Bicycle for local supplies

Georginah

Burumba, Kenya

100% repaid

Entrepreneur

Name

Georginah

Member since

December 2014

On-time repayments

163 installments  •  55%

About Me

My name is Georginah Anami Mutsotso , I was born and raised in kakakamega county, before I migrated to Busia County. I am the sixth born in my family. We are 8 kids. I went to Mukumu Primary School before proceeding to Mukumu Girls Secondary school. I passed well and proceeded to makerere University for a degree in Economics.
I looked for a job for 3 years and no job seemed to come around, due to high cost of living I decided to do commercial farming to help me raise revenue. With no land to till, I talked to a neighbor who had large truck of land, he agreed to lease me some land near the river and since then I have never looked back. I am a rising star in agriculture.
I come from a bull fighting community, it is always very interesting and I love watching this. Welcome to our land for this great and amazing culture.
My hobbies are watching bull fighting live, watching movies and walking around my tomato farm pruning.

My Business

I am a high value horticultural crop farmer. I always grow kales and tomatoes as the main crops. I prefer these two crops because the demand is high .
The demand for this crops is always very high because the supply is low, the majority of youths doesn't take farming as employment and therefore production is very low.
I choose this business because as an economist I was able to identify the opportunity that existed in this area.
In a month I spend $120 on manure and pesticides, my revenue average is $250-$600 depending on the season. In a good month my profit range is $200.
I use my profits to pay fees for my siblings, pay for my bills and also pay fees for an orphan child my parents adopted.

Loan Proposal

Dear lenders,as I approach yet another harvesting season for my second green house, I am looking forward to bumper harvest . I wish to engage services of a farm hand to help me supply my tomatoes to the market. Engaging boda boda (motor-bike riders ) has proved to very expensive for my business. I would appreciate your support please. Thanks.

Show original English  

About Me

My name is Georginah Anami Mutsotso ,I was born and raised in kakakamega county, before I migrated to Busia County.I am the sixth born in my family. We are 8 kids.I went to Mukumu Primary School before proceeding to Mukumu Girls Secondary school.I passed well and the subject which I performed very well was ART AND CRAFT.I proceeded to Makerere University for a degree in Economics.
I looked for a job for 3 years and no job seemed to come around ,due to high cost of leaving I decided to do commercial farming to help me raise revenue.With the help of ZIDISHA funds,I was empowered and my life changed economically to a better level
Apart from farming in my rural village I discovered my Passion which is crafting handmade items and selling them to clients and retailers on CONSIGNMENT.I Craft and sell knitted and Crochet Pullovers,coats,sweaters,baby shawls.Currently my marketing platform is my online shop called Georginah Crafts Facebook page. kindly have a look at my profile pictures they represent a Samples of handmade Poncho I crocheted to a customer

My Business

I Craft and sell knitted and Crocheted Items like ponchos,cardigans ,pullovers to customers .I make them using my hands.My profile picture shows a jungle green poncho I made and sold to a customer.My crafted items mostly I sell online.Last months my total profit were $157.76.My profit I use it to support my family in terms of basic needs and my business.kindly boost my strugling business with $345.10 so that I can buy a machine .The machine is to upgrade my crafted items and it will be Efficient for my business.

Loan Proposal

Dear lenders,as I approach yet another harvesting season for my second green house, I am looking forward to bumper harvest . I wish to engage services of a farm hand to help me supply my tomatoes to the market. Engaging boda boda (motor-bike riders ) has proved to very expensive for my business. I would appreciate your support please. Thanks.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$197.00

Date disbursed

Feb 28, 2015

Repayment status

On Time

Projected term

14 months

Lenders

P

Philippe

Adliswil, Switzerland

Zidisha

Sterling, United States

M

Mårten

Inden, Switzerland

ads68

Melbourne, Australia

H

hchsmicroloans

New York, United States

T

thebonseung

Republic of Korea

J

Jonas

Linköping, Sweden

Paul Buchheit

Mountain View, United States

T

TrademarkMan

United States

mepster

San Francisco, Ca, United States

M

M.Umar

Pakistan

Ask Georginah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Duncan    Aug 24, 2018

    I have talked to her and she says she will by 26th start paying and also reduce the installments.

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  • Duncan    Jun 29, 2018

    I talked to her and she explained that she will get back to track after some financial downtime.

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  • Georginah    Apr 6, 2018

    currently still saving so as to be able to adjust to a larger installment

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  • Georginah    Mar 3, 2018

    Thank you for funding,this will improve the quality and quantity of my products.will buy the sewing machine

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  • Georginah    Dec 27, 2017

    A sample of my handmade items I Craft and sell Online and to retailers.Its a kids poncho I crocheted it takes me 7hours to complete making a smaller size Poncho.My business is called Georginah Crafts.Kindly support my business.Thank you.

