Nelson
Gilgil, Kenya
47% repaid
Name
Nelson
Member since
August 2013
On-time repayments
103 installments • 33%
I am a male Kenya citizen currently Living in Gilgil. I am 26 year old, christian and married and blessed with a beautiful daughter.
I studied information technology at Christ the King Computer College Nakuru and got a Diploma in 2008.
I worked as a cyber cafe attendant in Nairobi from May 2008 to December 2008 and as a M-Pesa attendant in 2009.
In 2010, I decided to start my own business and tried several. It was until June 2011 when I started Njomoki Family Enterprise in Gilgil which is where am still at to date. I consider the business a success and one of my achievement since I had little capital to start with but I have been able to make it a stand now for two years.
I am a family guy, open and honest. I like watching Movies Listening to music and a football fun.
The name of the Business is Njomoki Family Enterprise. I have mixed several businesses into one so as to have more security. I have a cyber Cafe, Candy Shop, stationery and M-Pesa.
The services we offer are; Access to email. Online application and registration. Document, forms and photo downloads. Software, updates and drivers downloads. Type setting, Printing, Photocopy, Scanning, Lamination, Document binding, Graphic and publication design, M-Pesa Services (Safaricom mobile phone money transfer services).
The products we offer are Sweets, biscuits, Snacks Refreshments, Stationery, Few home use products like toothpaste, toilet roll, detergents and soaps.
All this guarantee cash generation of Ksh.1300/= per day on average. This translate to a total monthly income of Ksh.39,000/=
The monthly expenses of the business totals to around Ksh.36,500 and they are, Rent-7000, Internet - 4416, Electricity - 3000, Salary - 8000, Restocking - 10000, Printing consumable - 4000.
The business has provided employment for me and my wife. Margaret Wanjiku
The idea of mixing several businesses is my greatest strength. It grantees income at all time, customer get more services and product and that gives me and advantage over my competitors. Gilgil is a growing town and businesses that offer the same service are few. Also I operate on the policy that customer satisfaction come first and that has enable me to capture many customer including; government offices like the District Children office, Churches like Gilgil P.C.E.A church, Schools like Zamzam Academy, Kekopey Secondary School, D.E.B primary School, St. Patrick primary School, local community to mention a few.
I have a big dream for the shop that is to expands the business by adding more products to make it a full retail shop, increase the number of computer and add other missing components for the cyber cafe .
the business has improve ever since i joned ZIdisha and I got funded. Tanks to my leander for your support and i pray that these relationship continues that way
The business is doing well and I know it will continue that way. I am asking that you fund me KES.42000 which i will use KES.5000 to upgrade my computer by adding RAM (memory) and KES.37000 to by a new fast laptop. I will use the laptop to present work done and make presentation for marketing to those clients who are not able to visit the visit the shop. Also i take some job home and work during the night.
Please lenders accept my bid because these will boost my business a lot. Thank you.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$475.00
Date disbursed
Feb 2, 2015
Repayment status
Late
Projected term
22 months
Other loans
