Buy a laptop for marketing, presentation and working at home

Nelson

Gilgil, Kenya

47% repaid

Entrepreneur

Name

Nelson

Member since

August 2013

On-time repayments

103 installments  •  33%

About Me

I am a male Kenya citizen currently Living in Gilgil. I am 26 year old, christian and married and blessed with a beautiful daughter.
I studied information technology at Christ the King Computer College Nakuru and got a Diploma in 2008.
I worked as a cyber cafe attendant in Nairobi from May 2008 to December 2008 and as a M-Pesa attendant in 2009.
In 2010, I decided to start my own business and tried several. It was until June 2011 when I started Njomoki Family Enterprise in Gilgil which is where am still at to date. I consider the business a success and one of my achievement since I had little capital to start with but I have been able to make it a stand now for two years.
I am a family guy, open and honest. I like watching Movies Listening to music and a football fun.

My Business

The name of the Business is Njomoki Family Enterprise. I have mixed several businesses into one so as to have more security. I have a cyber Cafe, Candy Shop, stationery and M-Pesa.

The services we offer are; Access to email. Online application and registration. Document, forms and photo downloads. Software, updates and drivers downloads. Type setting, Printing, Photocopy, Scanning, Lamination, Document binding, Graphic and publication design, M-Pesa Services (Safaricom mobile phone money transfer services).
The products we offer are Sweets, biscuits, Snacks Refreshments, Stationery, Few home use products like toothpaste, toilet roll, detergents and soaps.

All this guarantee cash generation of Ksh.1300/= per day on average. This translate to a total monthly income of Ksh.39,000/=

The monthly expenses of the business totals to around Ksh.36,500 and they are, Rent-7000, Internet - 4416, Electricity - 3000, Salary - 8000, Restocking - 10000, Printing consumable - 4000.

The business has provided employment for me and my wife. Margaret Wanjiku

The idea of mixing several businesses is my greatest strength. It grantees income at all time, customer get more services and product and that gives me and advantage over my competitors. Gilgil is a growing town and businesses that offer the same service are few. Also I operate on the policy that customer satisfaction come first and that has enable me to capture many customer including; government offices like the District Children office, Churches like Gilgil P.C.E.A church, Schools like Zamzam Academy, Kekopey Secondary School, D.E.B primary School, St. Patrick primary School, local community to mention a few.
I have a big dream for the shop that is to expands the business by adding more products to make it a full retail shop, increase the number of computer and add other missing components for the cyber cafe .
the business has improve ever since i joned ZIdisha and I got funded. Tanks to my leander for your support and i pray that these relationship continues that way

Loan Proposal

The business is doing well and I know it will continue that way. I am asking that you fund me KES.42000 which i will use KES.5000 to upgrade my computer by adding RAM (memory) and KES.37000 to by a new fast laptop. I will use the laptop to present work done and make presentation for marketing to those clients who are not able to visit the visit the shop. Also i take some job home and work during the night.
Please lenders accept my bid because these will boost my business a lot. Thank you.

