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James

Mombasa, Kenya

61% repaid

Entrepreneur

Name

James

Member since

March 2014

On-time repayments

99 installments  •  28%

About Me

I am a born again Christian missionary and a businessman living in Mombasa. I am married and i have three children. I run a small handicrafts business as well as a timber yard on the outskirts of Mombasa city. I started the business to uplift my family's economic status and also to help many orphans and destitute children in the community through profits as part of my social responsibility as a missionary.
I buy handmade wooden,stone, leather products made by local artisans in Mombasa and the entire coast regions for resale. This has enabled many of these poor village folk to earn a descent living from sale of their products.

My Business

I run a small handicrafts business. The products that i sell include wooden, stone, leather products that are made by village artisans in the community here in Mombasa and surrounding areas. I have also engaged the services of experienced carvers from the community to make special high priced carvings. I fund my business from my own personal savings but we have challenges meetings customers orders as we don't have enough materials to make products.
We have many orders of handicrafts from Japan, USA, South Africa and Switzerland. My business promotes sustainable Kenyan woodcarvings as well by encouraging the use of farm-grown trees instead of threatened hardwoods for carving, thereby securing carvers’ livelihoods and providing a new income source for many poor rural villagers. Woodcarvings made from Neem (locally known as “Mwarubaini”) rather than over-harvested hardwoods, such as ebony, can now carry the FSC logo, giving consumers peace of mind that the carvings have not contributed to the destruction of the forests of Kenya.

The certification is also unusual in that it certifies wood from small farms for the production of carvings by Kenyan craftsmen, instead of the most common FSC certifications of large-scale, commercial timber production to supply the timber trade and well-known do-it-yourself stores. We contribute to conservation of threatened Kenyan forests and help to improve livelihoods for poor farmers in Kenya by offering free tree seedlings.
The business is profitable since. I used my first Zidisha loan to buy my handcrafts stock from the local villages. I invested the profit into my business and now I have expanded it and employed two orphans who finished their high school and have not got admission into college. I have enrolled them for evening classes in accounting.
I will use this Zidisha loan to buy more stock of handmade arts and crafts from the villages for sale at a profit and uplift their economic status. I intend to use part of the profit to establish a daycare orphan feeding center in the village as part of my social responsibility in giving back to the community.

Loan Proposal

I run a small handicrafts business. The products that i sell include wooden and stone carvings as well as leather products that are made by village artisans in the community here in Mombasa and surrounding areas. I have also engaged the services of experienced carvers from the community to make special high priced carvings. I fund my business from my own personal savings but we have challenges meetings customers orders as we don't have enough materials to make products.

We used our first Zidisha loan of $150 to busy stock and now we have many orders of handicrafts from Japan, USA, South Africa and Switzerland. My business promotes sustainable Kenyan woodcarvings as well by encouraging the use of farm-grown trees instead of threatened hardwoods for carving, thereby securing carvers’ livelihoods and providing a new income source for many poor rural villagers.

Woodcarvings made from Neem (locally known as “Mwarubaini”) rather than over-harvested hardwoods, such as ebony, can now carry the FSC logo, giving consumers peace of mind that the carvings have not contributed to the destruction of the forests of Kenya.

The certification is also unusual in that it certifies wood from small farms for the production of carvings by Kenyan craftsmen, instead of the most common FSC certifications of large-scale, commercial timber production to supply the timber trade and well-known do-it-yourself stores. We contribute to conservation of threatened Kenyan forests and help to improve livelihoods for poor farmers in Kenya by offering free tree seedlings.

My business is profitable as buy my handcrafts stock from the local villages from as low as US$16 - US$80 and i sell at US$30- US$150 depending on each item .I get a profit of US$500 every month. I invested the profit into my business and now I have expanded it and employed two orphans who finished their high school and have not got admission into college. I have enrolled them for evening classes in accounting.

I will use this Zidisha loan to buy more stock of handmade arts and crafts from the villagers for sale at a profit and uplift their economic status. I intend to use part of the profit to establish a daycare orphan feeding center in the village as part of my social responsibility in giving back to the community. I will be grateful to Zidisha lenders for giving me a hand once again.I promise to invest wisely and repay my loan promptly.

Show original English  

About Me

I am a born again Christian missionary and a businessman living in Mombasa. I am married and i have three children. I run a small handicrafts business as well as a timber yard on the outskirts of Mombasa city. I started the business to uplift my family's economic status and also to help many orphans and destitute children in the community through profits as part of my social responsibility as a missionary.
I buy handmade wooden,stone, leather products made by local artisans in Mombasa and the entire coast regions for resale. This has enabled many of these poor village folk to earn a descent living from sale of their products.

