Bales of second-hand clothing to resell

Timothy Iyati

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Timothy Iyati

Location

Nakuru, Kenya

On-time repayments

309 weekly installments  •  88%

About Me

I was born and raised in the village, my father was a tailor my mother was a farmer. My father decided to re locate to greener pastures, he did that and we gladly went, we stayed in our new location for some years and my dad convinced my mother to sell the land again. The land was successfully sold and my dad took all the money drunk it all an we remained landless,we went to stay with relatives without or dad we dont know where he went. At seven years with my three siblings and mother,my mother gave me to someone to look after their cattle! i did not know how much i earned because its my mother who took the wages for upkeep. My uncle heard of our story and took upon himself to educate us,i was lucky to continue with school to secondary. i did menial jobs to sustain myself i could not get a nice job becouse my form four certificate had been withheld due to fee balance. I was able to clear the fee afterwards and took the certificate. I had a fiancee who helped me a lot but two days to my wedding my father who had come back committed suicide! nevertheless the wedding took place. Right now am married and have two children.

My Business

After marriage, i relocated to Nakuru where i began a micro business which never did well though i held on it, i was later sponsored to go to bible school for two years and graduated with a diploma. Right now iam iam doing partime as an insurance agent with British American Insurance Company. It is a good job but so many challenges of getting clients and sustaining them. iam also pursuing another diloma in Transformational Leadership in the local church. Iam currently the prefect of the class and a group leader in our small home bible study group where we meet once a Week. O once again come to appreciate the zidisha organisation for changing my life, I was able to pay my collage fees and even ventured in business which I began early this year, the business is doing well but some time I run short of finances this is the reason am requesting for another loan to help me expand my business.

Loan Proposal

Dear lenders, I take this opportunity to sincerely thank you for being true partners to help me take my business to another level.
I have been in supplying of dresses and suiting materials.
The last loan I took I began selling bails of second hand clothes. This business is good and I have decided to fully venture in it. Second hand clothing is a nice business in our town in Nakuru. I have received orders from various clients who come from far so as they sell in retail, this loan will enable me to buy more bails of second hand clothes to satisfy my clients and also make profits.

Feedback

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  • Mary    Nov 10, 2017

    Timothy is a wonderful borrower. He has a clear plan for what he wants to accomplish in life and goes for it! I would recommend funding future loans for him.

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  • Margaret    Oct 24, 2017

    Timothy paid his loan off perfectly, I would gladly lend to him again and encourage others to do the same.

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  • Margaret    Oct 15, 2017

    Timothy paid off his loan in a timely manner. I would gladly lend to him again and encourage others to do the same.

