Boost my maize farming by buying enough seeds and fertilisers

Gachara

Tayari, Kenya

9% repaid

Entrepreneur

Name

Gachara

Member since

March 2014

On-time repayments

168 installments  •  8%

About Me

I am Gachara francis. I am an opharn but i live with my uncle. I am honest, harworking and ambitious person. I finished my secondary education in 2009. I would like to share my story with you.
My parents were farmers and had about five acres of land in a place called Mau summit at Molo. We used to plant maize ans potatoes and when we harvest we could sell part of it to get money for school fees and some for food. We were a family of six, three brothers, my father and mother and i. We lived happily and i used to go to school very early in the morning so that one day i would become a teacher and help our community. I loved my friends, we could work together, we could to the shamba and join hands in a communal effort and cultivate during planting and harvesting. The crops were giving us bount harvest. We could harvest 20 to 25 bags of theshed maize.
In 2007, post election violence erupted in our region. One night our house was attacked when we were asleep. I was very afraid and so was every one else. I was wakened up by screaming in our neighborhood. I ran in confusion for refuge but it was too late. Our house was surrounded. I remember praying to God to save us. It was very dark and i ran and fell in a hole and was hit and fainted. When i regain consciousness, the house was on fire, the farm was also set ablaze and there was smoke everywhere. All crops got but including those that were in the granary. It was very painful experience. The assailants had moved on to the other centres to attack. I looked for my parents and brothers but i did not find them. I later found my father in injured. He was gone. My friend heard me crying and aproached, since we could not leave him lying there, he helped me bury him. I did not manage to save anything. My documents, clothes, had perished in the fire. We hid in the bushes until morning. That is when i tried to ask for my brothers and mother but i did not find them. I slowly came to terms that they perished inside the house. My friend and i moved to a camp for internally displaced camps to get relief food.
It took two years to collect myself because i had lost hope. I wondered why i had to be alive while i lost our whole family. I was traumatized to the point that i did not want to go back to the place i once called home. But because i was lucky to be alive, i thought there was a good reason for that and God had good plans for me. The peace prevailed and i knew i could do farming to improve mylife. I got a sponsor who offered pay my school fees and finish my secondary education and my upkeeps. He also assisted to do farming by providing some donation in form of money when i completed my secondary education. I started cultivating on our family land with only an acre since some good samaritans gave me seeds to plant. My friend helped me prepare the land. The crops grew well and my first harvest i was able to get food and sold some to but basic items like cooking utensil, clothes buy i had to worked extra hard to buy bulding materials and build a house to stay. I finally made it and started living again. I planned to put all my energy in farming and i believed one day i will become successful at commercial farming. Farming has been the backborne of my life and having gone through tough experience i am determined to get high yields and end food insecurity in our country.

My Business

I am a farmer by profession. I have commited my time energy and money to commercial farming. I plant mainly maize and sell it while in the shamba because it is very profitable than waiting to harvest when it is dry. I saw i incur extra cost when i harvest when it is dry because i have to pay labourers, transport, machine for threshing. And sometimes when there is to much maize in the market, it sells at a low price. On the other hand when i sell the maize while it in the shamba, i am able to avoid those costs. I am farming an acre of land and i want to plant all the five acres. I hope you will help me do that. I have a friend of my who introduced me to zidisha. He told me to the requirement for zidisha is to repay my loan in time and amount i will pledge. I am capable of that and i want zidisha help because it is offering a nice loan package unlike bank. Zidisha has raised my hope and i am looking forward to become a member.

Loan Proposal

I plan to plant maize on the other four acres of land. I am at this time using only one acre but if i can plant in all the other acres, i will get high yield. I have brokers who buy maize corns while they are green on the farm and it is very profitable business. When i plant on the other land i project to get around Ksh. 60000. It will be a dream come true. I hope you will fund me and i will pay back the loan in time. Thank you so much for your time and consideration.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Mar 12, 2014

