Buying a digital printer and epson photo printer

Hezron

Githurai, Kenya

100% repaid

Entrepreneur

Name

Hezron

Member since

January 2017

On-time repayments

219 installments  •  64%

About Me

I was born in Nyahururu, Laikipia West County, with my three sister and mother. Growing up was not easy, I watched as my mother struggled to take me through primary and high school, which by then was not free as compared to today. Being the first born and the only son, after high school, I was forced to start supporting my family immediately. Over the years, I have worked in Casinos, and through my constant savings, I was able to take myself through college where I did Graphics Design. As fate would have it, I later got a job opportunity in Juba, South Sudan as a graphics designer. Unfortunately, I was forced to come back to Kenya after chaos broke out in the country. Amidst my struggles to establish myself in Nairobi, I met a former high school friend who introduced me into the world of photography Paparazzi who has also been my greatest mentor.

My Business

As a freelance photographer, I have been attending various events all over the country, where together with my friend we mount stands and invite people for photo shoots. On Sundays I also mount my stands outside our local church in Githurai 44 where I take some photos and print for the Christians aafter service. From time to time, I also get some invitations to burials, weddings, school graduation programs among others. Basically, on a monthly basis I am able to raise about Kshs. 30,000 after deducting all the expenses which include traveling and rental fees. This amount I normally spread it through supporting my household. My daughter and paying for my young sister's school fees.

Loan Proposal

With printing and cyber business gaining a lot of relevance in the Kenyan market, i have gained a reliable customer base in the heart of the Nairobi city. There is need to process their jobs faster and more efficiently if i am to maintain them. With this in my mind i will need a digital printer Konica Minolta - Bizhub C280 and an extra Epson photo printer model T50 to process print jobs and photographs. The cost is broken down as follows

Purchasing digital printer, Konica Minolta - Bizhub C280 $1750

Purchasing an Epson Photo Printer model T50 $290

Total $2040

I will top up the money I receive from Zidisha with my savings to enable me meet the purchasing cost.

Purchasing these two printers will enable me meet my customers needs and increase my profits with not less than 20 percent since I will be able to serve a large clientele and cut the money spent on outsourcing. The revenue generated from the business will help me support my young family, especially my daughter who is in Kindergarten and continue supporting my sister who joined college this year.

Feedback

1

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  • Allie    Oct 1, 2017

    Congratulations on paying your loan in full, Hezron. I hope your business is going well and your sister is doing well at school.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,747.00

Date disbursed

May 4, 2018

Repayment status

On Time

Projected term

8 months

Lenders

Cloudways

Malta, Malta

Paul

Crandon, United States

BS

Brandon S

United States

A

Anonymous

United States

B

Brian

Rancho Cordova, United States

Paul Buchheit

Mountain View, United States

Ronald

Dättwil, Switzerland

Michael Bauschke

Dresden, Germany

VH

Valerie Henry

United States

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  • Hezron    Jun 24, 2022

    I cant afford full installment for now because of the economy status

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  • Hezron    Nov 30, 2021

    that is what i can afford

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  • Hezron    Sep 15, 2021

    i can afford to pay amount

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  • Hezron    Aug 4, 2021

    Corona Menace have affected my business

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  • Hezron    Aug 2, 2021

    Am not able to pay all at once

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  • Hezron    Jun 10, 2021

    i cant pay full amount at once.

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  • Hezron    May 3, 2021

    Despite Covid 19 messing our Industry am still trying to finalise my Loan. I want a bigger loan, my shop is in the heart of Nairobi town and Business is starting to resume.
    My Lenders am thanking you for your patience however i wish to ask Zidisha to utilise my MLF and CREDIT RISK amounting to over 1000usd and i have not got a response concerning the same.
    Those of us who joined baxk in year 2017 will understand what i mean.

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  • Hezron    May 2, 2021

    I cannot pay the Entire loan at once.

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  • Hezron    Feb 24, 2021

    Am Back

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  • Hezron    Feb 24, 2021

    My Royal Lenders kindly help me God Willingly to access my MLF and Credit Risk all amounting to 101,000Ksh (1000USD Approx) so that it can deducted from my Loan and i get back on track swiftly, i have tried to email Zidisha FOR SEVERAL Months and they don't get back to Me. I just need to be sure that my MLF is safe and sound.

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  • Hezron    Feb 24, 2021

    Hello My Lenders am slowly getting back to position, i still have a running business that had been affected by The Corona Menace i have embarked into making payments. Zidisha still has my Members Loan Fund of 67,000Ksh and Credit Risk of 35,000Ksh which deposited when i joined and i hope they are still tracking the Balances. I want to get bigger loans in future.

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  • Hezron    Feb 24, 2021

    I cant pay all the amount at once

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  • Eric    Feb 10, 2021

    Hezron will pay his loan by thia week.

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  • Hezron    Jan 20, 2021

    I have not been able to clear all but kindly put in consideration that i still have an MLF of 1000usd WITH ZIDISHA.

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  • TomF925    Jan 8, 2021

    Recommend Herzon ask Zidisha to refinance at lower payments, longer loan period. There is no extra charge. Save your credit rating!

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  • Caroline    Jan 8, 2021

    Hi I have called Hezron he has promised that he will make some instalments once he is ok .

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  • Hezron    Jan 5, 2021

    I cant pay all at once.

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  • TomF925    Dec 10, 2020

    Recommend Herzon contact Zidisha to lower payments and retain credit rating.

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  • Erick    Dec 1, 2020

    I tried to contact hezron but I was not able to reach him, I spoke with one of his references who promised to help me get in touch with him, once am able to speak with him I will update

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  • Hezron    Oct 12, 2020

    I can't manage to clear at once because of corona menace.

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