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  • Georginah    Dec 23, 2017

    Hi Kindly fund me I run an online Crochet Craft business and one of my marketing platforms is Facebook.Thats me in the picture wearing a grey coat.asample of what I crochet.Im struggling to grow the business I need your support thank you

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  • Georginah    Dec 15, 2017

    Sample of my hand Crochet project.The red crafted coat I made for a client.kindly requesting for more funding to boost my business in getting inventories.Thank you

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  • Georginah    Dec 13, 2017

    I'm greatful for your continuous funding,this has really helped my business to move forward,was able to buy quality materials which led to high demand of my products.This benefited my customers due to quality and unique handmade crochets .I'm greatful and requesting for more loan to boost my business.Thanks and God bless

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  • Georginah    Dec 11, 2017

    My business moved forward due to your funding I'm greatful,was also able to pay the loan on time.Im very greatful because this has improved my standards of living ,I'm also able to support my family from the income.It has boosted my marketing skills too.Thanks and God bless

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  • Georginah    Dec 11, 2017

    I'm very greatful for funding my business,what really helped my business move forward was your funding.From the funds I bought quality materials,specifically yarn was able to buy local and imported yarn,this benefited my customers due to Uniqueness and high quality of my handmade items and it led to higher demand.The kind of marketing I have been doing currently is using Facebook,instragram,issuing out business cards to retail store.Kindly I request for more funding so that I can buy a machine to use in some of my craft projects ,specifically in designing bags.The machine costs 368.60US dollars.Quality fabrics which cost 67 .00 US dollar.To buy yarn which costs 67.90 US dollars.I m greatful for your continuous support.God bless.

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  • Georginah    Nov 2, 2017

    Hello I'm very grateful for funding me the loan, very positive it will boost my craft business, I'm going to buy quality materials which includes yarn,quality tools which will efficiently help me run the business on time. I will also set up a craftshop for my business. God bless you all and I promise to pay the loan on time. Thanks and God bless you all.

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  • Georginah    Oct 22, 2017

    I learned this skill of crocheting ponchos, coats, cardigans from reading patterns on pinterest and following YouTube tutorials. Currently Am crafting women's handmade coat .I sell my crafts mostly online. Kindly I request funding .Am grateful for the previous funding. God bless

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  • Georginah    Oct 22, 2017

    My craft business involves crafting this handmade coat and poncho I'm wearing and selling them in Kenya markets. Am grateful for the previous funding . I request funding to boost my craft business. Am always grateful. Thank you God bless

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  • Georginah    Oct 19, 2017

    The loan made adfference in my life,it empowered me economically ,was able to diversify my business.a part from farming, Currently I am running online business called GEORGINAH CRAFTS. I craft handmade items and this has changed the life of my consumers.produce for them super meaningful products. kindly have a look at one of my project on my profile photo.Girls handmade pullover

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  • Georginah    Oct 14, 2017

    Thanks for the loan I received,diversified my business hence apart from farming currently I have a new project,I turned my hobby into a business, which I am very passionate about and clients always love my crafts and they always buy. A CRAFT BUSINESS,the project involves designing and creating handmade items which are crafted cardigans,sweaters,pullovers,ponchos and scarfs . I'm so passionate with the project ,clients love my work and the demand grows because of the unique items I crochet.hence I want to clear the loan soonest,by paying larger instalments.Thanks all and God bless

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  • Wendy Emlyn    Dec 29, 2016

    Hello Georginah, you've been making these very low payments for several months now. Are you able to increase them a little yet, in order to pay off your loan sooner?
    God bless you,
    Wendy

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  • Wendy Emlyn    Jun 13, 2016

    Please can you contact Zidisha to arrange a lower weekly installment.That is better than letting yourself get behind with your payments, which can make it harder to get another loan. You can increase your installments again when you have more money coming in. Zidisha is very helpful and wants you to succeed rather than struggle!
    God bless you,
    Wendy

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  • Philip    May 30, 2016

    Called but nobody was picking the hone to answer will try later and let you know the outcome

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  • Wendy Emlyn    May 22, 2016

    Hello Georginah, please can you make another payment now, or contact Zidisha to reduce your installments even further if you can't.
    God bless you,
    Wendy

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  • Georginah    Feb 7, 2016

    Due to poor climatic change no rains in January and this February. It has affected productivity of my kales leading to low production.Though I'm expecting increased production in the few months time once it starts raining or I will decide to use irrigation if the rains delay for a longer period.

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