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  • James    Oct 14, 2017

    Loan repaid in full.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,320.24

Date disbursed

Jul 13, 2017

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: 5% of $1,320.24 = $59.21

Lenders

M

marycb

United States

T

Tmann

Los Angeles, United States

C

Christian

Saarbruecken, Germany

Irvin

Vancouver, Canada

investor

Candiac, Canada

J

johan

Oslo, Norway

karestan

Toronto, Canada

P

Peter

München, Germany

T

tatts2000

melbourne, Australia

ken701

Lede, Belgium

BrassHat

Boston, United States

W

Witlof

Tsukuba, Japan

Umair Mahmood

Raleigh, United States

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

ErikN

Stockholm, Sweden

D

Debock

Dresden, Germany

KyRoamer

Louisville, Kentucky, United States

AndreaBravi

London, UK, Canada

Kjartan

Oslo, Norway

S

sersub

San Diego, United States

R

ryanalysis

Port Jefferson Station, United States

T

traderjohn

Baltimore, United States

F

FHult

Stockholm, Sweden

T

Tallago3

Munich, Germany

ScottSavage

Las Vegas, NV, United States

Pere

Barcelona, Spain

AF

a f

washington, United States

M

mogensh

København V, Denmark

J

JakeA

Wellington, New Zealand

C

cjmenchaca

Austin, United States

DaveinPerth

Perth, Australia

J

Jessica

Patagonia, Argentina

P

parsonsron777

Sacramento, United States

D

dterryn

Brussels, Belgium

Y

Yasha

Beer Sheva, Israel

Apmay

Melbourne, Australia

M

mrhanky1

melbourne, Australia

kuebel

Vienna, Austria

C

chasingtheskies

Palmdale, United States

R

RuthL

Ascot, United Kingdom

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

KirstenShute

Montreal, Canada

B

Bavarian

Bavaria, Germany

1

1979fan

Palo Alto, United States

C

chrisherron

Chicago, United States

T

tonilends

catalonia is not:, Spain

G

graememoss

Amsterdam, Netherlands

indeh

London, United Kingdom

Z

Zippo

Berlin, Germany

ViVenusMedical

Jarfalla, Sweden

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

P

penguin3694

Chicago, United States

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

pentatonicscale

Niiza-shi, Japan

A

artom

Karkola, Finland

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

McJulio

New Jersey, United States

M

Mark

Melbourne, Australia

S

Sherry

Pittsburgh, United States

L

leniwiec

Poznan, Poland

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

Hype1

Ashburn VA, United States

M

michaelangers

Toronto, Canada

P

Prysdahl

Marshall, United States

P

Patrick5678

Beijing, China

A

Aaron

Zurich, Switzerland

C

CheapThrills

Liminka, Finland

M

mkellerman

Shanghai, China

Tania

Antwerpen, Belgium

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

JC

Jordi Cohen

New York, NY, United States

G

glh25

Winooski, United States

rhagen

New York, United States

Gordons28

Santa Monica, United States

K

KnutG

Bergen, Norway

Y

Yecats

New York, United States

Z

zedoud

Hamburg, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

tswickrama

Orlando, United States

isabelv

Barcelona, Spain, Sweden

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

FriendinOregon

Hillsboro, Oregon, United States

L

Leonora

TÄBY, Sweden

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

N

NickLuder

London, United Kingdom

T

ThereIsNoGod

Singapore, Singapore

L

LenoMetus

Perth, Australia

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

B

BMcDermott

Washington, DC, United States

C

Catch22

The Colony, United States

E

E

Marin county, United States

P

pvranas

Boulder, United States

M

mzhope

Harrisburg, United States

L

Lennert

Alphen aan den Rijn, Netherlands

C

Clben7

Cincinnati, United States

M

MarkKrakow

Joliet, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

A

akshu71

Ottawa, Canada

G

GanSatya

United States

D

Dianatalk

Netherlands

sderickson

Berkeley, CA, United States

John Makongo

Kitale, Kenya

D

drorm

United States

T

thegreek1020

San Jose, United States

O

osubucks45

United States

M

misaheat

United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

Pomaikai

Jersey City, United States

D

DandS

United States

lyalljellyman

Wellington, New Zealand

A

Ansgar

Australia

B

brianchicago

United States

B

bugdaniel

Switzerland

bb4dogs

United States

P

pkoy04

United States

joshuacollinson

Vienna, Austria

S

sarah4d2

Saint Louis, United States

larry

Sweden

smastermind

Jerusalem, Israel

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

J

jsbisa

New Orleans, Louisiana, United States

SP

Stephen Phillips

Southampton, United Kingdom, United Kingdom

R

RonEddy

United States

Bjorn

Heggedal, Norway

TyWee

Manila, Philippines

B

bscent

Hong Kong

Scangaid

Pittsburgh, United States

M

Manley

Windermere, United States

W

wesbh89

United States

D

Desteli

United States

H

hixeu

Belgium

I

idris

United States

K

Keith

Luxembourg

A

aajmp

United States

Bryan

Houston, United States

K

KiraDee

United States

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

JonasL

Stockholm, Sweden

B

beegkitty

United States

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

H

happyhappy

Switzerland

Andrew267

Birmingham, United Kingdom

SuperMario28

Cudahy, United States

T

Tony1

Australia

reluck

Marseille, France, France

Voscke

Utrecht, Netherlands

P

PaulC

Australia

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Matthias

Frankfurt Am Main, Germany

J

Joas

Hannover, Germany

DR

Daniel R

Berlin, Germany

E

Erich

Zurich, Switzerland

Gab

Singapore

