Beauty product expansion

Gladys Adera

Gem, Kenya

100% repaid



Gladys Adera

Member since

August 2014

On-time repayments

175 installments  •  80%

About Me

I am the 8th born in a family of 9 children. Only two are working in a family, I have a daughter in school, I am not married. I would wish to expand my business for cosmetics that I do in Nairobi a long river road. I started this business with small beauty products but believe to expand it and also help educate my daughter who is at school. Though still in a primary level, so that I can also be able to invest for her as she is joining secondary school by next Year. Will be very happy to get he loan and appreciate to here from you

My Business

My business is personal, i just sale beauty products, cosmetics, lipsticks, and a bit of hair weaves, so I would wish to expand it more so as to get more profit and to attract more customers because the business as a lot of competition this side so I would wish to do more to it.
I would expand it by getting all the hair products and weaves, shampoos to make it be a competitive that others can join. I just want this loan to add up on the little I have to make it grow. And believe would be able to make a return to pay you back at least 2000/-- every week.

I know it has been a while since I took a loan, I am requesting for a loan to pay for my daughter school fees and to uplift my business that went down. Thank you.

Loan Proposal

Dear Zidisha team members,

Thank you once again for the good and generous work.

My next loan I still need to expand more on my business especially beauty products and add more weaves. I need this loan during this season because this is the time also business does well and it will make me save for my daughter, my business and also help my other sisters that are not doing well now during this season.

My daughter will be going back to school next year that will enable me save for her some tuition money and also some shopping. I believe and trust that I will pay back this loan on time as you post. This is the period business is doing quite well and with the weaves, I know many people would like to buy when they are going especially home for christmas or other functions.

Thank you one more time for even the trust and help you give us. And will be grateful if I receive this loan on time.

Be blessed,

Gladys Adera






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 18, 2014

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $98.18 at 10.38% annual rate over 1 month = $1.26

Service fee: $0.46



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Amount repaid


Amount remaining


Date repaid

Jan 26, 2015


Fully repaid

Repayment History

Expected Payments Actual Payments
Dec 28, 2014 $16.67 Dec 22, 2014 $16.67
Jan 4, 2015 $16.67 Dec 22, 2014 $5.80
Dec 26, 2014 $10.88
Jan 11, 2015 $16.67 Dec 26, 2014 $0.36
Jan 3, 2015 $16.31
Jan 18, 2015 $16.67 Jan 3, 2015 $0.54
Jan 26, 2015 $16.13
Jan 25, 2015 $16.67 Jan 26, 2015 $16.67
Feb 1, 2015 $16.67 Jan 26, 2015 $16.67