Business loan

Entrepreneur

About Me

I'm Chalwe kalumba a member of zidisha .Nurse by profession and do bussiness in various ways e.g selling charcoal, meat and cosmetics.i usually alternate according to seasonal bussiness so that i reduce on the risk of reconding a loss ratio hence each and everytime I'm pumping in the money i will have surveyed the products which are selling most. I'm always determined and focussed on growing the business. I have maintained proper record keeping for reference.

My Business

I sell charcoal, relish and cosmetics beside my permanent job as a registered nurse.Im a committed person who is determined and focussed in growing my bussiness. Analysing myself towards this makes me understand how profit wise and able to understand my losses hence working on better strategi method to maintain better. Challenges are thre but i in each and every businesses but it's important to keep on saving.

Loan Proposal

I do order goats and pigs in the nearest villages , where the prices are reasonable and supplying to our local butcheries and wait for a payment for a week . If not i do sell in my neighbourhood or my work place on cash basis and some on monthend .supplying relish is good because every one wants to eat and the payment comes in on time hence it's quite interesting and giving me high hopes .

Income Source

I'm trying hard to ensure the borrowed money is secured through saving and paying without much delayment .in an circumstances where i fail to pay on time i should always use my monthly salary to pay up my loan while i wait for my business collection . This gives hope for the fact that my aim is not to depend on my formal work but do well in business.

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Loan Info

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