Dave Bogard

New York, United States

M

mmartin

United States

Family Mueller

Petershagen, Germany

C

Carol

Falmouth, United States

MD

Miles Dodge

CORVALLIS, United States

JS

Jon Scherer

United States

MW

Matt Willis

United States

Thomas

Basel, Switzerland

H

Hazel

United Kingdom

Elly

Woudrichem, United Kingdom

Jake Badger

Roskilde, Denmark

H

Hakon

Drammen, Norway

Kate Courteau

United States

Dean Cress

United States

Lou Kaucic

Sanbornton, NH, United States

KO

Kevin OBrien

Denver, CO USA, United States

NF

Nina Forsberg

Sweden, Greece

E

erica

antwerpen, Belgium

United States

ME

Mike Engsberg

United States

Julia

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

KD

Kent Don

United States

AF

Alysn Ford

United States

KL

Ket Lin

United States

JD

Jeff DePree

United States

YM

Yelka Mikolji

United States

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

CNV

United States

PT

Paul T

Amsterdam, Netherlands

Martin Nielsen

Aarhus, Denmark

Arend Thorp

Brooklyn, NY, United States

JM

john meserve

United States

N

Nick

Greater London, United Kingdom

AH

ajay hampapur

United States

N

Nick

United States

Aran Dunlop

United States

jo

Los Angeles, United States

DL

Dan Lawrence

United States

Paul Smithson

Leeds, United Kingdom

Surya Setiyaputra

Sydney, Australia

ST

Simon Thomas Zachari

Göttingen Germany, Germany

Eugen Stamm

Zurich, Switzerland

Shawn Stice

Kansas City, Missouri, Central Region, United States

Taylor

Memphis, United States

Cliff

United States

AO

Ahana Ogle

United Kingdom

NR

Nick Rioux

United States

B

Bramlage

United States

IH

Isaac Hileman

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

PC

Pedro Cambra

United Kingdom

Gabriel Fenili

Santo André, Brazil

Bill Glover

United States

Y

YTSJ

London, United Kingdom

Max B

Saint Louis, United States

S

stevensau

United States

A

Ashleigh

Australia

Mr Chris Turner

Cambridge forever England, United Kingdom

V

Vidar

Oslo, Norway

S

Stephanie

Zurich, Switzerland

P

Phips

Switzerland

H

Huub

Switzerland

I

isaac

United Kingdom

GS

G S

Switzerland

RC

Rudi Chen

United States

M

Magnus

Switzerland

KK

karl kerksiek

United States

Rondolfson

Münster, Germany

SB

Sue Bucholz

Sacramento, United States

FA

Felipe Ardila

United States

WG

Waqar Ghani

United States

E

Elynne

United States

HL

heather lake

United States

L

LuZi44

Basel, Switzerland

A

alison

United States

JB

John Brown

United States

SA

Steve A

Newbury, United Kingdom

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

SS

Steve Smith

Winchester, Ma, United States

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

United States

B

Brett

Australia

RG

Ravi Gadad

United States

SG

Suresh Gadad

United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

ZA

Ziyad Alsufyani

Jeddah, Saudi Arabia

Larissa

Germany

Sinan Taifour

Munich, Germany, Germany

johannes

Taipei, Taiwan

K

KH

United Kingdom

E

Elle

New York, United States

AJ

Abby jones

United States

AH

Amy Hammond

United States

James

London, United Kingdom

SA

Shar Alamdari

Los Angeles, United States

EW

Eli Weiss

United States

SP

Stephanie P

United States

L

Lucy

Australia

K

kara

United States

Craig Newmark

United States

H

Hans

Czech Republic

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

MO

Mark Owens

United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

P

Peggy

United States

Day Family

Melbourne, Australia

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

R

Ralf

Germany

Nadia Tuchman

New York City, United States

BP

Bill Piper

United States

Karin

Germany

Dave Magnan

Québec, Canada

K

Kyle

Durban, United Kingdom

NK

Navid Kiassat

United States

MS

Mona S

United States

D

Dalton

San Francisco, United States

GS

Gary Sinard

Franklin, TN, United States

M

Margaret

United States

ED

Eunan Doherty

donegal ireland, Ireland

Bo Rosén

Eslöv, Sweden

EC

Edward Conrads

San Francisco, United States

R

Raffins

United States

Helper

United States

Heather

Taree, NSW, Australia

MS

Merel S

Netherlands

KK

Kurt Kellner

United States

M

Mack

Harbor, Oregon, United States

TP

Tirzah Prince

United States

JF

J Fister

United States

Philipp Lehmann

Zurich, Switzerland

H

helle

New Zealand

Christian

Vienna, Austria

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

A

Anabell

Elizabeth, United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

E

Eric

Canada

Bryce Bow

Bloomington, In, United States

J

James

Los Angeles, United States

AS

Andreas Schäfer

Basel, Switzerland

B

Brittany

United States

A

Adriaan

Netherlands

A

Anonymous

United States

DM

Darin MacRae

United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

M

marton

United States

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

M

Marco

Berne, Switzerland

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

KT

K Turner

United States

BA

Burf and Patsy

St. John's, Canada

A

Anne

United Kingdom

MR

Mary Reardon

United States

R

Rachel

United States

RM

Roddy Murray

United Kingdom

MD

Michael Dean

United States

M

Mitchell

Australia

JT

Joanne Thompson

United Kingdom

JN

Julie Noel

United States

A

Alex

United States

J

jojo

Israel

JS

Jason Shea

United States

MB

MW Brown

United Kingdom

Jennie

Milan, Italy

RM

Richard Marston

United Kingdom

FP

Fred Pratt

United States

Ask Timothy a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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