Entrepreneur
Name
Morine
Member since
January 2015
On-time repayments
191 installments • 87%
About Me
I was born and raised in a small village in the slopes of mount Kenya. In my childhood days, I always dreamt of being a writer and I started writing as early as when I was 10 years.
I used to write short stories for my friends to read and they would really appreciate. My English teacher especially encouraged me that I was a good writer and this was a great motivation for me.
By the time I had joined high school, I knew I wanted to write, focusing on educating children on issues affecting our community day by day. So far, I have been able to write and publish two books that are already in the market. Book one is titled Disability is not Inability, that encourages all children that no matter the challeges they face, they can make it in life.
Book 2 in a short story that teaches children between the age of 6 - 7 about HIV/AIDs, how it is spread as well as the care of those who are affected and those that are infected.
Through the money that I have raised by selling my books, I have been able to open up a small printing and photocopy shop. I would like to expand my business to become a cyber cafe with several computers. I would also like to start selling printing materials and stationery to maximize on the space that I have in my shop as well as to generate more income.
The extra income will also facilitate me to hold talks to reach out to more children to educate and encourage them that they can also make it in life.
My Business
In my shop, I also offer graphic design, branding, typing and printing, document lamination, document binding document scanning, printing and photocopy services. I chose this business because I am able to meet and interact with many people.
Through offering all the stated services, and having expanded my business with the last zidisha loan, I am able to make about Ksh. 7,000 per day. This amount minus the cost of the day which includes, toner for the photocopier, ink for my ink jet printer, printing and photocopying papers, lamination papers and electricity leaves me with about Ksh. 3,500 per day as the profit.
Loan Proposal
Granted the loan, I will buy 2 computers that will help me to accommodate more customers in the cyber cafe. With more clients coming into the cyber,I estimate that my profits will rise from Ksh 800 per day to Ksh 1000 per day. As the business continues to grow, I will add more computers or even open another cyber cafe in a different town. Thank you Team Zidisha for aiding me to grow my business so far.
About Me
I was born and raised in a small village in the slopes of mount Kenya. In my childhood days, I always dreamt of being a writer and I started writing as early as when I was 10 years.
I used to write short stories for my friends to read and they would really appreciate. My English teacher especially encouraged me that I was a good writer and this was a great motivation for me.
By the time I had joined high school, I knew I wanted to write, focusing on educating children on issues affecting our community day by day. So far, I have been able to write and publish two books that are already in the market. Book one is titled Disability is not Inability, that encourages all children that no matter the challeges they face, they can make it in life.
Book 2 in a short story that teaches children between the age of 6 - 7 about HIV/AIDs, how it is spread as well as the care of those who are affected and those that are infected.
Through the money that I have raised by selling my books, I have been able to open up a small printing and photocopy shop. I would like to expand my business to become a cyber cafe with several computers. I would also like to start selling printing materials and stationery to maximize on the space that I have in my shop as well as to generate more income.
The extra income will also facilitate me to hold talks to reach out to more children to educate and encourage them that they can also make it in life.
My Business
In my shop, I also offer graphic design, branding, typing and printing, document lamination, document binding document scanning, printing and photocopy services. I chose this business because I am able to meet and interact with many people.
Through offering all the stated services, and having expanded my business with the last zidisha loan, I am able to make about Ksh. 7,000 per day. This amount minus the cost of the day which includes, toner for the photocopier, ink for my ink jet printer, printing and photocopying papers, lamination papers and electricity leaves me with about Ksh. 3,500 per day as the profit.
Loan Proposal
Granted the loan, I will buy 2 computers that will help me to accomodate more customers in the cyber cafe. with more clients coming into the cyber,I estimate that my profits will rise from Ksh 800 per day to Ksh 1000 per day. As the business continues to grow, I will add ,more computers or even open another cyber cafe in a different town. Thank you Team Zidisha for aiding me to grow my business so far.
Feedback
Positive
6
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$354.00
Date disbursed
May 11, 2017
Repayment status
On Time
Projected term
7 months
Other loans
Lenders
Germany
United States
United States
Lima, Peru
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Belgium
Takamatsu, Japan, Japan
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Summary
Amount repaid
$354.13
Amount remaining
$0.00
Date repaid
Dec 12, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 22, 2017 | $19.73 | May 24, 2017 | $19.73 |
| May 29, 2017 | $4.93 | May 29, 2017 | $4.93 |
| Jun 5, 2017 | $4.93 | Jun 6, 2017 | $4.93 |
| Jun 12, 2017 | $4.93 | Jun 15, 2017 | $4.93 |
| Jun 19, 2017 | $4.93 | Jun 23, 2017 | $4.93 |
| Jun 26, 2017 | $4.93 | Jul 1, 2017 | $4.93 |
| Jul 3, 2017 | $4.93 | Jul 1, 2017 | $4.93 |
| Jul 10, 2017 | $4.93 | Jul 1, 2017 | $4.93 |
| Jul 17, 2017 | $4.93 | Jul 1, 2017 | $4.93 |
| Jul 24, 2017 | $4.93 | Aug 3, 2017 | $4.93 |
| Jul 31, 2017 | $4.93 | Aug 3, 2017 | $4.93 |
| Aug 7, 2017 | $4.93 | Aug 3, 2017 | $4.93 |
| Aug 14, 2017 | $4.93 | Aug 3, 2017 | $4.93 |
| Aug 21, 2017 | $4.93 | Aug 25, 2017 | $4.93 |
| Aug 28, 2017 | $4.93 | Aug 25, 2017 | $4.93 |
| Sep 4, 2017 | $4.93 | Aug 25, 2017 | $4.93 |
| Sep 11, 2017 | $4.93 | Aug 25, 2017 | $4.93 |
| Sep 18, 2017 | $4.93 | Oct 4, 2017 | $4.93 |
| Sep 25, 2017 | $4.93 | Oct 4, 2017 | $4.93 |
| Oct 2, 2017 | $4.93 | Oct 4, 2017 | $4.93 |
| Oct 9, 2017 | $4.93 | Oct 4, 2017 | $4.93 |
| Oct 16, 2017 | $4.93 | Oct 23, 2017 | $4.93 |
| Oct 23, 2017 | $4.93 | Oct 23, 2017 | $4.93 |
| Oct 30, 2017 | $4.93 | Oct 23, 2017 | $4.93 |
| Nov 6, 2017 | $4.93 | Oct 23, 2017 | $4.93 |
| Nov 13, 2017 | $4.93 | Nov 27, 2017 | $4.93 |
| Nov 20, 2017 | $4.93 | Nov 27, 2017 | $4.93 |
| Nov 27, 2017 | $4.93 | Nov 27, 2017 | $4.93 |
| Dec 4, 2017 | $4.93 | Nov 27, 2017 | $4.93 |
| Dec 11, 2017 | $4.93 | Nov 27, 2017 | $4.93 |
| Dec 18, 2017 | $4.93 | Nov 27, 2017 | $4.93 |
| Dec 25, 2017 | $98.64 | Dec 12, 2017 | $98.64 |
| Jan 1, 2018 | $87.81 | Dec 12, 2017 | $87.81 |
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