Bike for spark media outdoor activity

Benson Mwania

Machakos, Kenya

19% repaid

Entrepreneur

Name

Benson Mwania

Member since

March 2015

On-time repayments

264 installments  •  33%

About Me

I grew up knowing that I am a winner, even if things and present circumstances don't justify me. I justify myself. I am a writer, a playwright and a poet, with several articles still pending publication. I started this back in form two, and it has become part of my hobby, work and soon will be my profession.

School fees have been tricky to raise, both for myself and siblings. I have to stop advancing and help my younger brother to reach my level so that we can be even. I got a sponsorship, which enabled me complete my secondary education, but later society took over with friends and made me get my public relations diploma. In a few days, with the same tenacity and determination of a weed, I will advance and sharpen my skills. I have been a scout since 13, and I have learnt a lot: photography, design, and currently video shooting and editing.

People around value education, grades and later a good job, just like my first thought which society cultivates and waters it daily. But I want a different culture, where children grow up to create jobs and avenues for expression without being tied in the original thought, a liberal society where people are advancing in thought and positive actions.

My hobbies are playing basketball and poetry: it is in writing where I find my expression, solve my problems, and motivate others. I like my life more than anything else.

My Business

My primary business is public relation articles, photography, printing exams, designing event programmes and articles.

People have different rites in our society: marriage, birthdays, funerals and anniversaries. People want to be well-known and their businesses. They take care of their images and plan to improve them. That is my sufficient reason to bridge the gap. I provide answers and create wants in order to let them grow. I feel that I have the passion for my job, skills and influence to realize the goals which are to provide a creative plane and not a competitive one.

It costs 7,000 KSH a month to run the enterprise, rent, traveling and printing papers, and I get 15,000 in revenue depending on the season. The profits are rewarding; each penny is a winning bet and a goal achieved.

Currently I am renovating our rental houses, which are a source of livelihood to our family of six, source of school fees and food. I am planning to buy my own Epson printer to aid my publication work and service delivery.

Loan Proposal

i would like to purchase a motor bike for commuter,
out of this loan and savings i will be in a position to buy it.
my estimate is $800 .
i believe the bike will save the much i spend everyday on transport that is a total of $60 per month and also ease the much i transport public address system to events.
since this is an asset the much i used to spend on transport will be used to reinforce my business and saving.

Show original English  

About Me

It's another privilege to be on this platform, am happy for the far in realization of base dreams and goals I set forth a year ago being realized this day.
My name is Benson, i visualized spark media two years ago.
Today it is a reality. Out of your support and help I have been through the hardships and victories.
Out of zidisha initiative I have advanced my education, completed my driving course and video editing classes.
Being my own boss is a thing I desired, and now I feel confident to instruct and advice interested young people to try it.
Am preparing for family and I feel able. To grow both in investment and life
i began my enterprise out of motivation i had fro the book the law of success by napoleon hill.
it was not that easy to translate an inspiration to a practical tangiable structure but out of the drive i feel that i never wasted my time and efforts conceptualizing.
it has been to my life a point of doing more than what my enterprise does to me and the people.
on sundays i conduct sunday school classes and in the afternoon train young scouts.
its a way of giving back. paying forward.

My Business

Spark media deals with photography, video coverage editing and general printing services.
I have also introduced Internet services to supplement and meet my customer needs.
The business makes $250 per month and the cost of running the enterprise is $100 .
The profits are half ploughed back and the rest goes to savings and personal development.
the returns vary due to different demands of my clients and as my startup is hiking every side of my financial life
i chose my business because i love photography.i have no hardship doing what makes me feel confident.
i have much hope and a great future both for my life and the life of my spark agency.
much focus on saving and purchase of capital goods with a substancial liquidity ratio.
i also save on renovating family residental houses which is a side investment and security to my startup.

Loan Proposal

i would like to purchase a motor bike for commuter,
out of this loan and savings i will be in a position to buy it.
my estimate is $800 .
i believe the bike will save the much i spend everyday on transport that is a total of $60 per month and also ease the much i transport public address system to events.
since this is an asset the much i used to spend on transport will be used to reinforce my business and saving.

