Buy an embroidery machine

Rosemary

Banana Hills, Kenya

100% repaid

Entrepreneur

Name

Rosemary

Member since

July 2014

On-time repayments

353 installments  •  70%

About Me

My name is Rosemary Wambui. Born near the capital city of Kenya - Nairobi. I went to local schools for my primary and secondary school and later joined a secretarial college where I qualified as a copy typist. I was then employed by the government of Kenya where I worked until 2001 when I was retrenched in a cost cutting measure by the government.

Without a job, I decided to join a tailoring college where I was trained in embroidery work. I then started my own business with my savings. My business entails making table clothes which I then sell to clients to be used to cover their chairs and tables at home. I am a mother of three kids one who is through with his education and other two who are still in school.

My Business

I make table clothes using a sewing machine for doing the embroidery work. This is how it works: I buy a plain material made of cotton, cut it into small pieces as per the clients requirements and then do the embroidery work on the pieces. One set is made up of 12 such pieces which are for covering 1 sofa set and a coffee table. The cost of one set is about $12 and I sell the completed set at $20. In an average month I am able to make and sell about two dozen sets. My overheads are quite low since I work from home and most of my clients communicate with me through my mobile phone. I normally get new customers through a word of mouth spread by my satisfied old customers.

I use the money from this business to feed and educate my children. When given a loan by Zidisha, I hope to buy another sewing machine because the one is have is very old and it keeps breaking down every now and then.

I have tried to save money to buy a new one but there are many demands for the money. This is a change I really want make use of and I will be able to repay the loan comfortably since the business is quite profitable.

Loan Proposal

The key to success of my business is having the right skills and good machines to do the production. I am glad I was able to buy one machine with my first loan. I now need to buy a second one with more features so as to address the demands of clients who always like to see improvements in my work.

The other machine is still in good condition and I am hoping to employ one person so as to cope with the anticipated increased business. This new machine complete with its accessories will cost me around USD 380 and it will make a big difference in the way I do my business. I will be able to produce better quality work and sell to a segment of high end market that I cannot do at the present.

I call upon lenders to support me once more in this project. Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$330.00

