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Josphat

Juja, Kenya

100% repaid

Entrepreneur

Name

Josphat

Member since

December 2015

On-time repayments

243 installments  •  73%

About Me

Africa is the world's second-largest and second-most populous continent, after Asia in both cases. At about 30.3 million km2 (11.7 million square miles) including adjacent islands, it covers 6% of Earth's total surface area and 20% of its land area.[4] With 1.3 billion people[1][2] as of 2018, it accounts for about 16% of the world's human population. Africa's population is the youngest amongst all the continents;[5][6] the median age in 2012 was 19.7, when the worldwide median age was 30.4.[7] Despite a wide range of natural resources, Africa is the least wealthy continent per capita, in part due to geographic impediments,[8] legacies of European colonization in Africa and the Cold War,[9][10][11][12][13] undemocratic rule and deleterious policies.[8] Despite this low concentration of wealth, recent economic expansion and the large and young population make Africa an important economic market in the broader global context.

My Business

The continent is surrounded by the Mediterranean Sea to the north, the Isthmus of Suez and the Red Sea to the northeast, the Indian Ocean to the southeast and the Atlantic Ocean to the west. The continent includes Madagascar and various archipelagos. It contains 54 fully recognised sovereign states (countries), eight territories and two de facto independent states with limited or no recognition. Algeria is Africa's largest country by area, and Nigeria is its largest by population. African nations cooperate through the establishment of the African Union, which is headquartered in Addis Ababa.

Africa straddles the Equator and encompasses numerous climate areas; it is the only continent to stretch from the northern temperate to southern temperate zones.[14] The majority of the continent and its countries are in the Northern Hemisphere, with a substantial portion and number of countries in the Southern Hemisphere. Africa is home to much biodiversity; it is the continent with the largest number of megafauna species, as it was least affected by the extinction of the Pleistocene megafauna. However, Africa also is heavily affected by a wide range of environmental issues, including desertification, deforestation, water scarcity, and other issues. These entrenched environmental concerns are expected to worsen as climate change impacts Africa. The UN Intergovernmental Panel on Climate Change has identified Africa as the continent most vulnerable to climate change.[15][16]

Loan Proposal

Halo Dear lenders I am hard working and industrious I Promise you of my cooperation.Once you fund me I will buy the following items
Laptop Chargers: 2hp,2dell,2toshiba,2lenovo-all for 60us dollars.
memory cards:16gb,8gb,4gb,2gb-all for 20us dollars
Flash discs:16gb,8gb,-fo14 us dollars
Laptop screen 14.0 inches 45 us dollars.
by the end of the sale of this items I will raise a profit of 60 us dollars .
I will use my profits for business expansion ,furthering my studies, charity works and repaying the loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Dec 31, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

Paul Buchheit

Mountain View, United States

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  • Josphat    Dec 13, 2020

    Hi, I'm requesting for my account to be deleted.

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  • Stephen    May 22, 2017

    Dear lenders I spoke with Josphat and he informed the business condition has improved and he is going to make his repayment soonest.

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  • Stephen    May 2, 2017

    Dear zidisha team and lenders Josphat is have a challenge financially due to clossure of business as a result of the ongoing construction of the road immidiately his shop.

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  • Stephen    Jun 4, 2016

    dear lenders I have communicated with Kamau has small financial constrains but he promised to pay soon.

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