and i got interested in applying for a loan so that i can order hair dressers, hair driers,different types of wigs, new beauty cosmetics like many types of cream as per my customer requests. I really want to order everything that is supposed to be there.