Business advertising magazine printing

Entrepreneur

About Me

My name is Michael I am 24 single .I am the second born in a family of four and i am a holder of a KCSE GRADE C.I am social, kind ,loving and hard working. I am independent minded and creative. I am a designer and publisher where as I design business cards, company logos, wedding cards, letter heads, brochures, banners, and also do vehicle branding.
I have worked for so many people and institutions and performed as a musician in so many functions including political campaign rallies. I am also a musician and I compose, and write music.I like football and I also like volunteering. I have worked as a volunteer at WOFAK Kayole , huruma children home and many other children's home in Nairobi, during my free time where I offer my services in feeding the orphans ,cleaning the compound and rooms cooking and washing. I have been attending youths workshops and as well participating in youth program mes.I have also been able to attend so many program mes on entrepreneurship particularly at KEPSA(KENYA) .I have also attained some training with many NGOs where I have managed to acquire knowledge in Community development and care.
Since my main business is design and publishing, I wish to concentrate centrally on design and publishing to enable me increase my earning and fulfill my dream of becoming an employer in the near future. My main reason for starting this business was originated from my passion for the business, my profession, my training on entrepreneurship, availability of ready market, my customer’s base, and my obsession for being my own boss and the need to have my own income. For the purpose of expansion and commercializing my business, in order to cover other areas and to reach the cooperate world, there is a demand for extra capital and need to increase the production in order to meet the requirement of my growing customers and to attain my objective, I wish to apply for a loan.

My Business

I run a small design and publishing business in Umoja estate and have customers spread in Nairobi and it’s environ. My design and printing business involve printing and designing of banners, flyers, business cards, posters, letter head, projects printing vehicle branding, skin printing-shirt and cap branding and art work and Bill board designing and drawing. I also sing at functions particularly on occations and on weekdays where I am paid. I do as well produce CDs and run a business weekly advertiser magazine in to add onto my income. My main customers are domestic consumers, schools, public institutions, vehicle owners and churches. I also work for vehicle manufacturers on contract.
I have been in business for over one year and I use my income to fund the business and pay for the services including my upkeep.I can comfortably pay back the loan from my business which is running and my other sources of income .My monthly income is 45,000/=.

Loan Proposal

To my dear Lenders,
My name is Michael Ogutu,I am 24 years old,I am a musician and a publisher.I run a small weekly advertiser firm where i deal mostly with people who are in business by advertising their business and product on a weekly business advertiser magazine.I wish to raise some capital to help me in the circulation and printing of the advertiser magazine and I as well want to reach out to the juakali sector the untapped sector with a lot of potential.
The magazine will be distributed free of charge but I will get the return from the business owners who will advertise at a fee.As it is a running business and with my other sources of income ,I will be able to raise enough money and pay back the loan within the required time or for a shorter time.Your assistance will be appreciated by me.
Michael

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