Buy another overlocking machine for sewing business

Hildah Nankonde Naluyele

Lusaka, Zambia

41% repaid

Entrepreneur

Name

Hildah Nankonde Naluyele

Location

Lusaka, Zambia

On-time repayments

29 weekly installments  •  41%

About Me

Hildah Nankonde Naluyele is my name, born on 16 September, 1971. Happily married and a mother of two children. A Zambian citizen, living in the capital city of Zambia called Lusaka. I am the second last born in the family of nine.

As a child I enjoyed playing in the dirty, making dolls, cooking in the small tins as pots. I think that’s where I got the passion for cooking. Arguably, I am the best cook says the people who partake it.

My mother is a very strong and adorable woman who used to do different kind of jobs to put food on the table. So, I admired her different kind of skills to mention one, sewing is a motivation impacted in me by my mother. I started sewing small dresses for the dolls, making them using a hand needle. Barely 10 years old I could cut a skirt, a dress and stitch with the hand needle.
I completed my O Levels at Lusaka high school went and did my further studies in tailoring. I got my first certificate at Waddington center and I later went to St. Ambrose to get my craft certificate in cutting and designing.
Upon completing my course, I worked for Cross ills and other two companies. I left my country to look for greener pastures in a foreign country called Botswana and worked there for 12 years. Currently I am in my home country working for a Zambian defense force as a seamstress. Apart from work i have a sewing business which I have been running for more than 10 years now.

I overcame hardship throw hardworking. when things where hard for me I could bake half cakes, cook fritters to sale in order to raise money for rent and for buying food.

My husband bought my first sewing machine and I started my first business at home, until I made enough money to rent my own shop.

Zambia is blessed with vast amounts of natural resources such as minerals, wildlife, forestry, freshwater and arable land. In 2010, the World Bank named Zambia one of the world's fastest economically reformed countries. The Common Market for Eastern and Southern Africa (COMESA) is headquartered in Lusaka.

I have two children a boy and a girl, my first born son wants to be a solder and my little girl wants to be a doctor though she is also a very good seamstress.

I love cooking, listen to music and watching movies with my family.

My Business

I make cloths for wedding line up, traditional outfits, bridle cloths and I even prepare the food for the parties.
Like I said earlier, my land is very rich in culture so, their main celebrations that take place. So, my services are forever booming in a sense that, people are always making kitchen parties and weddings. So, weather they like or not my services are always need.

Why this kind of business, because in my country they like wearing traditional outfits on their every special occasions. And this business is my life, I enjoy doing this business and still have so much to offer.

I rent a shop in my home town which i usually pay monthly, also pay for my electricity bills cause my sewing machines uses electricity and i paying taxes.

I use my profit to help my husband with rentals, school fees for my children, supporting my mother and for medical emergencies and I will use the profits to repay my loan so as to be able to qualify for a high amount

Loan Proposal

I want to buy an overlocking machine. This machine is used to make the edges of the clothes net and it can also be used to stitch the clothes.

buying another overlocking machine will increase on the speed we work on, reduce on business expenses and increase my profit. To others, Overlocking is one of the biggest business in the sewing industry, i will employ another person to be working on the overlocking machine.

Income Source

I have uploaded my salary transactions documents to Zidisha, which shows that i have a stable source of income to repay the loans. I have successively managed to set up a Face-mask business which i have been running with the help of Zidisha, as i am speaking right now, i am working on the curtains project. If i buy another overlocking machine, it is capable to repay the loan.

Feedback

3

1

None

  • Gringotts    Dec 16, 2020

    Good job Hildah. Congratulations on the successful business. Thank you for the on-time repayments.

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  • nicole    Dec 5, 2020

    My second loan to Hildah - still recommended!

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  • Mark Weir    Oct 22, 2020

    Hildah was delightful to work with and she fully paid her loan on time and I would lend to her again if she wanted to expand further.

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  • nicole    Oct 22, 2020

    Hildah paid on time - I would be happy to lend to her again!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$597.77

Date disbursed

Dec 16, 2020

Repayment status

Late

Projected term

3 months

Cost to entrepreneur

Service fee: 10% of $597.77 = $69.85

Credit risk payment: $104.78

Lenders

Kitty

Hailsham, United Kingdom

nicole

Worcester, Ma, United States

Rdcmole

Cincinnati, United States

R

rmacaw

Australia

Z

zmilez

London, United Kingdom

Wouter Schoonveld

Amsterdam, Netherlands

Jan de Wit

Utrecht, Netherlands

Anna Hoad

Toronto, Canada

Emma

Australia

Dan Brinkman

Lynden, WA, United States

Angi

Germany

Vratik Krocik

Prague, Czech Republic

Melanie White

United States

David

Canada

TL

Tao Luo

United States

Kathleen Coleman

Oregon, United States

K

Ken

United States

Sayuri

United Kingdom

M

Maria

Germany

MW

Mark Weir

United Kingdom

EG

Erik G

Switzerland

T

Thijs

Netherlands

KM

Kirk Moore

Cerdanyola del Vallès, Spain

T

Thomas

United States

Brian Herrmann

Chicago, United States

CC

Chris Cione

United States

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