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$475.00

Date disbursed

Feb 2, 2015

Repayment status

Late

Projected term

22 months

Lenders

C

CWS

Huntington beach, ca, United States

W

WilsonLending

Atlanta, United States

H

Hilke

Bremen, Germany

R

Raabo

Rungsted, Denmark

J

johan

Oslo, Norway

torelizer

Reggio Emilia, Italy

P

Philippe

Adliswil, Switzerland

BelleStarr

Albuquerque, United States

L

lmuenchen

Munich, Germany

EHTHighSchool

Egg Harbor Township, United States

J

jozua

Delft, Netherlands

Raoul72

Naarden, Netherlands

Zidisha

Sterling, United States

M

mogensh

København V, Denmark

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

B

blahblah

Nuernberg, Germany

B

briansedz

Canton, Ohio, United States

Krtecek

Balzers, Liechtenstein

P

proby24

Singapore, Singapore

beverly

Vancouver, Canada

T

tmsaddress

Orlando, Florida, United States

J

jimmydjjr

Gautier, United States

DLarson

Morris, United States

Susansfund

Colorado Springs, United States

P

penguin3694

Chicago, United States

S

samuk

Nottingham, United Kingdom

D

davide

Vallentuna, Sweden

Jouni

Finland

danielytao

Boston, United States

ads68

Melbourne, Australia

U

UmSaeed

Southfield, United States

A

Aaron

Zurich, Switzerland

OlyRhys

Olympia, United States

J

jerryq

Redding, United States

L

lilbsedz

Raleigh, United States

T

Tui1974

nuenen, Netherlands

HMS_5th_Grade

Honolulu, United States

S

solarkismet

Logan, United States

A

amish

San Francisco, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

S

smetis

Kananaskis, Canada

P

Pavane

Kungsbacka, Sweden

T

ThereIsNoGod

Singapore, Singapore

R

rosebo

Bend, United States

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

R

RohitSingh

Montreal, Canada

D

dj9812

United States

TomF925

www.AfricaLeap.com, United States

M

Morgan1301

United States

B

BobHope

United States

L

liseman

United States

E

elhh82

Petaling Jaya, Malaysia

O

osubucks45

United States

jonnyhj

Stockholm, Sweden

F

FSO

Canada

J

jenda

Czech Republic

mepster

San Francisco, Ca, United States

AndrewNeu

Ho Chi Minh, Vietnam

J

JonAlec

United States

D

Desteli

United States

J

jdelaporte

United States

SuperMario28

Cudahy, United States

Frank Termathe

Frankfurt Main, Germany

Robert

Sweden

MW

Matt Willis

United States

Humble Bundle Community

San Francisco, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Nelson a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • TomF925    Jan 20, 2016

    Happy New Year! Congratulations on the several payments so far in January! Perhaps you can restructure the remaining payments to be smaller and extend the due date.

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  • TomF925    Dec 26, 2015

    Hi Nelson. You almost caught up on your payments in mid-November, but there have been no payments since. We are hoping you are well.

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  • Nelson    Jul 2, 2015

    I have been having problem in my business ever since my printing machine broke down. Printing job is one of my big income generating job and now am force to outsource. I am looking for capital to buy a new one but now am squeezed a lot. I have paid 3970 of my due loan and wish to reduce the repay installment and see if i will be able to recover. Please bear with me and sorry for any inconveniences.

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  • SuperMario28    Jun 11, 2015

    Hello Nelson. How are things going with your business?

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  • Nelson    Mar 30, 2015

    I have not yet been able to buy new printer. Without the printer my business is low. i am currently sourcing for capital to buy them,

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  • Nelson    Feb 26, 2015

    My printer has spoiled and i need to buy another one. i am thinking of saving the reduced amount for about two month and with the savings i have now will be able to buy another printer

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  • Nelson    Aug 19, 2014

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  • Nelson    Aug 19, 2014

    I am appealing to my lender to fund my loan.
    Running a business is not that easy especially if one start small. Thank to my lender through Zidisha I have seen the business grow. I started out with 2 computers but now I have 4. I did not have a color printer but now I have one which is work very well and meeting all needs. I also have a laminating machine and good stock of print consumable. All these has been made possible you my lender and the business is doing good.
    So all my lender please keep on funding me and help me realize my dream of having a state of the art ICT Center. Thank you

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  • Nelson    Aug 18, 2014

    Thank you so much markpearson for lending me. May God bless you.

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  • Nelson    Aug 18, 2014

    Thank you Schwerbelastung and Morten. I appreciate you biding on my loan application.

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  • Nelson    Aug 16, 2014

    ads68 and goodwithoutgod thank you for your bids

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  • Nelson    Aug 5, 2014

    Howard and Morten you are all welcome. I got paid by one of my client, settled some of my bill, bought my wife a nice shoe, my self a new Jacket and paid my loan. Thank you again for funding my loan

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  • Nelson    Jul 14, 2014

    let me first start by apologizing for any inconvenient coursed by me rescheduling my loan repayment. Every day i set aside the some cash which i use to pay my loan. unfortunately this month due to unavoidable circumstances i used that money and now i am not able to pay. in the beginning of this month my photocopy machine broke down. the toner cartridge got spoiled and it started producing faint and dirty photocopy. to save the business since photocopying work is one my major earners, i was forced to buy another cartridge which is very expensive. i got it a the price of 7,500/=. these was a set back financially but machine breakdown is one of the risk we face in these business. i am sure that very soon i shall recover and be able to pay the loan. in the mean time please accept my apologies and allow me to reschedule my loan. Thank you in advance

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  • Nelson    Dec 22, 2013

    Let me thank all my lenders and zidisha team for making it possible for me to get a loan that i can use to boost my business. It will be of great help. Thank you and God bless you all.

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  • Nelson    Dec 20, 2013

    Thank you noreiser

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  • Nelson    Dec 19, 2013

    Thank you Johnny

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  • Nelson    Dec 18, 2013

    JebediahFND thank you.

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  • Nelson    Dec 17, 2013

    morten, mraph, tom44 thank you for your bid

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  • Nelson    Dec 17, 2013

    Thank you Bobrm2k3

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  • Nelson    Dec 15, 2013

    Thank you all of you who have bids on my loan application and i urge other to bid to.

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