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Amount repaid
$268.02
Amount remaining
$304.47
Expected completion
Dec 18, 2016
Status
Repaying late
Installment amount
$5.56
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 15, 2015 | $20.84 | Feb 15, 2015 | $20.84 |
Feb 22, 2015 | $20.84 | Feb 23, 2015 | $20.84 |
Mar 1, 2015 | $11.11 | Mar 2, 2015 | $11.11 |
Mar 8, 2015 | $11.11 | Mar 9, 2015 | $11.11 |
Mar 15, 2015 | $11.11 | Mar 16, 2015 | $11.11 |
Mar 22, 2015 | $11.11 | Mar 24, 2015 | $11.11 |
Mar 29, 2015 | $0.00 | ||
Apr 5, 2015 | $7.78 | Apr 3, 2015 | $7.78 |
Apr 12, 2015 | $7.78 | Apr 3, 2015 | $7.78 |
Apr 19, 2015 | $7.78 | Apr 13, 2015 | $7.78 |
Apr 26, 2015 | $7.78 | Apr 22, 2015 | $7.78 |
May 3, 2015 | $7.78 | May 5, 2015 | $7.78 |
May 10, 2015 | $7.78 | May 5, 2015 | $7.78 |
May 17, 2015 | $7.78 | May 5, 2015 | $7.78 |
May 24, 2015 | $0.00 | ||
May 31, 2015 | $0.00 | ||
Jun 7, 2015 | $0.00 | ||
Jun 14, 2015 | $0.00 | ||
Jun 21, 2015 | $0.00 | ||
Jun 28, 2015 | $0.00 | ||
Jul 5, 2015 | $5.56 | Jun 30, 2015 | $5.56 |
Jul 12, 2015 | $5.56 | Jun 30, 2015 | $5.56 |
Jul 19, 2015 | $5.56 | Jun 30, 2015 | $5.56 |
Jul 26, 2015 | $5.56 | Jun 30, 2015 | $5.56 |
Aug 2, 2015 | $5.56 | Jun 30, 2015 | $5.56 |
Aug 9, 2015 | $5.56 | Jun 30, 2015 | $5.56 |
Aug 16, 2015 | $5.56 | Jun 30, 2015 | $5.56 |
Aug 23, 2015 | $5.56 | Jun 30, 2015 | $5.22 |
Sep 8, 2015 | $0.33 | ||
Aug 30, 2015 | $5.56 | Sep 8, 2015 | $5.56 |
Sep 6, 2015 | $5.56 | Sep 8, 2015 | $5.56 |
Sep 13, 2015 | $5.56 | Sep 8, 2015 | $5.56 |
Sep 20, 2015 | $5.56 | Sep 8, 2015 | $5.22 |
Oct 16, 2015 | $0.33 | ||
Sep 27, 2015 | $5.56 | Oct 16, 2015 | $5.56 |
Oct 4, 2015 | $5.56 | Oct 16, 2015 | $5.22 |
Nov 12, 2015 | $0.33 | ||
Oct 11, 2015 | $5.56 | Nov 12, 2015 | $5.56 |
Oct 18, 2015 | $5.56 | Nov 12, 2015 | $5.56 |
Oct 25, 2015 | $5.56 | Nov 12, 2015 | $5.56 |
Nov 1, 2015 | $5.56 | Nov 12, 2015 | $5.22 |
Dec 31, 2015 | $0.33 | ||
Nov 8, 2015 | $5.56 | Dec 31, 2015 | $5.56 |
Nov 15, 2015 | $5.56 | Dec 31, 2015 | $5.56 |
Nov 22, 2015 | $5.56 | Dec 31, 2015 | $5.22 |
Jan 14, 2016 | $0.33 | ||
Nov 29, 2015 | $5.56 | Jan 14, 2016 | $5.56 |
Dec 6, 2015 | $5.56 | Jan 14, 2016 | $5.22 |
Dec 13, 2015 | $5.56 | ||
Dec 20, 2015 | $5.56 | ||
Dec 27, 2015 | $5.56 | ||
Jan 3, 2016 | $5.56 | ||
Jan 10, 2016 | $5.56 | ||
Jan 17, 2016 | $5.56 | ||
Jan 24, 2016 | $5.56 | ||
Jan 31, 2016 | $5.56 | ||
Feb 7, 2016 | $5.56 | ||
Feb 14, 2016 | $5.56 | ||
Feb 21, 2016 | $5.56 | ||
Feb 28, 2016 | $5.56 | ||
Mar 6, 2016 | $5.56 | ||
Mar 13, 2016 | $5.56 | ||
Mar 20, 2016 | $5.56 | ||
Mar 27, 2016 | $5.56 | ||
Apr 3, 2016 | $5.56 | ||
Apr 10, 2016 | $5.56 | ||
Apr 17, 2016 | $5.56 | ||
Apr 24, 2016 | $5.56 | ||
May 1, 2016 | $5.56 | ||
May 8, 2016 | $5.56 | ||
May 15, 2016 | $5.56 | ||
May 22, 2016 | $5.56 | ||
May 29, 2016 | $5.56 | ||
Jun 5, 2016 | $5.56 | ||
Jun 12, 2016 | $5.56 | ||
Jun 19, 2016 | $5.56 | ||
Jun 26, 2016 | $5.56 | ||
Jul 3, 2016 | $5.56 | ||
Jul 10, 2016 | $5.56 | ||
Jul 17, 2016 | $5.56 | ||
Jul 24, 2016 | $5.56 | ||
Jul 31, 2016 | $5.56 | ||
Aug 7, 2016 | $5.56 | ||
Aug 14, 2016 | $5.56 | ||
Aug 21, 2016 | $5.56 | ||
Aug 28, 2016 | $5.56 | ||
Sep 4, 2016 | $5.56 | ||
Sep 11, 2016 | $5.56 | ||
Sep 18, 2016 | $5.56 | ||
Sep 25, 2016 | $5.56 | ||
Oct 2, 2016 | $5.56 | ||
Oct 9, 2016 | $5.56 | ||
Oct 16, 2016 | $5.56 | ||
Oct 23, 2016 | $5.56 | ||
Oct 30, 2016 | $5.56 | ||
Nov 6, 2016 | $5.56 | ||
Nov 13, 2016 | $5.56 | ||
Nov 20, 2016 | $5.56 | ||
Nov 27, 2016 | $5.56 | ||
Dec 4, 2016 | $5.56 | ||
Dec 11, 2016 | $5.56 | ||
Dec 18, 2016 | $9.69 |
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