Containers to transport milk from farmers to market
Stephen
Nakuru, Kenya
100% repaid
Entrepreneur
Name
Stephen
Member since
January 2012
On-time repayments
167 installments • 72%
About Me
My name is Stephen Njoroge Ngonyo, am maried, born in twenty seventh December nineteen eighty one in rift valley province, Nakuru north district in a village known as Gatitu. My parents are Mary Ngonyo and John Kariuki, we were born me together with three siblings, two brothers and one sister. I joined Our Lady of Mercy primary school in Bahati Division for standard one to class eight. I did my KCPE in the year nineteen ninety eight. I did not proceed to Secondary level due to lack of finance. Now if you want to reach me,I come from Engashura Kabatini, from Nakuru/nyahururu you stop at Maili Sita and drive to Kabatini route a right at kabatini centre walk for about 600mtrs ask Miriam Wairimu’s home who is my famous Grandmother.
My Business
I am milk dealer. I started a daily in the year of two thousand and ten; I liked the job very much since when I was in high school. I used to help my sister in her daily shop .Thereafter is where I was employed employed by a family friend , where I worked for seven months .There after I had saved thirty five thousand where I raised another fifty thousand from my family ,so I was able to start my business. Though it was challenging to get customers because of other dealers who had ventured earlier, I persevere with the situation .Then I managed to get customers gradually because I made sure I gave them discount to attract them. My daily shop became firm and stable eventually. The first few months I was able to pay the money I had borrowed, so the year ended. In the first months of the year I made sure that my daily was full of the products needed. This came about by my negotiating for better prices from the whole sellers. I did all this using the amount I had gained in the previous year. I get income of about kshs 10,000 so the total annually is kshs 400,000. From the earning am able to pay my bills, buy food, clothes and I also help my family back at home.
Loan Proposal
First is to thank Zidisha team for lending me with the last three loans. In my forth loan, I would like to buy aluminium Jelicans for transporting milk due to new dairy board in Kenya that states milk should not be transported in plastic jelicans. I would kindly request Zidisha team to support me.
I will use other finance to buying farm inputs such as fertilizers
Feedback
Positive
10
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,093.00
Date disbursed
May 5, 2014
Repayment status
On Time
Projected term
16 months
Lenders
Brooklyn, United States
United States
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Summary
Amount repaid
$1,221.20
Amount remaining
$0.00
Date repaid
Jul 30, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 12, 2014 | $17.20 | May 5, 2014 | $17.20 |
| May 19, 2014 | $17.20 | May 5, 2014 | $17.20 |
| May 26, 2014 | $17.20 | May 5, 2014 | $12.66 |
| May 19, 2014 | $4.54 | ||
| Jun 2, 2014 | $17.20 | May 19, 2014 | $17.20 |
| Jun 9, 2014 | $17.20 | May 19, 2014 | $1.79 |
| May 26, 2014 | $11.76 | ||
| Jun 2, 2014 | $3.65 | ||
| Jun 16, 2014 | $17.20 | Jun 2, 2014 | $17.20 |
| Jun 23, 2014 | $17.20 | Jun 2, 2014 | $2.68 |
| Jun 9, 2014 | $14.52 | ||
| Jun 30, 2014 | $17.20 | Jun 9, 2014 | $9.01 |
| Jun 16, 2014 | $8.19 | ||
| Jul 7, 2014 | $17.20 | Jun 16, 2014 | $15.34 |
| Jun 23, 2014 | $1.86 | ||
| Jul 14, 2014 | $17.20 | Jun 23, 2014 | $17.20 |
| Jul 21, 2014 | $17.20 | Jun 23, 2014 | $4.47 |
| Jul 7, 2014 | $12.73 | ||
| Jul 28, 2014 | $17.20 | Jul 7, 2014 | $15.51 |
| Jul 14, 2014 | $1.69 | ||
| Aug 4, 2014 | $17.20 | Jul 14, 2014 | $17.20 |
| Aug 11, 2014 | $17.20 | Jul 14, 2014 | $4.64 |
| Jul 28, 2014 | $12.56 | ||
| Aug 18, 2014 | $17.20 | Jul 28, 2014 | $6.26 |
| Aug 4, 2014 | $10.94 | ||
| Aug 25, 2014 | $17.20 | Aug 4, 2014 | $9.06 |
| Aug 15, 2014 | $8.14 | ||
