Name
Noel
Member since
March 2013
On-time repayments
146 installments • 72%
my names are Noel nyanje ziro a resident here at majengo. I have a humble background. Am a married man with three children, a boy and two girls. Am the last born of 11 siblings. My dad died the same year of my birth. This was very hard for my mum since she was a house wife. I got sponsored by my church through the ordinary level of education. Then i kept and sold poultry. I saved some money which i payed for a drivers licence. With my driving licence i ventured into transport business. I was hired to ride motorbikes for a transpory company. I saved money and bought my own motorbike, the one in my profile picture. I want to thank zidisha who have always come in handy whenever i needed money to buy spares for my motorbike. This business has enabled me to pay for my wifes collage fees. She is doing a degree in mt. Kenya unniversity. She is studing bachelor of education in early childhood. In my culture women are supposed to be housewifes but me and my wife decided to break that culture thats why am empowering my wife with higher education. My children are also having formal education. The boy wants to be a teacher like his mum, while the two girls want to be a doctor and a pilot respectively. During my free time i mentor teens. I have a group of teens i call them 'the ambassadors of christ' I counsel and guide them to be good citizen, i teach them christian values. Again i thank zidisha for the previous loans. I want to buy a new motorbike but my savings of ksh 65 thousands are not enough. Another loan will help me buy a new motorbike. My current profit are no longer sufficient. School fees and collage fees have increased prompting the need for more earnings. i know zidisha will be my angel again. God bless all my lenders.
my business is of( boda boda) motor bike transport here at majengo. i do transport passengers from one destination to another as well as luggage too. this business is on high demand here at majengo because it is affordable and it had been one of the door to door means of transport this is why it is on well demand.most of my clients like boarding my motorbike because i do provide a safety jackets and helmet to the passenger to wear when on board. my monthly running cost is Kenya shillings 2,500. and my monthly sales collection is Kenya shillings 15,000 per month. this is now giving me a monthly profit of Kenya shilling 12,500 per month. I also pay kenya shilings 15000 a year to the government as revenue.
-Buy new fuel tank @ 176 us dollars.
-Buy two side mirros @ 10 u.s dollars.
-Buy clutch unit @ 18 u.s dollars
-Buy brake light unit @ 16 u.s dollars.
-Buy brake pads @ 3 u.s dollars.
-Buy headlamp @ 30 u.s dollars.
If this spares are aquired and the motorbike repaired then i will be able to come back to business and also my local spareshop owner will greatily benefit not to mention that the motorbike will have an increase in its span because of the full repair service it will receive.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$330.00
Date disbursed
Jan 24, 2016
Repayment status
On Time
Projected term
10 months
Other loans
Amount repaid
$347.38
Amount remaining
$0.00
Date repaid
Nov 14, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 31, 2016 | $24.00 | Jan 30, 2016 | $24.00 |
Feb 7, 2016 | $24.00 | Feb 6, 2016 | $24.00 |
Feb 14, 2016 | $24.00 | Feb 12, 2016 | $24.00 |
Feb 21, 2016 | $24.00 | Feb 20, 2016 | $24.00 |
Feb 28, 2016 | $24.00 | Feb 26, 2016 | $24.00 |
Mar 6, 2016 | $24.00 | Mar 5, 2016 | $24.00 |
Mar 13, 2016 | $24.00 | Mar 12, 2016 | $24.00 |
Mar 20, 2016 | $5.00 | Mar 18, 2016 | $5.00 |
Mar 27, 2016 | $5.00 | Mar 26, 2016 | $5.00 |
Apr 3, 2016 | $5.00 | Apr 1, 2016 | $5.00 |
Apr 10, 2016 | $5.00 | Apr 8, 2016 | $5.00 |
Apr 17, 2016 | $5.00 | Apr 15, 2016 | $5.00 |
Apr 24, 2016 | $5.00 | Apr 22, 2016 | $5.00 |
May 1, 2016 | $5.00 | Apr 28, 2016 | $5.00 |
May 8, 2016 | $5.00 | May 6, 2016 | $5.00 |
May 15, 2016 | $5.00 | May 14, 2016 | $5.00 |
May 22, 2016 | $5.00 | May 20, 2016 | $5.00 |
May 29, 2016 | $5.00 | May 28, 2016 | $5.00 |
Jun 5, 2016 | $5.00 | Jun 3, 2016 | $5.00 |
Jun 12, 2016 | $5.00 | Jun 10, 2016 | $5.00 |
Jun 19, 2016 | $5.00 | Jun 17, 2016 | $5.00 |
Jun 26, 2016 | $5.00 | Jun 25, 2016 | $5.00 |
Jul 3, 2016 | $5.00 | Jul 1, 2016 | $5.00 |
Jul 10, 2016 | $5.00 | Jul 9, 2016 | $5.00 |
Jul 17, 2016 | $5.00 | Jul 15, 2016 | $5.00 |
Jul 24, 2016 | $5.00 | Jul 22, 2016 | $5.00 |
Jul 31, 2016 | $5.00 | Jul 29, 2016 | $5.00 |
Aug 7, 2016 | $5.00 | Aug 5, 2016 | $5.00 |
Aug 14, 2016 | $5.00 | Aug 14, 2016 | $5.00 |
Aug 21, 2016 | $5.00 | Aug 22, 2016 | $5.00 |
Aug 28, 2016 | $5.00 | Aug 30, 2016 | $5.00 |
Sep 4, 2016 | $5.00 | Sep 2, 2016 | $5.00 |
Sep 11, 2016 | $5.00 | Sep 15, 2016 | $5.00 |
Sep 18, 2016 | $5.00 | Sep 18, 2016 | $5.00 |
Sep 25, 2016 | $5.00 | Sep 25, 2016 | $5.00 |
Oct 2, 2016 | $5.00 | Oct 5, 2016 | $5.00 |
Oct 9, 2016 | $5.00 | Oct 9, 2016 | $5.00 |
Oct 16, 2016 | $5.00 | Oct 19, 2016 | $5.00 |
Oct 23, 2016 | $5.00 | Oct 19, 2016 | $2.00 |
Oct 27, 2016 | $3.00 | ||
Oct 30, 2016 | $5.00 | Oct 27, 2016 | $3.00 |
Nov 3, 2016 | $2.00 | ||
Nov 6, 2016 | $5.00 | Nov 3, 2016 | $3.00 |
Nov 10, 2016 | $2.00 | ||
Nov 13, 2016 | $5.00 | Nov 10, 2016 | $3.00 |
Nov 14, 2016 | $2.00 | ||
Nov 20, 2016 | $4.38 | Nov 14, 2016 | $4.38 |
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