Ruth

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Ruth

Member since

December 2012

On-time repayments

247 installments  •  68%

About Me

I am a diligent, hardworking, honest and respectful. Brought up in a Christian background. In my upbringing, i was taught aggressiveness by my parents and really motivated by my mother who always had a passion in farming . This more so influenced me greatly as their child. I was taught behavioral norms as well as good Christian practices. this enabled me to have a great focus in life,to get to know that the good things in life don’t just come in a silver platter, we all have to work, not only hard for them, but smart to achieve them. This was a great motivation thus it gave me self-drive and a sense of direction in life. I joined college and pursued a course in Photography, Audiovisual Communication in 2003.this enabled me to greatly improve in my communications skills and my day today interactions with others and also helped me to grow also as an individual as I also learnt so much from other people. In 2005, I joined College and pursued a course in Business Management and completed in 2007.
Later in 2010 i worked i as a computer tutor, it enabled me interact with the young minds and make an impact in their lives. later on; worked as customer representative and agent from October 2010 to November 2011.This is where I put all my learning to practice and effect fully interacted with people inside and outside my line of work to improve and better the company and also learn business association skills in business growth and prosperity. This also gave me self-motivation as well. In December 2011;I started a business based in Nyeri which dealt with briquettes or brikkets (charcoal recycling).
In February 2012 i worked in a company that processes yoghurt and cheese and has its head office based in Nakuru Town. later on i my interests changed and i started cultivating my passion for farming and currently i do farming as i work in the Coast region.

My Business

MELON FARMING
Dear lenders,

Thank you very much for the continued support, the previous loan really assisted me in farming melons. I want to do large farming of about 3 acres of land at the Coast region and therefore need more funds from what i raised from the previous project. Melons are moving fruits in the Coast region due to the climate there hence they are highly consumed.

The reason why i choose melon farming is because they do very well in Mombasa and there is also good market for the fruits.

The project will cost me around 2000$ which i will also add from the previous project that i did. I want to add more drips for the added acres and tanks for the supply of water, put up a structure for the workers, and harrow the land.

The profit will be used to do farming of passion fruits which also does very well in Mombasa, and also t put up a perimeter wall on the piece of land .

Loan Proposal

Because of the business of Charcoal recycling that i own, i will be able to expand my business with the applied loan into a bigger business where by i want to purchase an electric machine because currently i am using a manual machine. However, the electronic machine will assist me in producing more bag and less labour because the demand for the charcoal is going up every single day. Once i have purchased the machine i will be able to meet the demands of my customers comfortably.

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Jan 22, 2013

Repayment status

On Time

Projected term

11 months

Lenders

M

marycb

United States

S

SueB1

Los Alamos, United States

W

Withnail

Reading, United Kingdom

C

czeisler

Hochheim, Germany

TK

Tim Koppel

WOLLONGONG, Australia

Sundstroms

Falun, Sweden

J

Jeb33red

Bourne end, United Kingdom

Creole1

Mobile, Alabama, United States

borscht

Golden, United States

S

SvenWaage

Stavanger, Norway

pentatonicscale

Niiza-shi, Japan

peanut

Halifax, Canada

mauroandmichelle

Montreal, Canada

A

Adembel888

Sydney, Australia

Ask Ruth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Wendy Emlyn    May 26, 2017

    Hello Ruth, are you able to make some more payments yet?
    God bless you,
    Wendy

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  • Ruth    Jan 1, 2017

    Photo

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  • Ruth    Jan 1, 2017

    More photos

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  • Ruth    Jan 1, 2017

    Hallo lenders,

    So far so good that's how the melons are doing.

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  • Ruth    Dec 19, 2016

    The loan has really helped me to grow my farming business more. However I would like to change my payment schedule until am comfortable enough to pay more since at the moment the project is still running and quite demanding.

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  • Ruth    Dec 5, 2016

    I will use my loan to fund my farming business. Thank you so much lenders for believing in me.

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  • Ruth    Nov 29, 2016

    Thank you dear lenders for funding me, i will be in a position to go ahead with my melon business. I wil keep you posted.

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  • Ruth    Jan 12, 2016

    More photos

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  • Ruth    Jan 12, 2016

    Hallo lenders,

    The melon project is picking and as I promised I will post photos of the same here are some....

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  • Ruth    Nov 14, 2015

    Hallo lenders,
    Thank you so much for the funding of my loan, I am planning to expand my farming business since I already planted melons. My plans are to plant more and venture into farming even more.

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  • Elly    Jun 23, 2015

    Fantastic, Ruth. Let us know how you're getting on in a couple of months or so. :-)

    Elly

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  • Ruth    Jun 22, 2015

    Hallo lenders,

    Thank you for the support accorded. The cash was well received and am having plans to start the project of expanding the poultry house immediately and increase the number.

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  • Elly    Jun 16, 2015

    Hello Ruth,
    Thank you so much for your message. It's great to hear from you. :-)
    Wishing you all the best for the success of your business.
    Kind regards,
    Elly

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  • Ruth    Jun 16, 2015

    Hallo lenders,

    Thank you so much for the support accorded to me over the years to fund my business. Am so greatful, may the Lord bless you. With this loan I will be in a better position to expand my business for chicken that I already started, buy more chicks, and also get them enough feeds that will push me for sometime before they start laying and am able to buy feeds from what they make.

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  • Ruth    Apr 10, 2015

    Hello Lenders,

    Thank you very much for the continued support with my business. For the last loan i took i was able to keep poultry and i can say so far so good the business is doing well. However, i have plans of expanding the business. Currently am keeping layers and i want to add broilers in the remaining space i have, since i also have a ready market for the same.

    Ruth.

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  • Ruth    Jan 7, 2015

    Thank you lenders for the continued support we are getting from you. I would like to finish my loan a bit earlier so that i can take another one for my business expansion. So far i have done better with the loan given since i have grown into a poultry keeping business from last year which is growing with time hence i would like to have more space and poultry since the demand is increasing every single day

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  • Treesforpeople    Dec 28, 2013

    Hi Ruth, I would like to know more about where you get your charcoal from - I would be interested to hear what you mean by recycled charcoal. Like you, I am also concerned about deforestation.

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    • Ruth    Jan 3, 2014

      Hi Treesforpeople,

      I normally collect from charcoal dealers the small broken pieces that cannot be in use anymore and i recycle that. You need to have a machine to make the process easier and the formula to make the briquettes after which they are dried in the sun hence you can use your charcoal after its dry.

      Ruth

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  • pentatonicscale    Mar 12, 2013

    Hi Ruth, thanks for the repayment. I hope your business is going well. Right now we are having sandstorms in Tokyo! It's very windy. I am busy working on a musical play with my students. Have a good day.

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