Buy material for making school uniform
Damaris
Muchatha, Kenya
100% repaid
Entrepreneur
Name
Damaris
Member since
August 2014
On-time repayments
284 installments • 91%
About Me
My name is Damaris Mumbi. I was born in a family of 8 where I am the 7th born. I am married with four children who are all in school. My parents (who are both deseased) were peasant farmers and they used their meager income to educate us. I went up to secondary school and later joined a tailoring college where I was taught stitching. With the help of my parents and later my husband, I managed to open a tailoring shop where I make all sorts of clothes - men, women and children's wear.
My husband used to work as a charcoal dealer where he would cut trees and make charcoal for sale. However, a disaster struck early this year when she fell from a tall tree and injured his backbone. He was in hospital for a long time and the doctor said that he cannot continue doing menial jobs due to the injury. Through extensive therapies, he is now back on his feet but jobless. This has exerted a lot of pressure on my business since I am now the sole bread winner in the family.
My plan is to expand my business and start selling second hand clothes in addition to what I do so as to supplement my income.
I am a hardworking and honest woman who truly believes that hard work and honesty pays.
My Business
I deal with tailoring where I make a wide variety of clothes. I normally buy a piece of cloth and make the items such as shirts, blouses, school uniforms etc. My monthly net income is about $120. This used to suit me well until when my husband became indisposed early this year.
I have decided to expand my business to start selling second hand clothes and this way, I will be able to double my income. I am well known in the area I work and getting people to buy these used clothes from me will be easy. I will source the clothes from Nairobi which is not far from where I work.
If my plan materializes through the credit from Zidisha, I will be able to continue providing for the family and take care of my husband, who now depends on me for his upkeep.
Loan Proposal
I am glad I have made contacts with some schools and they have agreed to refer their pupils to my tailoring shop to have their uniforms made there. While this is a big breakthrough, it has come with its challenges. The numbers have been growing by day and I have to make many trips to the material supplier to address the demand. I do not have enough muscle to buy in bulk which would be much cheaper (economy of scale) and time saving since I do not have to travel all the time.
For this reason, I have come back to you to help me once more. If loaned I will use the entire sum to buy assorted rolls of cloth material and this will go a long way me realizing this new found windfall.
Thank you and please be part of my success story.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$247.00
Date disbursed
Jul 21, 2015
Repayment status
On Time
Projected term
20 months
Other loans
Lenders
North Carolina, United States
Canada
United States
United States
Australia
Canada
United States
Summary
Amount repaid
$258.09
Amount remaining
$0.00
Date repaid
Sep 6, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 2, 2015 | $3.09 | Aug 1, 2015 | $3.09 |
| Aug 9, 2015 | $3.09 | Aug 1, 2015 | $1.03 |
| Aug 10, 2015 | $2.06 | ||
| Aug 16, 2015 | $3.09 | Aug 10, 2015 | $0.52 |
| Aug 15, 2015 | $2.58 | ||
| Aug 23, 2015 | $3.09 | Aug 22, 2015 | $3.09 |
| Aug 30, 2015 | $3.09 | Aug 29, 2015 | $3.09 |
| Sep 6, 2015 | $3.09 | Aug 29, 2015 | $0.31 |
| Sep 5, 2015 | $2.78 | ||
| Sep 13, 2015 | $3.09 | Sep 14, 2015 | $3.09 |
| Sep 20, 2015 | $3.09 | Sep 14, 2015 | $0.15 |
| Sep 21, 2015 | $2.94 | ||
| Sep 27, 2015 | $3.09 | Sep 21, 2015 | $0.15 |
| Sep 26, 2015 | $2.78 | ||
| Oct 3, 2015 | $0.15 | ||
| Oct 4, 2015 | $3.09 | Oct 3, 2015 | $2.94 |
| Oct 10, 2015 | $0.15 | ||
| Oct 11, 2015 | $3.09 | Oct 10, 2015 | $3.09 |
| Oct 18, 2015 | $3.09 | Oct 10, 2015 | $0.10 |
| Oct 18, 2015 | $2.99 | ||
| Oct 25, 2015 | $3.09 | Oct 18, 2015 | $0.10 |
| Oct 26, 2015 | $2.99 | ||
| Nov 1, 2015 | $3.09 | Oct 26, 2015 | $0.10 |
| Nov 2, 2015 | $2.99 | ||
| Nov 8, 2015 | $3.09 | Nov 2, 2015 | $1.13 |
| Nov 7, 2015 | $1.96 | ||
| Nov 15, 2015 | $3.09 | Nov 7, 2015 | $2.16 |
| Nov 16, 2015 | $0.93 | ||
| Nov 22, 2015 | $3.09 | Nov 16, 2015 | $2.16 |
| Nov 23, 2015 | $0.93 | ||
| Nov 29, 2015 | $3.09 | Nov 23, 2015 | $1.03 |
