Business loan

Entrepreneur

About Me

I'm Chalwe kalumba a member of zidisha .Nurse by profession and do bussiness in various ways e.g selling charcoal, meat and cosmetics.i usually alternate according to seasonal bussiness so that i reduce on the risk of reconding a loss ratio hence each and everytime I'm pumping in the money i will have surveyed the products which are selling most. I'm always determined and focussed on growing the business. I have maintained proper record keeping for reference.

My Business

I sell charcoal, relish and cosmetics beside my permanent job as a registered nurse.Im a committed person who is determined and focussed in growing my bussiness. Analysing myself towards this makes me understand how profit wise and able to understand my losses hence working on better strategi method to maintain better. Challenges are thre but i in each and every businesses but it's important to keep on saving.

Loan Proposal

I usually get loans to invest in livestock farming whereby i have to buy goats or pigs for home use resell .part of profit is saved and use it to pay my ZIDISHA loans when its due. I do weekly sells and close in 4th week to evaluate the business. Therefore it's my wish to continue working hard and bring change .I will continue being loyal and grow financially with ZIDISHA.

Income Source

In case of any risks occurs in my bussiness. I get a monthly salary hence the other alternative is to utilize my monthly salary.

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Loan Info

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