Boost my business

Sammy

Kiambu, Kenya

100% repaid

Entrepreneur

Name

Sammy

Member since

August 2017

On-time repayments

78 installments  •  77%

About Me

My names are Sammy Gathura Ihugo. I am a Kenyan aged 59 born in Kiambu in central Kenya. I am married and have three children. Joined school in 1969.
joined nursery school in 1969.
I sat for C.P.E in 1977 and was lucky to join Mwenje Mixed Sec.School 1978 later Sat for my KCSE exam in 1981 . I didn't manage to join Highschool due to financial constraints and also as a first born in the family of 8 others were still waiting on their fate towards education. I there fore was compelled to forward to see the deadlights ahead for my future endeavors. I therefore took off home to Naivasha in central Kenya and luckily with a hand from an uncle who lived there ,I managed to get a job in one of the Hotels as a casual. I worked hard and by the grace of God I was permanently employed though I never survived long . I struggled with life and until 2006 I managed to by a plot and build my own house and in the near by location started a small retail shop which has been of great help bring up the family and restock my business.

My Business

I have a retail shop located in Kiambu town central Kenya close to where I reside with my family.. The commodities I sell are food stuffs among other things which are very useful for day to day life of the common mwananchi(man).This has helped hechothbusiness due to passion me providing services to the community which was my passion even today though it has not been simple with changes in the economy of the country. I serve as a servant leader in one of the churches where I reside with my family. This gift started when I was a young child in Sunday school classes and continued even as I excelled in secondary school education Where I was chosen as a Christian Union chair and eventually became the founder of a choir in the christian union which pulled up a big crowd increasing the number of members.

Loan Proposal

I propose to purchase
1: 3bale maize flour@$30
2: 2bale baking flour@$22
3: 20kg sugar_____@$15
4:4pkts mineral water@$8.4
5 1Gross cookies@--$16
6: 4crates(300ml)@ $16
7: 4crates(500ml)@ $30

Feedback

1

None

None

  • Joshi    Dec 24, 2018

    Prompt repayments and regular communication. Just contributed to his loan third time!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$137.00

Date disbursed

Dec 24, 2018

Repayment status

On Time

Projected term

3 months

Lenders

Paul Buchheit

Mountain View, United States

Joshi

United States

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  • Kelvin Migwi    Jun 27, 2019

    Sammy will offset his loan soon.Thank you

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  • Sammy    May 20, 2019

    I wish to thank you Mr. Paul Bucheheit and Mr. Flaguy 999 in advance for accepting my request. I propose to buy some additional stock of food stuffs and some more stock of beverages. I expect the loan to increase both my stock and profit margin which will be of great help in repayment of my current loan as well as my family.
    Thanks and be blessed abundantly for being my business financial funder's.

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  • Sammy    May 17, 2019

    I wish to thank all lenders who have contributed to be my business financial partners and even seeing me this far; be blessed.Regarding the business is doing well though the economy of the country didn't favour us very much. I am trusting God that this time all will be well. I propose to restock the with more of food stuff and which is favourable at this moment.

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  • Sammy    Apr 1, 2019

    I wish to. thank my lenders in advance for bearing with me this far. However,I have been undergoing through a tough experience due to low business returns caused by the economy of the country as from December last year.

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  • Sammy    Mar 5, 2019

    I am undergoing through a hard time due to law business return due to derail of the products and hence shortcoming of the cashflow. I am aware that it has come to a level of spoiling my credibility and repayment record as well as trust but I humbly request you to bear with me for now.

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  • Sammy    Feb 7, 2019

    Due to low business returns , I have been compelled to skip one of my repayment schedule for 3rd Feb 2019. I humbly request you to kindly bear with me but promise to clear the balance in time.

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  • Kache    Feb 7, 2019

    Sammy Gathura promised to repay the remaining loan amount.

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  • Sammy    Dec 24, 2018

    I wish to thank you for the quick response cause I was worried that the loan amount May take long time and this would not assist me in getting the stuffs I had proposed to purchase in time.I propose to purchase some food stuffs and beverage to add to the current stock.
    The purchase will enable me to repay the loan amount in time and retain my current repayment status to increase my credit limit. Merry Christmas and a Happy New year to you.

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  • Sammy    Dec 24, 2018

    I will purchase more stock for food stuffs i.e maize flour, baking flour, sugar and beverages (sodas and drinking water cause the weather has favoured us.

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  • Joshi    Dec 24, 2018

    All the best for your retain shop Sammy.

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  • Sammy    Dec 24, 2018

    1. Bandle maize flour,1 bandle of baking flour, sugar, beverage and cookies. I plan to spend not less than $ 9.85 for purchase..

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  • Sammy    Dec 15, 2018

    Due to low business sales for today and the deadline for the loan repayment schedule.

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  • Sammy    Dec 13, 2018

    I bought maize flour, baking,rice and sugar.
    The purchase has been of great help enabling me to increase the stock and margin profit as well.
    The increase has enabled me to repay the loan amount. I started the business with borrowed 2 crates of soda but today I have more than 10 of mine. I thank God for this achievement. I 'm close to Kiambu Mall where I take my children for several activities e.g bouncing Consul.

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  • Sammy    Nov 28, 2018

    I received kshs.9852.
    I bought a bale of baking flour, a bale of Maize flour,
    Rice, and sugar.
    I thank Joshi and my other loan lenders for being business financial solution.

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  • Sammy    Nov 22, 2018

    I received Kshs 9852 =$98.52
    2 bales maize flour =$20
    20 kg Rice =$20
    2 bales baking flour. =$ 28.8
    20kg sugar. , =$20
    2crates soda(beverage,)=$9.7
    Total. =98.5
    I humbly wish to thank my loan lenders Joshi and the rest who have been my business financial solution. I wish you all the best and hope you have a wonderful Christmas and a very happy new year.

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  • Sammy    Nov 18, 2018

    I will purchase more stok of maize flour, sugar, baking flour and more water and beverage.
    The stock will help me make a big difference in profit as well being my business financial solution.It will enable repay the loan amount and become a solution to my clients day to day needs.
    I humbly wish to thank all of you for being my business financial solution.

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  • Sammy    Nov 17, 2018

    I humbly wish to thank Joshi from United States of America and the other group members who are willing to support me in booting my business. It's my hope that soon I will be able to get the money in order to be able to fulfill my business proposal this time before the end of this month. The stock proposal is the best this holiday season and I wish to thank all of you for being such a great help enabling me to do the business.

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  • Joshi    Nov 17, 2018

    Sammy,
    hope this time you do get the loan.

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  • Joshi    Nov 11, 2018

    Hello Sammy, wish you all the best for your provisions shop. Hope there is a high demand for the stock that you carry in your shop!

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  • Sammy    Nov 7, 2018

    I Added my stock for cereals and beverage.
    The stock increased my business sales for the day as well as weekly and monthly.
    The earnings increased with a margin profit of 1.5%.
    I have become a life changer for a child who is sitted for the on going KCSE exam this year.
    I have at times been going out with the family in the area neighborhood recreation center during our free time. thanks

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