Buy spareparts and tyres

Sadjah

Manza, Kenya

100% repaid

Entrepreneur

Name

Sadjah

Member since

June 2014

On-time repayments

150 installments  •  34%

About Me

My name is Philippe Opiyo Sadjah, born on the 21st of April 1980 in Nyeri County, Kenya. I am born to Mary Mukami Sadjah and Georgiehs Owuor Sadjah. Married to Ruth Wanjiru Kamau and a father of two. I am currently working for War On Campaign Kenya as their Regional Manager for Lower Eastern/Ukambani Region of Kenya, working on community empowerment, HIV/AIDS prevention, Care giving. I currently reside in Machakos Town, Machakos County, Kenya. My hobbies are sightseeing, traveling, making friends, reading in general, and politics. I have studied up to college level on Project Management and Community development, Sales and marketing, and computer knowledge.

My Business

I currently operate a transport business of 3 Omni Maruti Suzuki Vans that operate around Machakos Town business center offering Taxi services or public service vehicle, I also offer Money transfer services through Mpesa dealership. I do have 10 outlets opened for the money transfer services. All this business is under Matrix Holding Limited where am the Managing Director. My returns from the business per month from the taxi services is USD 340 and from the Money transfer services USD113. I have employed approximately 13 employees in my enterprises and my goal is to expand it the venture and afford opportunities for more young people to join me and solve the issues of unemployment in Kenya and in my County.
The business supplements my budget and helps me support my family on daily basis.

Loan Proposal

I own three taxi vehicles that operate in Machakos Town and offer transport services each day. On other days they are hired privately by Customers to deliver goods or offer transport service to a long distance at an affordable price per day or per hour. The business gives at least $338 per month. To operate the business the vehicles must be in good conditions at all times, neat, and in good condition according to government and traffic police laws and regulations. The vehicles also are supposed to go for mechanical services on monthly basis which sometimes is very expensive.
The loan am applying will be used to maintaining them and buying Spare parts and to replace the worn out tyres that if not replaced can make me stop operations and cost me much by loosing business. I will be very glad if Zidisha partners considers my loan application.

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$295.00

Date disbursed

Oct 29, 2014

Repayment status

On Time

Projected term

3 months

Lenders

M

Markus

Hamburg, Germany

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  • Sadjah    Sep 5, 2021

    My business went down and later went bankrupt. But am back to keep my repayment schedule as agreed.

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  • Sadjah    Sep 5, 2021

    My business went down and later bankruptcy.

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  • Sadjah    Apr 22, 2017

    Hi guy's.

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  • Sadjah    Apr 11, 2017

    My investments went down and am trying to restart my business again.

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  • Sadjah    Apr 8, 2017

    My business went down after a bad investment. I lost all my investments and cash in the process.

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  • Sadjah    Apr 2, 2016

    Its great. I still thank my lenders for supporting me. Happy New Year.

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  • Sadjah    Jan 30, 2016

    Business was challenging in the year 2015, I believe it shall be well in 2016. I thank my lenders and promise to keep up and pay all my loan.

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  • Sadjah    Sep 9, 2015

    The reasons for the change of repayment schedule is because of low cash flow at the moment. This happened after a bad deal going sow on my part since April 2015. A client dupped me of substantial amount of money which I have been forced to use a lawyer to follow up on it. This affected my business negatively and my personal life. Instead of staying for long without paying, it's better repaying a small amount until I recover, then I will increase the amount to the original state.

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  • Sadjah    Jul 31, 2015

    Hallow Zidisha! I am happy am in the Zidisha Loan Program, thanks to donors too. I need to communicate to my lenders that am experiencing some financial difficulties in my business cash flow as from end of May 2015, reasons being that after doing a good business deal with a client- he gave me a cheque of 180, 000 ($1765) that bounced back and affected my cash flow and repayment of my loan and other financial obligations in my life. I have decided to be paying what i get until i sort out this issue in the shortest time possible. I have also talked with my Mentor and my references on the matter. I promise not to fail to repay back this loan, am here to stay. Good is repaid back by good not evil. The matter is already being handle by my lawyer to recover the money.Thanks Zidisha.

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  • Sadjah    Jul 31, 2015

    Thanks John Musevu. Everything will improve with time. God Bless.

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  • John    Jul 22, 2015

    i a the VM for Sadjah.i have been in touch with Sadjah,making a follow up on his arrears and as explained below he has promised to lower his repayments to a comfy amount until his situation improves.

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  • Sadjah    Jul 22, 2015

    Hallow Zidisha! I am happy am in Zidisha Loan Program, thanks to donors too. I need to communicate to my lenders that am experiencing some financial difficulties in my business cash flow as from end of May 2015, reasons being that after doing a good business deal with a client- he gave me a cheque 180, 000 ($1765) that bounced back and affected my cash flow and repayment of my loan and other financial obligations in my life. I have decided to be paying what i get until i sort out this issue in the shortest time possible. I have also talked with my Mentor and my references on the matter. I promise not to fail to repay back this loan, am here to stay. Good is repaid back by good not evil. The matter is already being handle by my lawyer to recover the money.Thanks Zidisha.

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  • Sadjah    Jun 1, 2015

    I have received my loan disbursement in full, thanks to lenders and zidisha inc...

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  • Sadjah    Jun 1, 2015

    Thanks zidisha inc for funding my loan again....am waiting for disbursements of the same.

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  • Sadjah    May 23, 2015

    I wish for zidisha and donors to hear my prayers concerning the new loan application.

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  • Sadjah    May 21, 2015

    In Nairobi looking for spares for my vehicles, and my friends are very much interested with Zidisha loans, they don't believe this is real, getting loans on internet. wooooh!!!! I tell them its possible....

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  • Sadjah    May 19, 2015

    Thanks Markus...God bless

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  • Sadjah    May 19, 2015

    I need to thank all the lenders who have supported me before, you never failed me, and I have never failed you too. I need you support once more, I have a loan application and I need you all to fund it. I promise to do business and return the cash back. Thanks lenders.

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  • Sadjah    May 18, 2015

    My last loan really helped me much in my business to buy some items and spares for my taxis, am glad I have finished repaying it on time. Thanks Zidisha.

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  • Markus    Apr 21, 2015

    Glad to hear from you. Just drop a note if you need to reduce your installment for a while.

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