Buying a concrete mixer for hire

Timothy

Ruiru, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Timothy

Member since

November 2014

On-time repayments

54 installments • 48%

About Me

I'm the 4th born in a family of 5 brothers and a diploma holder in computer engineering. Having looked for job in almost 3 years unsuccessfully, I ventured into construction as a manual laborer, moved from there and become a foreman. I then started taking small time contracts where I hire workers and take on small contracts. I mainly deal with fixing windows in new constructed buildings.

Besides being a small contractor I am a father to one loved daughter and a born again christian.

My Business

I deal with fixing windows in newly constructed buildings and also i put window Grills using Clome pipes materials.New fashions of buildings are coming up,hence calling up for new styles of windows and me being a professional in fixing windows I chose the job.The kind of windows I fix are more beautiful and more secure. I mainly charge depending on the size of the building and size of windows. I have one full-time employee and hire others depending on the availability of the jobs.

During peak months, I make up to $ 1,050 but there are months I make as little as $ 400 during low seasons.
My costs depend on the magnitude of the job and involves buying glasses, putty,Clomes and other add-ons that are needed to fix windows. I use the money gotten to pay my employees,domestic use and re-invest in the business by buying equipments. Also I have engaged in tree planting program at our nearby forest in the village where I come from.

Loan Proposal

Hello Lenders,

This is my second loan and before I even go any further, I must thank you for the first loan. I'm certainly not the way I was before the Zidisha. On my second loan, I am planning to buy a mixer for hire. As I go round fixing window in various sites, I have noticed that most of my clients have to hire concrete mixers as the construction goes on. I want to seize my customer base and referrals that I have been getting lately to offer concrete hiring services. In addition to fixing windows, I will now be hiring the mixer to the sites that I will be offering my services. This will not only increase my profits but will also be another opportunity to offer employment to yet another jobless Kenyan just like I did with my first loan. Thank you for trusting me and just like before, I will pay in back in good time.

Regards

Timothy Njoroge