Buying a deepfreezer

Jane Wanjira

Kiti Estate, Kenya

34% repaid

Entrepreneur

Name

Jane Wanjira

Location

Kiti Estate, Kenya

On-time repayments

155 weekly installments  •  42%

About Me

My name is Jane Wanjira. I was born in Mombasa, Kenya on 20th Sept, 1979. We moved to Nakuru in 1984. I Currently I stay in KITI estate in Nakuru town, Nakuru County formerly Rift Valley Province. I am married and have two children, a boy and a girl. I am a business lady engaging in dairy-farming. I have two cows n a calf (4mths old).
I started this business of dairy farming in 2010, after I was given one dairy cow by my father. One year down the line I realized that the business was viable but could not meet the needs of my customers because the milk produced was not enough and therefore decided to join a local self help group in January 2011 in our home area. The members mainly farmers and small business owners encouraged me to invest with them through table banking (Saving through collective contribution) in order to qualify for a loan from them. The business has really helped me to buy a chuff cutter for making work easier it also helps to me educate my sons and for our up keep.

My Business

I started this business of dairy farming in 2010, after I was given one dairy cow by my father. One year down the line I realized that the business was viable but could not meet the needs of my customers because the milk produced was not enough and therefore decided to join a local self help group in January 2011 in our home area. The members mainly famers and small business owners encouraged me to invest with them through table banking (Saving through collective contribution) in order to qualify for a loan from them. They gave me a loan of Kshs 90,000 thousand of which I bought another Friesian cow, which was in calf at Kshs 65,000. The remaining amount of Kshs 25, 000 I used it to improve the structures to accommodate even the Calf.
The cows produce a total of 32 litres daily. I leave 3 litres, 2 litres for my Calf and one litre for my family consumption. The remaining 29 litres I sell to consumers locally at a cost of Kshs 45 per litre. This translates to Kshs 1, 305 daily and Kshs 39, 150 per month. From this amount I pay for the feeds and drugs which amount to Kshs 12,200. I also pay one worker who helps me take care of these two cows a total of Kshs 4, 000 per month. The total expenses comes to 16, 200/=. Am left with a balance of Kshs 22, 950/=
The business has really helped me to buy a chuff cutter for making work easier it also helps to me educate my sons and for our up keep.
I would like to add my income by adding another milking cow so as to meet the demand of my customers and also to get enough cow dung so as to produce biogas to cook with and for a cleaner environment. It will also improve our leaving standard.

Loan Proposal

Happy new year lenders,am here again to request for a loan to buy a deep freezer which can hold 100lit of [email protected]$824.to help keep the milk fresh from my farm and other sources.for the small milk shop i oppened as had informed you earlier,$177 are use to repaint the shop and add some few shelfs,$118 is the balance which i will use to add 100pcs of hay to be enough for my cows in this dry spell.i will appreciate alot.thanx

