Best pics - opening a photo studio loan

Noel

Nairobi, Kenya

31% repaid

Entrepreneur

Name

Noel

Member since

January 2015

On-time repayments

71 installments  •  23%

About Me

I am a Kenyan citizen aged 35 years and a father of 3 children. I hold Bachelors of Science in Natural Resources Management from Egerton University and Currently a Master’s Student of Natural Resources Management (Wildlife Option) Awaiting graduation from Egerton University. I have an outstanding background and experience of over five years in Natural Resources Management, Environment Conservation and Research.
My passion for working in the field of Natural Resources, Environment Conservation, Research, Monitoring and Evaluation, , has led me to take on interesting but challenging positions in both public and private realm, and as a result, I have over the years developed a wealth of experience. Whilst I was working as a Naturalist with Serena Hotels, I developed interest in photography. I started with taking wildlife photography which I used to make good slides and presenting to both tourists and students. I went a mile further by going to children orphanage home to impart knowledge about conservation. I am currently pursuing my Masters studies and I also do Academic writing consultancy and photography work.

My Business

My business is Photography. I chose this business because of passion I had. Whilst I was working as a Naturalist with Serena Hotels, I developed interest in photography. I started with taking wildlife photography which I used to make good slides and presenting to both tourists and students. Today, I do photography in a variety of fields for example, birthday parties, graduation ceremonies, weddings, institutions’ functions, and family & individual photos e.t.c.
Since I got my first loan from Zidisha and got some new lenses, I managed to widen my niche and my monthly revenuw grew from approximately Kshs 30,000 (USD 330) to approximately Kshs 45,000 (USD 500).
One memerable event I covered was on a birthday party for a 14 years old boy, who had eaten half of his birthday cake a night before the d-day. The parents were so disturbed and it was late...all in all the event was well and my photos were fantastic.
I use this revenue to pay school fees for my children and to support my household. I even revamped on visiting orphange home and showing the youg boys and girls some animal photo.

Loan Proposal

First is to thank Zidisha and my lenders for the first loan which for sure took my photography business a notch high. I do the photography business and my main clients consist of weddings, birthdays, and corporate functions,. I am humbly requesting for a loan to open a studio within the estate where I stay to as well capture the walk in clients.The price for a new new studio plus setting up and paying two month rent is Kshs 27,000 (USD 300). breakdown (rent is kshs 7000 per month times 2 months= Kshs 14,000 (USD 155) Purchasing a chair Kshs 5,000 (USD 55), a wallpaper installing proper lighting Kshs 7,000 (USD 77). This will for sure boost my photography as i will get many people in the estate. I want to capitalize on the niche; this will for sure improve my accessibility as my clients will always know where to get me. With this photo studio, my business will increase to 2 folds with anticipated profits of Kshs 50,000 (USD 555) per month. I will then also use the profits not only to pay for my children's school fees but also to start mentoring young people with the estate who are interested in venturing to photography. Thank you once again as I pray for a positive consideration for funding my loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$289.00

Date disbursed

Apr 29, 2015

Repayment status

Late

Projected term

14 months

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jzidi

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ads68

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T

Tui1974

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Maxey

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C

Clben7

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M

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Andrew267

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Kirsty M

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Michelle

Sydney, Australia

RW

Roger Wang

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J

Jygge

Halmstad, Sweden

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Noel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Noel    Jul 3, 2015

    Hi zidisha team,

    I bring to you that I fell ill for the last 2 weeks and this slowed down my business. i would like to reduce my weekly pay to 400 Kshs.
    I hope you will accept this. I will make it up once I pick-up.
    thank you
    Noel

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  • Noel    May 15, 2015

    Dear zidisha.
    I have been unwell for the last one week which grounded me. Thank God i am now well. I am humbly requesting to lowere my weekly payment till i stabilize back in business.
    Thank you in advance
    Noel olweny

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  • Noel    May 2, 2015

    Warm greetings zidisha.
    First is to thank my lenders who funded my loan application. I am got the disbursment and now setting up my studio. I am yet to acquire the space and will soon set everything in and attach a photo.
    I am happy that my business is going to grow once i set the photo studio.
    Thank you once again.
    Noel olweny

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  • Noel    Apr 29, 2015

    Thank you so so much lenders and zidisha team. I will now be able to open my studio.
    Noel

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  • Noel    Apr 13, 2015

    Good to go.. wish me luck

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  • Noel    Apr 13, 2015

    Hi Zidisha

    Thank you for you support. Attached is what I do.. photography. Sice I got the first loan, I managed to buy some lenses. Now Ii is my wish to open up a studio.

    Cheers and wish me luck.

    Noel

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  • Zacharia    Apr 4, 2015

    Hallo Joel what's up your loan is two days to expiry mine too i wonder what is going on with zidisha this time round. This is my fourth loan and my loan had never expired since i joined zididsha.

    Wish you all the best for your loan funding.
    Have a great evening

    Zachary Kwanya
    VM

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    • Noel    Apr 16, 2015

      Hi Zack,

      I wonder what is happening, i even did a second proposal...lets wait and pray all goes through.
      Cheers

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  • Noel    Mar 23, 2015

    Dear Zidisha,

    I am very happy to have completed my first loan payment and for sure it has really helped me boost my photography business. My clients have been very satisfied.
    Thank you and be blessed.
    Noel

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  • Noel    Mar 19, 2015

    Since I covered a very nice wedding with my photography, My clients were very much impressed and gave me additional cash of what I charged them. So i would wish to adjust y next installment.

    Thank you zidisha
    Noel

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  • Noel    Feb 23, 2015

    Dear Zidisha,
    I hope this posting gets you well.
    I am worried because I maid my loan repayment of Kshs 500 on 21st February at 10:12AM but this is still not reflected in my repayment schedule. Kindly help clarify.

    Noel Olweny

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  • Noel    Feb 10, 2015

    Thank you Zidisha team and lenders,
    My photography business has increased since i got the loan and bought some new lenses for my camera. have been able to get jobs frequently and for sure this has led to more profits for my business, it is because of this reason that I want to increase my weekly payment.

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  • Noel    Feb 3, 2015

    How are you Zidisha members? Since I got the loan from Zidisha and bought new lenses for my camera I have been able to get photography jobs through referrals. This is all because of my high quality photos. Last weekend I was the official photographer for a function at Kindu Bay, South Nyanza and I managed to cover the whole event. Thank you Zidisha Team for enabling my business to step up.

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  • Noel    Jan 23, 2015

    I just joined Zidisha the other day and I quickly put up a proposal to buy camera lenses since my business deals in photography. It was not long to be given the loan and I can say that I bought the lenses. (See the photo attached)
    The quality of my photos are now high compared to the ones I used to take earlier before buying the new ones.
    Everything just happened very fast, immediately I bought the lenses I just got a photography job for a birthday party. I was amazed to see the quality of my pics. My clients were satisfied beyond their expectation and this has made them to refer their friend who is wedding this Saturday to me and I will be the official photographer.
    Thanks to Zidisha for enabling me get photography jobs. Now my clients can refer their friends to BEST PIC PHOTOGRAPHY and without doubt my business is growing.

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