| Sep 1, 2014 | $17.20 | Aug 15, 2014 | $17.20 |
| Sep 8, 2014 | $17.20 | Aug 15, 2014 | $7.60 |
| Aug 25, 2014 | $9.60 | ||
| Sep 15, 2014 | $17.20 | Aug 25, 2014 | $8.05 |
| Sep 1, 2014 | $9.15 | ||
| Sep 22, 2014 | $17.20 | Sep 1, 2014 | $8.49 |
| Sep 15, 2014 | $8.71 | ||
| Sep 29, 2014 | $17.20 | Sep 15, 2014 | $8.94 |
| Sep 28, 2014 | $8.26 | ||
| Oct 6, 2014 | $17.20 | Sep 28, 2014 | $3.51 |
| Sep 29, 2014 | $13.69 | ||
| Oct 13, 2014 | $17.20 | Sep 29, 2014 | $3.95 |
| Oct 6, 2014 | $13.25 | ||
| Oct 20, 2014 | $17.20 | Oct 6, 2014 | $2.05 |
| Oct 13, 2014 | $15.15 | ||
| Oct 27, 2014 | $17.20 | Oct 13, 2014 | $3.67 |
| Oct 20, 2014 | $13.53 | ||
| Nov 2, 2014 | $17.20 | Oct 20, 2014 | $5.29 |
| Oct 27, 2014 | $11.91 | ||
| Nov 9, 2014 | $17.20 | Oct 27, 2014 | $6.92 |
| Nov 3, 2014 | $10.28 | ||
| Nov 16, 2014 | $17.20 | Nov 3, 2014 | $7.95 |
| Nov 11, 2014 | $9.25 | ||
| Nov 23, 2014 | $17.20 | Nov 11, 2014 | $8.99 |
| Nov 17, 2014 | $8.21 | ||
| Nov 30, 2014 | $17.20 | Nov 17, 2014 | $10.02 |
| Nov 24, 2014 | $7.18 | ||
| Dec 7, 2014 | $17.20 | Nov 24, 2014 | $11.65 |
| Dec 1, 2014 | $5.55 | ||
| Dec 14, 2014 | $17.20 | Dec 1, 2014 | $12.09 |
| Dec 8, 2014 | $5.11 | ||
| Dec 21, 2014 | $17.20 | Dec 8, 2014 | $13.72 |
| Dec 15, 2014 | $3.48 | ||
| Dec 28, 2014 | $17.20 | Dec 15, 2014 | $13.58 |
| Dec 22, 2014 | $3.62 | ||
| Jan 4, 2015 | $17.20 | Dec 22, 2014 | $15.20 |
| Dec 29, 2014 | $2.00 | ||
| Jan 11, 2015 | $17.20 | Dec 29, 2014 | $9.53 |
| Jan 5, 2015 | $7.67 | ||
| Jan 18, 2015 | $17.20 | Jan 5, 2015 | $10.56 |
| Jan 13, 2015 | $6.64 | ||
| Jan 25, 2015 | $17.20 | Jan 13, 2015 | $17.20 |
| Feb 1, 2015 | $17.20 | Jan 13, 2015 | $13.22 |
| Jan 26, 2015 | $3.98 | ||
| Feb 8, 2015 | $17.20 | Jan 26, 2015 | $17.20 |
| Feb 15, 2015 | $17.20 | Jan 26, 2015 | $8.24 |
| Feb 10, 2015 | $8.96 | ||
| Feb 22, 2015 | $17.20 | Feb 10, 2015 | $17.20 |
| Mar 1, 2015 | $17.20 | Feb 10, 2015 | $7.95 |
| Feb 21, 2015 | $9.25 | ||
| Mar 9, 2015 | $17.20 | Feb 21, 2015 | $10.75 |
| Mar 3, 2015 | $6.45 | ||
| Mar 16, 2015 | $17.20 | Mar 3, 2015 | $17.20 |
| Mar 23, 2015 | $17.20 | Mar 3, 2015 | $16.94 |
| Mar 16, 2015 | $0.26 | ||
| Mar 30, 2015 | $17.20 | Mar 16, 2015 | $17.20 |
| Apr 6, 2015 | $17.20 | Mar 16, 2015 | $3.72 |
| Mar 23, 2015 | $13.48 | ||
| Apr 13, 2015 | $17.20 | Mar 23, 2015 | $17.20 |
| Apr 20, 2015 | $17.20 | Mar 23, 2015 | $2.26 |
| Apr 6, 2015 | $14.94 | ||
| Apr 27, 2015 | $17.20 | Apr 6, 2015 | $2.71 |
| Apr 13, 2015 | $14.49 | ||
| May 4, 2015 | $17.20 | Apr 13, 2015 | $3.15 |
| Apr 20, 2015 | $14.05 | ||
| May 11, 2015 | $17.20 | Apr 20, 2015 | $3.60 |
| Apr 27, 2015 | $13.60 | ||
| May 18, 2015 | $17.20 | Apr 27, 2015 | $3.46 |
| May 4, 2015 | $13.74 | ||
| May 25, 2015 | $17.20 | May 4, 2015 | $3.91 |
| May 11, 2015 | $13.29 | ||
| Jun 1, 2015 | $17.20 | May 11, 2015 | $4.35 |
| May 18, 2015 | $12.85 | ||
| Jun 8, 2015 | $17.20 | May 18, 2015 | $4.80 |
| May 25, 2015 | $12.40 | ||
| Jun 15, 2015 | $17.20 | May 25, 2015 | $5.25 |
| Jun 1, 2015 | $11.95 | ||
| Jun 22, 2015 | $17.20 | Jun 1, 2015 | $5.69 |
| Jun 8, 2015 | $11.51 | ||
| Jun 29, 2015 | $17.20 | Jun 8, 2015 | $6.14 |
| Jun 15, 2015 | $11.06 | ||
| Jul 6, 2015 | $17.20 | Jun 15, 2015 | $7.18 |
| Jun 22, 2015 | $10.02 | ||
| Jul 13, 2015 | $17.20 | Jun 22, 2015 | $7.62 |
| Jun 29, 2015 | $9.58 | ||
| Jul 20, 2015 | $17.20 | Jun 29, 2015 | $8.07 |
| Jul 6, 2015 | $9.13 | ||
| Jul 27, 2015 | $17.20 | Jul 6, 2015 | $17.20 |
| Aug 3, 2015 | $17.20 | Jul 6, 2015 | $8.96 |
| Jul 13, 2015 | $8.24 | ||
| Aug 10, 2015 | $17.20 | Jul 13, 2015 | $17.20 |
| Aug 17, 2015 | $17.20 | Jul 13, 2015 | $3.98 |
| Jul 30, 2015 | $13.22 | ||
| Aug 24, 2015 | $17.20 | Jul 30, 2015 | $17.20 |
| Aug 31, 2015 | $17.20 | Jul 30, 2015 | $17.20 |
| Sep 7, 2015 | $17.20 | Jul 30, 2015 | $17.20 |
| Sep 14, 2015 | $17.20 | Jul 30, 2015 | $13.87 |
| Jul 31, 2015 | $3.33 | ||
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