Name
Agnes
Member since
July 2014
On-time repayments
13 installments • 31%
I am a lady aged 24 years a second born in a family of three (3). I completed my form four course in the year 2008, and there after joined Kenya Institute of Management where i pursed a Diploma in Procurement Management. I live in Masii area which is a few kilometers drive from Machakos town. I started a small business early this year because in the century we are living in, employment is not easy to find. I benefit a lot from this business because i earn a living and i also support my family a lot especially my baby brother who is in college. I like traveling and adventure, making new friends and socializing and reading books and articles. I also like visiting the needy especially children like i have visited Machakos Rescue Center severally and given the girls sanitary pads and under-wears for free.
I own a cyber business in Masii market, where i offer printing and photocopy services too. In this area, there are very many primary and secondary schools therefore my services are useful to the teachers and students. there are usually very many customers in need of this services because i usually give the best and i have kind, and hardworking cyber attendants who attend to them very well and with a lot of courtesy. They prefer my cyber to any other because i offer services with reduced charges, and the network for the cyber is very fast and efficient. Technology has changed a lot therefore a lot can be done on the internet that is why this business has a high demand. People use Google to research on very many topics.
I however, undergo a number of challenges for instance when there is no electricity in the whole market, i don't make sales because all the services offered are electricity based. I am also loosing very many clients who need binding and laminating services, which i have noted with a lot of concern that they are on the rise this days, and this is the main reason as to why i am applying for this zidisha loan. I wanted to purchase a binding machine and a lamination machine as well.
I have seen an opportunity in document processing ending with folder creation.these are documents for the schools,churches organizations as well as government offices.this includes laminating the documents to ensure that they last as well as binding to create books.
To this venture,i would appreciate the zidisha loan as it will facilitate me buy the binding and laminating machines.A brand new binding machine costs USD63 while a brand new A4 laminating machine costs USD 68.
From my current services,introducing these two new services will increase my net earnings.This will also help me lock in the customers who frequent my business premises wanting these services as well as make my place a one stop shop for computer services.
The loan will go along way7 in fostering my business.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Oct 6, 2014
Repayment status
Late
Projected term
3 months
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