My Business

I run a small handicrafts business. The products that i sell include wooden, stone, leather products that are made by village artisans in the community here in Mombasa and surrounding areas. I have also engaged the services of experienced carvers from the community to make special high priced carvings. I fund my business from my own personal savings but we have challenges meetings customers orders as we don't have enough materials to make products.
We have many orders of handicrafts from Japan, USA, South Africa and Switzerland. My business promotes sustainable Kenyan woodcarvings as well by encouraging the use of farm-grown trees instead of threatened hardwoods for carving, thereby securing carvers’ livelihoods and providing a new income source for many poor rural villagers. Woodcarvings made from Neem (locally known as “Mwarubaini”) rather than over-harvested hardwoods, such as ebony, can now carry the FSC logo, giving consumers peace of mind that the carvings have not contributed to the destruction of the forests of Kenya.

The certification is also unusual in that it certifies wood from small farms for the production of carvings by Kenyan craftsmen, instead of the most common FSC certifications of large-scale, commercial timber production to supply the timber trade and well-known do-it-yourself stores. We contribute to conservation of threatened Kenyan forests and help to improve livelihoods for poor farmers in Kenya by offering free tree seedlings.
The business is profitable since. I used my first Zidisha loan to buy my handcrafts stock from the local villages. I invested the profit into my business and now I have expanded it and employed two orphans who finished their high school and have not got admission into college. I have enrolled them for evening classes in accounting.
I will use this Zidisha loan to buy more stock of handmade arts and crafts from the villages for sale at a profit and uplift their economic status. I intend to use part of the profit to establish a daycare orphan feeding center in the village as part of my social responsibility in giving back to the community.

Loan Proposal

I run a small handicrafts business. The products that i sell include wooden and stone carvings as well as leather products that are made by village artisans in the community here in Mombasa and surrounding areas. I have also engaged the services of experienced carvers from the community to make special high priced carvings. I fund my business from my own personal savings but we have challenges meetings customers orders as we don't have enough materials to make products.

We used our first Zidisha loan of $150 to busy stock and now we have many orders of handicrafts from Japan, USA, South Africa and Switzerland. My business promotes sustainable Kenyan woodcarvings as well by encouraging the use of farm-grown trees instead of threatened hardwoods for carving, thereby securing carvers’ livelihoods and providing a new income source for many poor rural villagers.

Woodcarvings made from Neem (locally known as “Mwarubaini”) rather than over-harvested hardwoods, such as ebony, can now carry the FSC logo, giving consumers peace of mind that the carvings have not contributed to the destruction of the forests of Kenya.

The certification is also unusual in that it certifies wood from small farms for the production of carvings by Kenyan craftsmen, instead of the most common FSC certifications of large-scale, commercial timber production to supply the timber trade and well-known do-it-yourself stores. We contribute to conservation of threatened Kenyan forests and help to improve livelihoods for poor farmers in Kenya by offering free tree seedlings.

My business is profitable as buy my handcrafts stock from the local villages from as low as US$16 - US$80 and i sell at US$30- US$150 depending on each item .I get a profit of US$500 every month. I invested the profit into my business and now I have expanded it and employed two orphans who finished their high school and have not got admission into college. I have enrolled them for evening classes in accounting.

I will use this Zidisha loan to buy more stock of handmade arts and crafts from the villagers for sale at a profit and uplift their economic status. I intend to use part of the profit to establish a daycare orphan feeding center in the village as part of my social responsibility in giving back to the community. I will be grateful to Zidisha lenders for giving me a hand once again.I promise to invest wisely and repay my loan promptly.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$463.00

