Name
Julius
Member since
October 2016
On-time repayments
53 installments • 40%
I was born in Kakamega county near Majengo sub county and went to Ikuma primary school and later progressed to Chango high school.
I was born in a poor family being the last born of seven members
My dad was a peasant farmer and my mother was a house help.
It became difficult for me to get school fees which i later managed to through the hard way .Being send home for school fee most of my time.
I began my own business after saving for about three years and had little capital
The uniqueness in my village is that e have less educated families but business oriented
My children wants to be business men and teachers
I like traveling and socializing
I run a bookshop sale reading books ,novel and school stationery.
Book shop is very useful to student and books are in high demand especially the pens and exercise books
I choose this kind of business because its unique and less people operate it in our village
my revenue its from selling stationary and the cost are those of buying the stationary and paying rent.
I use my profits to pay school fees and re invest
I will increase stock for consumables ie learning and instructional materials for pupils
I also have orders pending due to insufficient and limited stock, the new loan will assist me acquire more stock.
I also have intention to buy variety stocks of story books for kindergarten and nursery kids,teachers instructional materials and coloring books which are in great demand.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$32.00
Date disbursed
Apr 21, 2017
Repayment status
Late
Projected term
6 months
Other loans
Amount repaid
$2.96
Amount remaining
$28.73
Expected completion
Nov 3, 2017
Status
Repaying late
Installment amount
$1.48
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 28, 2017 | $2.96 | Apr 28, 2017 | $2.96 |
May 5, 2017 | $0.00 | ||
May 12, 2017 | $0.00 | ||
May 19, 2017 | $0.00 | ||
May 26, 2017 | $0.00 | ||
Jun 2, 2017 | $0.00 | ||
Jun 9, 2017 | $0.00 | ||
Jun 16, 2017 | $0.00 | ||
Jun 23, 2017 | $1.48 | ||
Jun 30, 2017 | $1.48 | ||
Jul 7, 2017 | $1.48 | ||
Jul 14, 2017 | $1.48 | ||
Jul 21, 2017 | $1.48 | ||
Jul 28, 2017 | $1.48 | ||
Aug 4, 2017 | $1.48 | ||
Aug 11, 2017 | $1.48 | ||
Aug 18, 2017 | $1.48 | ||
Aug 25, 2017 | $1.48 | ||
Sep 1, 2017 | $1.48 | ||
Sep 8, 2017 | $1.48 | ||
Sep 15, 2017 | $1.48 | ||
Sep 22, 2017 | $1.48 | ||
Sep 29, 2017 | $1.48 | ||
Oct 6, 2017 | $1.48 | ||
Oct 13, 2017 | $1.48 | ||
Oct 20, 2017 | $1.48 | ||
Oct 27, 2017 | $1.48 | ||
Nov 3, 2017 | $0.62 |
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