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,068.61

Date disbursed

Jan 2, 2015

Repayment status

Late

Projected term

23 months

Cost to entrepreneur

Lender interest: $1,068.61 at 4.08% annual rate over 23 months = $85.76

Service fee: $105.10

Lenders

Zidisha

Sterling, United States

Aggul

London, United Kingdom

W

woodleycw

Ottawa Ontario, Canada

S

SweAus

Adelaide, Australia

A

Angela

Heide, Germany

M

mikecook

San Francisco, California, United States

Jeff and Marcie

Portland, OR, United States

S

Southernyank

CHAPEL HILL, United States

E

Elisa

Espoo, Finland

queenjord

edmond, United States

M

mrhanky1

melbourne, Australia

jk1234

Pinellas Park, United States

S

sourabhj

Sydney, Australia

J

JacobZ

Bend, United States

G

gregoryhk

San Francisco, United States

K

Kollegah

Munich, Germany

N

NancyG

Victoria, Canada

B

BigLender

Austin, TX, United States

T

tlingf

San Francisco, United States

C

Carol

Ripon, United States

A

alejandropozo1

Brighton, United States

jmsquared

Seattle, United States

rosevines

New Orleans, United States

RockinRobin

Centennial CO, United States

S

Sherry

Cold Spring, United States

R

Rossman

Poland, United States

B

BluckeyeFan

Columbus, United States

D

dball

Karlsruhe, Germany

J

JNale

Reedsville, PA, United States

B

Becmo

Brisbane, Australia

C

CrazyCanuck

Nepean, Canada

C

chrita446

Nashville, United States

MichaelR

Los Angeles, United States

J

JayJay

Cleveland, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

D

danny

Karlsruhe, Germany

C

chasingtheskies

Palmdale, United States

R

RuthL

Ascot, United Kingdom

V

valeriesolanas

Stamford, United States

M

Marny

Melbourne, Australia

C

Corrino

Sofia, Bulgaria

M

matts

New York, United States

L

LiquidH

Elmhurst, United States

J

jstefans

Palo Alto, United States

Krtecek

Balzers, Liechtenstein

Crestwood

Hamburg, Germany

P

proby24

Singapore, Singapore

G

gabarone

Rochester, United States

K

Kibbleni

Madison, United States

B

bobabrown

Canton, CT, United States

S

Siegerman1

Portland, United States

D

Dplayer33

Sydney, Australia

A

Alsyf

Sydney, Australia

Raymondo

Dublin, Ireland

J

jipi9000

Vantaa, Finland

phytoplankton

United States

aprilroses

Round Lake Beach, United States

C

cmubiggguy

Chapin, SC, United States

J

jared4

parowan, United States

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

J

jpfunk

Valley Stream, United States

Jannon

Huntsville, United States

mheloin

Shepperton, United Kingdom

Karilynn

Mountain View, United States

A

Arthurmb

Cebu city, Philippines

A

ArcticOne

Medicine Hat, Canada

I

Icegirl531

Inuvik, Canada

AlexPalavas

Palavas les Flots, France

airvillepa

Airville, Pennsylvania, United States

B

Becks

Dubai, United Arab Emirates

1

1979fan

Palo Alto, United States

M

moerye

Santa Barbara, CA, United States

K

kiranovak

Denver, United States

TheMoonDuster

Brisbane, Australia

R

RogerBare

Houston, United States

E

eagor

Wauwatosa, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

S

Shadrax

Lansing, United States

T

teanuh

Littleton, United States

C

CharlyM

KL, Malaysia

A

Annana

Kanata, Canada

B

blairan

Baltimore, United States

C

cyrilleberger

Gammalkil, Sweden

M

michalbette

melbourne, Australia

pbosakov

Sofia, Bulgaria

KatyRose

Manor, Texas, United States

Annelogue

Faroe Islands

W

W2JKD

Vero Beach, FL, United States

ksevik

Oslo, Norway

J

jimmydjjr

Gautier, United States

dajawein

Gladstone, Australia

S

Simurgh

Madison, WI, United States

JimmyL

Tallahassee, FL, United States

M

Melanie

Raumati South, New Zealand

captainhappy

Gladstone, Australia

Elaine123

Philadelphia, United States

N

nullologue

Boston, United States

FlamingFreedom

Manchester, United States

gbnbca

Janeville, Canada

JesseEXPRESS

Arlington, United States

T

TokyoBliss

Tokyo, Japan

V

vaglio

Vaglio, Switzerland

F

fourstarsfamily

Melbourne, Australia

D

DamoA

Wollstonecraft, Australia

M

Marij

Gent, Belgium

Kahenti

Seoul, Republic of Korea

F

fhlsk

Potsdam, Germany

M

missjoyy

Munich, Germany

moni9785

San Salvador, El Salvador

Gillis

Helsinki, Finland

B

blackwatchtower

Hong Kong, Hong Kong

S

StephenMichael

Burlington, United States

M

mattandrike

Arlington, United States

S

Sinclair55

Burlington, Canada

T

Talex

Nürnberg, Germany

GV1986

Milano, Italy

M

mikebrownmwb

Vancouver, Canada

G

gustavalberius

Uppsala, Sweden

F

femi123

Oakville, Canada

S

suzerain

Kuala Lumpur, Malaysia

B

BartenKatrijn

Ghent 9000, Belgium

andreasol

Bielefeld, Germany

P

portlandloans

Portland, United States

KM

British Columbia, Canada, Canada

A

aguayo

Silicon Valley, United States

B

BTaylor

Colorado Springs, CO, United States

Mavos

Gothenburg, Sweden

M

MarcAndreD

Saguenay, Québec, Canada

trevbot

Montreal, Canada

A

Adriano

Sittard, Netherlands

R

RikLoan

Boulder, United States

T

take5

Columbia, United States

Moyeji

Australia

F

fake_name

Boston, United States

R

RichardH

Manchester, United Kingdom

L

Loria

Vancouver, Canada

J

j12345

Durham, United States

L

LeanneCZ

Sydney, Australia

ViVenusMedical

Jarfalla, Sweden

W

William

Los Angeles, United States

W

wissu

Brüttisellen, Switzerland

L

lowtechmagazine

barcelona, Spain

Susansfund

Colorado Springs, United States

T

tomdeneire

Eke, Belgium

S

Serge

Bascharage, Luxembourg

A

AustA

Sydney, Australia

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

R

RosieLea

columbus, United States

pentatonicscale

Niiza-shi, Japan

ads68

Melbourne, Australia

C

curtains4u

North Kansas City, United States

J

jbhernan

United States

DF

Dennis Furr

United Kingdom

KM

Kirsty M

United Kingdom

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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