Feedback

3

None

None

  • nicole    Oct 20, 2017

    My second loan to Benson - still recommended!!!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$631.57

Date disbursed

Nov 1, 2017

Repayment status

Late

Projected term

33 months

Cost to entrepreneur

Service fee: $26.63

Lenders

J

Jon

United States

karestan

Toronto, Canada

W

Witlof

Tsukuba, Japan

nicole

Worcester, Ma, United States

ErikN

Stockholm, Sweden

johnandmoliehi

Canton, New York, United States

Tavin

Ottawa, Canada

J

josh50

United States

S

SvenWaage

Stavanger, Norway

G

Goodwill

Oakland, United States

Ingela

Falun, Sweden

JFais

Atlanta, United States

lizandsteve

guelph, Canada

mepster

San Francisco, Ca, United States

Tobsoc

Hannover, Germany

B

bscent

Hong Kong

F

fvaneijk

Netherlands

TheGoodData

London, United Kingdom

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

Dave Bogard

New York, United States

TR

Tom Roucoux

Studham, Bedfordshire, United Kingdom

A

Aurelija

United Kingdom

W

Wade

United States

SK

Stefan Kruell

Muenster, Germany

RM

Roxane Milot

Gatineau, Québec, Canada

N

Nick

United States

wissam

Jeddah, Saudi Arabia

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Christopher Hey

Sudbury, Canada

M

Maggie

Australia

AO

Ahana Ogle

United Kingdom

DM

Dimitri Malarme

Brussels, Belgium, Belgium

Elise E

United States

Carlo Cruz

Cincinnati, OH, United States

K

Katka

St Albans, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

KirstenAlana

Los Angeles, United States

JA

Jan Andresen

Hamburg, Germany

J

jennie

Guatemala

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

MP

Max Power

United States

Christie Young

Boston, Ma, United States

K

Kyle

Durban, United Kingdom

RS

Rick Smith

Cuenca, Equador

M

Mark

Toulouse, France, France

MS

Mona S

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Z

Zidishartm

Rotterdam, Netherlands

S

seahillpark

United States

M

Mack

Harbor, Oregon, United States

Debbie Merritt

Zebulon, North Carolina, United States

Donnal Walter

Little Rock, AR, United States

M

Max

Canada

A

anna

Sacramento, California, United States

JU

jeremy upsal

United States

Brandon Wright

Salt Lake City, Ut, United States

LD

Linda Dee

United States

IR

Iza Rudnicka

United Kingdom

A

As

United States

Cam Smith

United States

David Nash

Sydney, Australia, Australia

R

RMIM

United States

A

Aaron

United States

KA

Khaled Asmri

Saudi Arabia

Mike

Indianapolis, United States

Chris

Nganmarriyanga, Australia

DW

Dan Winetsky

United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

P

Patrick

Shoreline, Washington, United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Benson a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Benson Mwania    May 3, 2019

    it has been hard for me to raise the instalment. everyone has an opportunity to grow and am looking forward to being committed to at least maintain the amount I av changed and rise my on time repayment

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  • Benson Mwania    Oct 25, 2018

    Hallo dear lenders ,its unfoutunate that i have for the past months not been able to be in good terms.
    I am working harder to stabilize my business and i believe in the few months will be in a position to clear my arrears.
    I lost my camera and it has been difficult to meet my expense
    Lucky enough i have purchased a camera and am recovering my photography business

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  • James Shikala    Jul 26, 2018

    I have talked to him and he always tell me that he will repay. I have pressed him to repay.

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  • James Shikala    Jun 15, 2018

    I have talked to him and explained to him the importance if repaying his loan. I have asked him to adjust his installment so that he can be in good position to future loan

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  • James Shikala    Apr 19, 2018

    He has promised to start repaying his loan

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  • Benson Mwania    Apr 4, 2018

    hello dear lenders,i have not been able to repay my loan on time due to some challenges in my business,
    I believe that I am now in position and I am looking forward to keep a good credit limit.

