Buy bulk phone credit for public phone business

Abigail Amoah

Manheanaccra, Ghana

3% repaid

Entrepreneur

Name

Abigail Amoah

Location

Manheanaccra, Ghana

On-time repayments

125 weekly installments  •  10%

About Me

My name is Abigail Amoah. Growing up in Takoradi, Ghana and currently living in Accra. I am a young lady of 26 years old. I joined primary education and after primary education l went to Junior high school . Later ,l was enrolled in senior high school . l live with my grandmother when l was going to school .My grandmother told me that my parents dead when l was in primary school. when l finished senior high my grandmother also dead. Life has not been easy for me .l struggle a lot to raise food for myself . Later; l wanted to own an established business and earn a living. My love of this business came from watching my friend making phone calls and selling phone credit to the people in her community., I always loved being in this business and learning how to do it.. My dream of starting my own business happened when life become very hard for me .Now , I have public payphones and sells airtime (phone credit), providing a useful service to many other local business owners. I used my earns for living and save some because it is my dream to go to university one day. My hobbies are reading books and meeting new friends.

My Business

I operate public payphones and sells airtime (phone credit), providing a useful service to many other local business owners in Accra. I buy phone credit directly from airtime(phone credit) provides and sell it to the customers .my customers are the people around the community and at the market centre. I decided to start public payphones and sells airtime because nobody provide this service in my community and l can earn a good income from it. l have been doing this business for about five years now. I earn about Ghc20 day .
I used my earnings for food and save some for my business and future education. My biggest challenge has been how to get capital to increase my services to meet the demands of my customer.
My goals for the future are to expand my business , adding mobile money service to it so that my income and profit will increase .when my income and profit increase ,l will save some for my future university education. I am asking all the lenders to assist me.

Loan Proposal

I operate public payphones and sells airtime (phone credit), providing a useful service to many other local business owners in Accra. I buy phone credit directly from airtime(phone credit) provides and sell it to the customers .l have been doing this for about 5years now.
l intend to use this money to purchase airtime(phone credit), in order to expand my public payphones and sells airtime (phone credit) operation. l will be able to re-pay the loan through the sale of those airtime (phonecredit), after which l will benefit from the business in the future. The income from those sells airtime (phone credit), will either be set aside to pay off this loan, or re-invested back into the business. .l am asking the Lenders to lend me this money. Thank you for considering assisting me in this high-cost, but low risk, endeavor!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$94.25

Date disbursed

Aug 18, 2015

Repayment status

Late

Projected term

25 months

Cost to entrepreneur

Service fee: $4.75

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