Date disbursed

Jul 13, 2015

Repayment status

On Time

Projected term

26 months

Lenders

nicole

Worcester, Ma, United States

ErikN

Stockholm, Sweden

S

SvenWaage

Stavanger, Norway

PG

Paul Graham

United States

Ask Rosemary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$344.82

Amount remaining

$0.00

Date repaid

Oct 6, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jul 26, 2015 $4.12 Jul 20, 2015 $4.12
Aug 2, 2015 $3.09 Jul 26, 2015 $3.09
Aug 9, 2015 $3.09 Aug 3, 2015 $3.09
Aug 16, 2015 $3.09 Aug 3, 2015 $1.03
Aug 10, 2015 $2.06
Aug 23, 2015 $3.09 Aug 10, 2015 $2.06
Aug 16, 2015 $1.03
Aug 30, 2015 $3.09 Aug 16, 2015 $3.09
Sep 6, 2015 $3.09 Aug 24, 2015 $3.09
Sep 13, 2015 $3.09 Aug 24, 2015 $1.03
Aug 31, 2015 $2.06
Sep 20, 2015 $3.09 Aug 31, 2015 $2.06
Sep 7, 2015 $1.03
Sep 27, 2015 $3.09 Sep 7, 2015 $3.09
Oct 4, 2015 $3.09 Sep 14, 2015 $3.09
Oct 11, 2015 $3.09 Sep 14, 2015 $1.03
Sep 21, 2015 $2.06
Oct 18, 2015 $3.09 Sep 21, 2015 $2.06
Sep 27, 2015 $1.03
Oct 25, 2015 $3.09 Sep 27, 2015 $3.09
Nov 1, 2015 $3.09 Oct 6, 2015 $3.09
Nov 8, 2015 $3.09 Oct 6, 2015 $1.03
Oct 13, 2015 $2.06
Nov 15, 2015 $3.09 Oct 13, 2015 $2.06
Oct 18, 2015 $1.03
Nov 22, 2015 $3.09 Oct 18, 2015 $3.09
Nov 29, 2015 $3.09 Oct 25, 2015 $3.09
Dec 6, 2015 $3.09 Oct 25, 2015 $1.03
Nov 1, 2015 $2.06
Dec 13, 2015 $3.09 Nov 1, 2015 $2.06
Nov 8, 2015 $1.03
Dec 20, 2015 $3.09 Nov 8, 2015 $3.09
Dec 27, 2015 $3.09 Nov 15, 2015 $3.09
Jan 3, 2016 $3.09 Nov 15, 2015 $1.03
Nov 23, 2015 $2.06
Jan 10, 2016 $3.09 Nov 23, 2015 $2.06
Dec 1, 2015 $1.03
Jan 17, 2016 $3.09 Dec 1, 2015 $3.09
Jan 24, 2016 $3.09 Dec 7, 2015 $3.09
Jan 31, 2016 $3.09 Dec 7, 2015 $1.03
Dec 14, 2015 $2.06
Feb 7, 2016 $3.09 Dec 14, 2015 $2.06
Dec 20, 2015 $1.03
Feb 14, 2016 $3.09 Dec 20, 2015 $3.09
Feb 21, 2016 $3.09 Dec 29, 2015 $3.09
Feb 28, 2016 $3.09 Dec 29, 2015 $1.03
Jan 4, 2016 $2.06
Mar 6, 2016 $3.09 Jan 4, 2016 $2.06
Jan 10, 2016 $1.03
Mar 13, 2016 $3.09 Jan 10, 2016 $3.09
Mar 20, 2016 $3.09 Jan 19, 2016 $3.09
Mar 27, 2016 $3.09 Jan 19, 2016 $1.03
Jan 25, 2016 $2.06
Apr 3, 2016 $3.09 Jan 25, 2016 $2.06
Jan 31, 2016 $1.03
Apr 10, 2016 $3.09 Jan 31, 2016 $3.09
Apr 17, 2016 $3.09 Feb 7, 2016 $3.09
Apr 24, 2016 $3.09 Feb 7, 2016 $1.03
Feb 16, 2016 $2.06
May 1, 2016 $3.09 Feb 16, 2016 $2.06
Feb 24, 2016 $1.03
May 8, 2016 $3.09 Feb 24, 2016 $3.09
May 15, 2016 $3.09 Mar 2, 2016 $3.09
May 22, 2016 $3.09 Mar 2, 2016 $1.03
Mar 14, 2016 $2.06
May 29, 2016 $3.09 Mar 14, 2016 $2.06
Apr 7, 2016 $1.03
Jun 5, 2016 $3.09 Apr 7, 2016 $3.09
Jun 12, 2016 $3.09 Apr 20, 2016 $3.09
Jun 19, 2016 $3.09 Apr 20, 2016 $1.03