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  • James Shikala    Dec 12, 2017

    He has promised to pay his loan. I told him that if he does not pay then I will advise the lenders to put his name on CRB

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  • Benson Mwania    Dec 4, 2017

    i wish to reduce my instalment to 800 so that i will be able to stabilize my business.
    it is also be an enabling opportunity to keep on track with my repayment.

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  • Benson Mwania    Oct 30, 2017

    Hello dear friends and dear lenders.

    Am proud of you and happy for the support which was so fast and efficient,
    I feel strong to hoist the point to view my goals different.
    You have empowered me. Thanks so much.
    With the loan, and additional savings from spark media, and family support, I would like to purchase a boxer motorcycle for field work and also to commute.
    This will save both time and money.
    I believe this project will improve my life.

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  • Benson Mwania    Oct 21, 2017

    hello dear lenders, i am happy for your support.i thank God for blessing you with a great heart to assist,despite the long time i have taken,you have patiently watched me take off after sequential runways you have created in my previous loans.
    i will be happy to give you a summary of my projects you funded me.
    first i began with a printer which bought two other printers,
    my primary business was photography ,outdoor in this case
    the second loan centralized me and i set up and office which i bought a computer and added stock for a beginning.
    the previous funds have enabled me get a cannon professional camera.
    i have something to appreciate you for.
    thank you and may GOD pay you abundantly.

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  • Benson Mwania    Oct 20, 2017

    happy for you, all the progress, dreams realized and goals achieved
    I bought a professional camera which has transformed my career in photography and video coverage,
    May God bless you abundantly.
    I would also be greatful as you walk with me on my road to success

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  • Benson Mwania    Jul 12, 2017

    I wish to increase my instalment to the above mentioned amount.
    My enterprise is stable now and I would be able to catch up

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  • Benson Mwania    Jul 12, 2017

    I wish to increase my instalment to the above mentioned amount.
    My enterprise is stable now and I would be able to catch up

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  • Benson Mwania    Jul 4, 2017

    Halo dear friends and lenders, it's been a while since I said something, silence doesn't serve better, in adversity,
    I relocated my enterprise since the place where I was before was undergoing an expansion of road affecting my business.
    Am happy to settle today and am working my very best to keep on track.
    Am glad that you never gave up up a worthy course.
    During the very few days will work harder to clear the amount due.
    Once again thank you for your funding.

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  • nicole    Apr 15, 2017

    Benson, we have not heard from you in some time -- I hope all is well with you!

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  • Benson Mwania    Nov 24, 2016

    It's the onset of rainy season here and for the last two weeks, out door and field work has been greatly reduced,
    It is my hope and effort to keep up the earlier installment and at the same time keep my relationship with dear lenders strong.

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  • Benson Mwania    Nov 10, 2016

    It's a great day like no other, my camera has found some work.
    It is as expected, quality has replaced my below the line marketing strategies.
    Am happy for you dear lenders and the zidisha community for the funding

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  • Benson Mwania    Nov 10, 2016

    It's a great day like no other, my camera has found some work.
    It is as expected, quality has replaced my below the line marketing strategies.
    Am happy for you dear lenders and the zidisha community for the funding

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  • Benson Mwania    Nov 3, 2016

    Who said it can't be done and to whose credit does he have to Judge others accurately.?
    This is my second job after purchase of my professional camera,
    Everything looks ordinary but looking through the lcd it's extremely extraordinary extraordinary moments. In short the loan has transformed my business, my vision and dream.
    Schools are closed and during my free time, I talk time to tutor students on computer applications..
    I have made a dream sought years ago and made possible by zidisha and you dear lenders.
    It's rainy season here in Kenya and am also planting besides work, this time profits from investment doing it.
    Am happy to see everything doing well as if it was a show.

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  • Benson Mwania    Oct 17, 2016

    I would like to say that you for your concern and funding my loan which I have now recieved.
    Am taking time to budget effectively to purchase my professionnels camera and will be glad to send you some photography simples of my my job.
    Thank you so much

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