Date disbursed

Jul 3, 2014

Repayment status

Late

Projected term

21 months

Other loans

Lenders

E

Errol

Bradenton, FL, United States

KYLE LARSON

Little Falls, United States

Charmonica

London, United Kingdom

evinpa

United States

D

djhenk

Amsterdam, Netherlands

C

cjmenchaca

Austin, United States

pentatonicscale

Niiza-shi, Japan

R

randy98109

Seattle, United States

P

Prysdahl

Marshall, United States

H

hchsmicroloans

New York, United States

Bhayl

Stavanger, Norway

C

Caalve

Bratislava, Slovakia

N

nba1999

Beijing, China

N

Navigator

Alavus, Finland

Hedwich

Gorssel, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

Sarasota

Sarasota, Fl, United States

Parkmobile

Fort Bragg, United States

M

MarkKrakow

Joliet, United States

T

thebonseung

Republic of Korea

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

L

lenders

United States

Agerfar

Aarhus, Denmark

R

raulf

Germany

A

Arkad

United States

pixelsebi

Berlin, Germany

Mikers

Netherlands

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Summary

Amount repaid

$341.45

Amount remaining

$219.73

Expected completion

Mar 31, 2016

Status

Repaying late

Installment amount

$5.81

Repayment History

Expected Payments Actual Payments
Jul 10, 2014 $12.95 Jul 11, 2014 $12.95
Jul 17, 2014 $12.95 Jul 21, 2014 $12.95
Jul 24, 2014 $12.95 Jul 21, 2014 $0.01
Aug 9, 2014 $12.94
Jul 31, 2014 $12.95 Aug 9, 2014 $12.95
Aug 7, 2014 $12.95 Aug 9, 2014 $12.95
Aug 14, 2014 $12.95 Aug 9, 2014 $0.10
Aug 15, 2014 $12.85
Aug 21, 2014 $12.95 Aug 15, 2014 $0.10
Sep 2, 2014 $12.85
Aug 28, 2014 $12.95 Sep 2, 2014 $12.95
Sep 4, 2014 $12.95 Sep 2, 2014 $12.95
Sep 11, 2014 $12.95 Sep 2, 2014 $0.10
Nov 2, 2014 $12.85
Sep 18, 2014 $12.95 Nov 2, 2014 $12.95
Sep 25, 2014 $12.95 Nov 2, 2014 $12.95
Oct 2, 2014 $12.95 Nov 2, 2014 $1.94
Nov 16, 2014 $11.01
Oct 9, 2014 $12.95 Nov 16, 2014 $12.95
Oct 16, 2014 $12.95 Nov 16, 2014 $12.95
Oct 23, 2014 $12.95 Nov 16, 2014 $12.95
Oct 30, 2014 $12.95 Nov 16, 2014 $12.95
Nov 6, 2014 $12.95 Nov 16, 2014 $12.95
Nov 13, 2014 $12.95 Nov 16, 2014 $2.01
Nov 22, 2014 $10.94
Nov 20, 2014 $2.31 Nov 22, 2014 $2.31
Nov 27, 2014 $0.00
Dec 4, 2014 $0.00
Dec 11, 2014 $0.00
Dec 18, 2014 $0.00
Dec 25, 2014 $0.00
Jan 1, 2015 $0.00
Jan 8, 2015 $0.00
Jan 15, 2015 $0.00
Jan 22, 2015 $0.00
Jan 29, 2015 $0.00
Feb 5, 2015 $0.00
Feb 12, 2015 $0.00
Feb 19, 2015 $0.00
Feb 26, 2015 $0.00
Mar 5, 2015 $0.00
Mar 12, 2015 $0.00
Mar 19, 2015 $0.00
Mar 26, 2015 $0.00
Apr 2, 2015 $5.81 Apr 2, 2015 $5.81
Apr 9, 2015 $5.81 Apr 9, 2015 $5.81
Apr 16, 2015 $5.81 Apr 15, 2015 $5.81
Apr 23, 2015 $5.81 Apr 25, 2015 $5.81
Apr 30, 2015 $5.81 Apr 29, 2015 $5.81
May 7, 2015 $5.81 May 7, 2015 $5.81
May 14, 2015 $5.81 May 15, 2015 $5.81
May 21, 2015 $5.81 May 26, 2015 $5.81
May 28, 2015 $5.81 May 26, 2015 $5.81
Jun 4, 2015 $5.81 Jul 3, 2015 $5.81
Jun 11, 2015 $5.81 Jul 3, 2015 $5.81
Jun 18, 2015 $5.81 Jul 3, 2015 $5.81
Jun 25, 2015 $5.81 Aug 15, 2015 $5.81
Jul 2, 2015 $5.81 Aug 15, 2015 $5.81
Jul 9, 2015 $5.81 Aug 15, 2015 $5.81
Jul 16, 2015 $5.81 Dec 10, 2015 $5.81
Jul 23, 2015 $5.81
Jul 30, 2015 $5.81
Aug 6, 2015 $5.81
Aug 13, 2015 $5.81
Aug 20, 2015 $5.81
Aug 27, 2015 $5.81
Sep 3, 2015 $5.81
Sep 10, 2015 $5.81
Sep 17, 2015 $5.81
Sep 24, 2015 $5.81
Oct 1, 2015 $5.81
Oct 8, 2015 $5.81
Oct 15, 2015 $5.81
Oct 22, 2015 $5.81
Oct 29, 2015 $5.81
Nov 5, 2015 $5.81
Nov 12, 2015 $5.81
Nov 19, 2015 $5.81
Nov 26, 2015 $5.81
Dec 3, 2015 $5.81
Dec 10, 2015 $5.81
Dec 17, 2015 $5.81
Dec 24, 2015 $5.81
Dec 31, 2015 $5.81
Jan 7, 2016 $5.81
Jan 14, 2016 $5.81
Jan 21, 2016 $5.81
Jan 28, 2016 $5.81
Feb 4, 2016 $5.81
Feb 11, 2016 $5.81
Feb 18, 2016 $5.81
Feb 25, 2016 $5.81
Mar 3, 2016 $5.81
Mar 10, 2016 $5.81
Mar 17, 2016 $5.81
Mar 24, 2016 $5.81
Mar 31, 2016 $10.43

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