May 2, 2016 $2.06
Jun 26, 2016 $3.09 May 2, 2016 $2.06
Jun 15, 2016 $1.03
Jul 3, 2016 $3.09 Jun 15, 2016 $3.09
Jul 10, 2016 $3.09 Jun 28, 2016 $3.09
Jul 17, 2016 $3.09 Jun 28, 2016 $1.03
Jul 31, 2016 $2.06
Jul 24, 2016 $3.09 Jul 31, 2016 $1.03
Aug 4, 2016 $2.06
Jul 31, 2016 $3.09 Aug 4, 2016 $2.06
Aug 8, 2016 $1.03
Aug 7, 2016 $3.09 Aug 8, 2016 $3.09
Aug 14, 2016 $3.09 Aug 14, 2016 $3.09
Aug 21, 2016 $3.09 Aug 14, 2016 $1.03
Aug 23, 2016 $2.06
Aug 28, 2016 $3.09 Aug 23, 2016 $2.06
Sep 4, 2016 $1.03
Sep 4, 2016 $3.09 Sep 4, 2016 $3.09
Sep 11, 2016 $3.09 Sep 17, 2016 $3.09
Sep 18, 2016 $3.09 Sep 17, 2016 $2.06
Sep 28, 2016 $1.03
Sep 25, 2016 $3.09 Sep 28, 2016 $3.09
Oct 2, 2016 $3.09 Oct 3, 2016 $3.09
Oct 9, 2016 $3.09 Oct 3, 2016 $2.06
Oct 6, 2016 $1.03
Oct 16, 2016 $3.09 Oct 6, 2016 $3.09
Oct 23, 2016 $3.09 Oct 6, 2016 $3.09
Oct 30, 2016 $3.09 Oct 6, 2016 $3.09
Nov 6, 2016 $3.09 Oct 6, 2016 $3.09
Nov 13, 2016 $3.09 Oct 6, 2016 $3.09
Nov 20, 2016 $3.09 Oct 6, 2016 $3.09
Nov 27, 2016 $3.09 Oct 6, 2016 $3.09
Dec 4, 2016 $3.09 Oct 6, 2016 $3.09
Dec 11, 2016 $3.09 Oct 6, 2016 $3.09
Dec 18, 2016 $3.09 Oct 6, 2016 $3.09
Dec 25, 2016 $3.09 Oct 6, 2016 $3.09
Jan 1, 2017 $3.09 Oct 6, 2016 $3.09
Jan 8, 2017 $3.09 Oct 6, 2016 $3.09
Jan 15, 2017 $3.09 Oct 6, 2016 $3.09
Jan 22, 2017 $3.09 Oct 6, 2016 $3.09
Jan 29, 2017 $3.09 Oct 6, 2016 $3.09
Feb 5, 2017 $3.09 Oct 6, 2016 $3.09
Feb 12, 2017 $3.09 Oct 6, 2016 $3.09
Feb 19, 2017 $3.09 Oct 6, 2016 $3.09
Feb 26, 2017 $3.09 Oct 6, 2016 $3.09
Mar 5, 2017 $3.09 Oct 6, 2016 $3.09
Mar 12, 2017 $3.09 Oct 6, 2016 $3.09
Mar 19, 2017 $3.09 Oct 6, 2016 $3.09
Mar 26, 2017 $3.09 Oct 6, 2016 $3.09
Apr 2, 2017 $3.09 Oct 6, 2016 $3.09
Apr 9, 2017 $3.09 Oct 6, 2016 $3.09
Apr 16, 2017 $3.09 Oct 6, 2016 $3.09
Apr 23, 2017 $3.09 Oct 6, 2016 $3.09
Apr 30, 2017 $3.09 Oct 6, 2016 $3.09
May 7, 2017 $3.09 Oct 6, 2016 $3.09
May 14, 2017 $3.09 Oct 6, 2016 $3.09
May 21, 2017 $3.09 Oct 6, 2016 $3.09
May 28, 2017 $3.09 Oct 6, 2016 $3.09
Jun 4, 2017 $3.09 Oct 6, 2016 $3.09
Jun 11, 2017 $3.09 Oct 6, 2016 $3.09
Jun 18, 2017 $3.09 Oct 6, 2016 $3.09
Jun 25, 2017 $3.09 Oct 6, 2016 $3.09
Jul 2, 2017 $3.09 Oct 6, 2016 $3.09
Jul 9, 2017 $3.09 Oct 6, 2016 $3.09
Jul 16, 2017 $3.09 Oct 6, 2016 $3.09
Jul 23, 2017 $3.09 Oct 6, 2016 $3.09
Jul 30, 2017 $3.09 Oct 6, 2016 $3.09
Aug 6, 2017 $3.09 Oct 6, 2016 $3.09
Aug 13, 2017 $3.09 Oct 6, 2016 $3.09
Aug 20, 2017 $3.09 Oct 6, 2016 $3.09
Aug 27, 2017 $3.09 Oct 6, 2016 $3.09
Sep 3, 2017 $3.09 Oct 6, 2016 $3.09
Sep 10, 2017 $0.49 Oct 6, 2016 $0.49

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