| Nov 30, 2015 | $2.06 | ||
| Dec 6, 2015 | $3.09 | Nov 30, 2015 | $1.03 |
| Dec 7, 2015 | $2.06 | ||
| Dec 13, 2015 | $3.09 | Dec 7, 2015 | $1.03 |
| Dec 12, 2015 | $2.06 | ||
| Dec 20, 2015 | $3.09 | Dec 12, 2015 | $1.03 |
| Dec 19, 2015 | $2.06 | ||
| Dec 27, 2015 | $3.09 | Dec 19, 2015 | $2.06 |
| Dec 29, 2015 | $1.03 | ||
| Jan 3, 2016 | $3.09 | Dec 29, 2015 | $2.06 |
| Jan 4, 2016 | $1.03 | ||
| Jan 10, 2016 | $3.09 | Jan 4, 2016 | $3.09 |
| Jan 17, 2016 | $3.09 | Jan 4, 2016 | $1.03 |
| Jan 9, 2016 | $2.06 | ||
| Jan 24, 2016 | $3.09 | Jan 9, 2016 | $1.03 |
| Jan 18, 2016 | $2.06 | ||
| Jan 31, 2016 | $3.09 | Jan 18, 2016 | $2.01 |
| Jan 25, 2016 | $1.08 | ||
| Feb 7, 2016 | $3.09 | Jan 25, 2016 | $2.01 |
| Feb 1, 2016 | $1.08 | ||
| Feb 14, 2016 | $3.09 | Feb 1, 2016 | $2.01 |
| Feb 9, 2016 | $1.08 | ||
| Feb 21, 2016 | $3.09 | Feb 9, 2016 | $2.99 |
| Feb 15, 2016 | $0.10 | ||
| Feb 28, 2016 | $3.09 | Feb 15, 2016 | $3.09 |
| Mar 6, 2016 | $3.09 | Feb 15, 2016 | $0.21 |
| Feb 20, 2016 | $2.89 | ||
| Mar 13, 2016 | $3.09 | Feb 20, 2016 | $0.21 |
| Mar 1, 2016 | $2.89 | ||
| Mar 20, 2016 | $3.09 | Mar 1, 2016 | $1.24 |
| Mar 14, 2016 | $1.86 | ||
| Mar 27, 2016 | $3.09 | Mar 14, 2016 | $3.09 |
| Apr 3, 2016 | $3.09 | Mar 14, 2016 | $0.15 |
| Mar 21, 2016 | $2.94 | ||
| Apr 10, 2016 | $3.09 | Mar 21, 2016 | $0.15 |
| Apr 4, 2016 | $2.94 | ||
| Apr 17, 2016 | $3.09 | Apr 4, 2016 | $0.26 |
| Apr 11, 2016 | $2.84 | ||
| Apr 24, 2016 | $3.09 | Apr 11, 2016 | $0.26 |
| Apr 18, 2016 | $2.84 | ||
| May 1, 2016 | $3.09 | Apr 18, 2016 | $1.29 |
| Apr 26, 2016 | $1.80 | ||
| May 8, 2016 | $3.09 | Apr 26, 2016 | $1.39 |
| May 4, 2016 | $1.70 | ||
| May 15, 2016 | $3.09 | May 4, 2016 | $3.09 |
| May 22, 2016 | $3.09 | May 4, 2016 | $0.36 |
| May 17, 2016 | $2.73 | ||
| May 29, 2016 | $3.09 | May 17, 2016 | $1.39 |
| May 23, 2016 | $1.70 | ||
| Jun 5, 2016 | $3.09 | May 23, 2016 | $1.39 |
| May 30, 2016 | $1.70 | ||
| Jun 12, 2016 | $3.09 | May 30, 2016 | $2.42 |
| Jun 6, 2016 | $0.67 | ||
| Jun 19, 2016 | $3.09 | Jun 6, 2016 | $2.94 |
| Jun 20, 2016 | $0.15 | ||
| Jun 26, 2016 | $3.09 | Jun 20, 2016 | $3.09 |
| Jul 3, 2016 | $3.09 | Jun 20, 2016 | $1.91 |
| Jun 27, 2016 | $1.19 | ||
| Jul 10, 2016 | $3.09 | Jun 27, 2016 | $2.94 |
| Jul 5, 2016 | $0.15 | ||
| Jul 17, 2016 | $3.09 | Jul 5, 2016 | $3.09 |
| Jul 24, 2016 | $3.09 | Jul 5, 2016 | $1.91 |
| Jul 18, 2016 | $1.19 | ||
| Jul 31, 2016 | $3.09 | Jul 18, 2016 | $2.94 |
| Jul 26, 2016 | $0.15 | ||
| Aug 7, 2016 | $3.09 | Jul 26, 2016 | $3.09 |
| Aug 14, 2016 | $3.09 | Jul 26, 2016 | $0.98 |
| Aug 2, 2016 | $2.11 | ||
| Aug 21, 2016 | $3.09 | Aug 2, 2016 | $2.53 |
| Aug 8, 2016 | $0.57 | ||
| Aug 28, 2016 | $3.09 | Aug 8, 2016 | $3.09 |
| Sep 4, 2016 | $3.09 | Aug 8, 2016 | $0.46 |
| Aug 15, 2016 | $2.63 | ||
| Sep 11, 2016 | $3.09 | Aug 15, 2016 | $2.53 |
| Aug 22, 2016 | $0.57 | ||
| Sep 18, 2016 | $3.09 | Aug 22, 2016 | $2.84 |
| Aug 30, 2016 | $0.26 | ||
| Sep 25, 2016 | $3.09 | Aug 30, 2016 | $3.09 |
| Oct 2, 2016 | $3.09 | Aug 30, 2016 | $0.72 |
| Sep 6, 2016 | $2.37 | ||
| Oct 9, 2016 | $3.09 | Sep 6, 2016 | $1.75 |
| Sep 6, 2016 | $1.34 | ||
| Oct 16, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Oct 23, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Oct 30, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Nov 6, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Nov 13, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Nov 20, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Nov 27, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Dec 4, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Dec 11, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Dec 18, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Dec 25, 2016 | $3.09 | Sep 6, 2016 | $3.09 |
| Jan 1, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Jan 8, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Jan 15, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Jan 22, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Jan 29, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Feb 5, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Feb 12, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Feb 19, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Feb 26, 2017 | $3.09 | Sep 6, 2016 | $3.09 |
| Mar 5, 2017 | $1.39 | Sep 6, 2016 | $1.39 |
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
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