Repayment status

Late

Projected term

39 months

Lenders

H

hugh1

Co Kerry, Ireland

TheWhiteCat

Surrey, United Kingdom

Jouni

Finland

Travis

Canada

Sarasota

Sarasota, Fl, United States

C

CZC

Lake Zurich, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$16.84

Amount remaining

$179.93

Expected completion

Jun 9, 2017

Status

Repaying late

Installment amount

$1.18

Repayment History

Expected Payments Actual Payments
Mar 21, 2014 $0.00
Mar 28, 2014 $1.18 Mar 21, 2014 $1.18
Apr 4, 2014 $1.18 Mar 21, 2014 $1.18
Apr 11, 2014 $1.18 Mar 21, 2014 $0.59
Apr 30, 2014 $0.59
Apr 18, 2014 $1.18 Apr 30, 2014 $1.18
Apr 25, 2014 $1.18 Apr 30, 2014 $1.18
May 2, 2014 $1.18 Apr 30, 2014 $1.18
May 9, 2014 $1.18 Apr 30, 2014 $0.24
May 19, 2014 $0.94
May 16, 2014 $1.18 May 19, 2014 $1.18
May 23, 2014 $1.18 May 19, 2014 $1.18
May 30, 2014 $1.18 May 19, 2014 $1.18
Jun 6, 2014 $1.18 May 19, 2014 $0.24
Jun 3, 2014 $0.94
Jun 13, 2014 $1.18 Jun 3, 2014 $1.18
Jun 20, 2014 $1.18 Jun 3, 2014 $1.18
Jun 27, 2014 $1.18 Jun 3, 2014 $1.18
Jul 4, 2014 $1.18 Jun 3, 2014 $0.36
Jul 11, 2014 $1.18
Jul 18, 2014 $1.18
Jul 25, 2014 $1.18
Aug 1, 2014 $1.18
Aug 8, 2014 $1.18
Aug 15, 2014 $1.18
Aug 22, 2014 $1.18
Aug 29, 2014 $1.18
Sep 5, 2014 $1.18
Sep 12, 2014 $1.18
Sep 19, 2014 $1.18
Sep 26, 2014 $1.18
Oct 3, 2014 $1.18
Oct 10, 2014 $1.18
Oct 17, 2014 $1.18
Oct 24, 2014 $1.18
Oct 31, 2014 $1.18
Nov 6, 2014 $1.18
Nov 13, 2014 $1.18
Nov 20, 2014 $1.18
Nov 27, 2014 $1.18
Dec 4, 2014 $1.18
Dec 11, 2014 $1.18
Dec 18, 2014 $1.18
Dec 25, 2014 $1.18
Jan 1, 2015 $1.18
Jan 8, 2015 $1.18
Jan 15, 2015 $1.18
Jan 22, 2015 $1.18
Jan 29, 2015 $1.18
Feb 5, 2015 $1.18
Feb 12, 2015 $1.18
Feb 19, 2015 $1.18
Feb 26, 2015 $1.18
Mar 5, 2015 $1.18
Mar 13, 2015 $1.18
Mar 20, 2015 $1.18
Mar 27, 2015 $1.18
Apr 3, 2015 $1.18
Apr 10, 2015 $1.18
Apr 17, 2015 $1.18
Apr 24, 2015 $1.18
May 1, 2015 $1.18
May 8, 2015 $1.18
May 15, 2015 $1.18
May 22, 2015 $1.18
May 29, 2015 $1.18
Jun 5, 2015 $1.18
Jun 12, 2015 $1.18
Jun 19, 2015 $1.18
Jun 26, 2015 $1.18
Jul 3, 2015 $1.18
Jul 10, 2015 $1.18
Jul 17, 2015 $1.18
Jul 24, 2015 $1.18
Jul 31, 2015 $1.18
Aug 7, 2015 $1.18
Aug 14, 2015 $1.18
Aug 21, 2015 $1.18
Aug 28, 2015 $1.18
Sep 4, 2015 $1.18
Sep 11, 2015 $1.18
Sep 18, 2015 $1.18
Sep 25, 2015 $1.18
Oct 2, 2015 $1.18
Oct 9, 2015 $1.18
Oct 16, 2015 $1.18
Oct 23, 2015 $1.18
Oct 30, 2015 $1.18
Nov 5, 2015 $1.18
Nov 12, 2015 $1.18
Nov 19, 2015 $1.18
Nov 26, 2015 $1.18
Dec 3, 2015 $1.18
Dec 10, 2015 $1.18
Dec 17, 2015 $1.18
Dec 24, 2015 $1.18
Dec 31, 2015 $1.18
Jan 7, 2016 $1.18
Jan 14, 2016 $1.18
Jan 21, 2016 $1.18
Jan 28, 2016 $1.18
Feb 4, 2016 $1.18
Feb 11, 2016 $1.18
Feb 18, 2016 $1.18
Feb 25, 2016 $1.18
Mar 3, 2016 $1.18
Mar 10, 2016 $1.18
Mar 18, 2016 $1.18
Mar 25, 2016 $1.18
Apr 1, 2016 $1.18
Apr 8, 2016 $1.18
Apr 15, 2016 $1.18
Apr 22, 2016 $1.18
Apr 29, 2016 $1.18
May 6, 2016 $1.18
May 13, 2016 $1.18
May 20, 2016 $1.18
May 27, 2016 $1.18
Jun 3, 2016 $1.18
Jun 10, 2016 $1.18
Jun 17, 2016 $1.18
Jun 24, 2016 $1.18
Jul 1, 2016 $1.18
Jul 8, 2016 $1.18
Jul 15, 2016 $1.18
Jul 22, 2016 $1.18
Jul 29, 2016 $1.18
Aug 5, 2016 $1.18
Aug 12, 2016 $1.18
Aug 19, 2016 $1.18
Aug 26, 2016 $1.18
Sep 2, 2016 $1.18
Sep 9, 2016 $1.18
Sep 16, 2016 $1.18
Sep 23, 2016 $1.18
Sep 30, 2016 $1.18
Oct 7, 2016 $1.18
Oct 14, 2016 $1.18
Oct 21, 2016 $1.18
Oct 28, 2016 $1.18
Nov 4, 2016 $1.18
Nov 10, 2016 $1.18
Nov 17, 2016 $1.18
Nov 24, 2016 $1.18
Dec 1, 2016 $1.18
Dec 8, 2016 $1.18
Dec 15, 2016 $1.18
Dec 22, 2016 $1.18
Dec 29, 2016 $1.18
Jan 5, 2017 $1.18
Jan 12, 2017 $1.18
Jan 19, 2017 $1.18
Jan 26, 2017 $1.18
Feb 2, 2017 $1.18
Feb 9, 2017 $1.18
Feb 16, 2017 $1.18
Feb 23, 2017 $1.18
Mar 2, 2017 $1.18
Mar 9, 2017 $1.18
Mar 17, 2017 $1.18
Mar 24, 2017 $1.18
Mar 31, 2017 $1.18
Apr 7, 2017 $1.18
Apr 14, 2017 $1.18
Apr 21, 2017 $1.18
Apr 28, 2017 $1.18
May 5, 2017 $1.18
May 12, 2017 $1.18
May 19, 2017 $1.18
May 26, 2017 $1.18
Jun 2, 2017 $1.18
Jun 9, 2017 $0.29

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