Buying a second hand computer

Kevin

Nairobi, Kenya

14% repaid

Entrepreneur

Name

Kevin

Member since

November 2013

On-time repayments

51 installments  •  37%

About Me

Am Kevin Owiti ID number 27568138,twenty five years of age,am the last born in a family
of nine seven boys and two ladies.
I hold a diploma in Information Communication Technology from Inoorero University,was employed
As the head of IT from April 2013 till August 2013 when I decided to get into business full time
I decided to get into the business due low payment and there was no room for growth in the company
That’s when I decided to start a cyber café with the money I had saved during the time I was employed
Right now I have 10 computers and I have employed 2 people in my business ,am still looking forward to expand to other places of the country ,the profit I made from the business help me in paying my school fees and rent.
In line with the government policies of providing every child with laptops in the whole country I a position my business to be establish in the rural areas of Kenya to tap in the need of people to use ICT.

My Business

Kenya is the hub of ICT in east and central Africa and the government is also taping into it by introduction of fiber optic cable which is fast and reliable to most of the citizens in country.
am planning to pay back the money two installments of 4000
with 10% of the total amount given.
My cyber café business is situated in a busy Nairobi town where daily we get customers from all over
The country that comes to get essential services from government offices, my business provide scanning
Of documents, printing,internet. Which is essential for the common man in Kenya, we make about
Ksh2000 per day and on a good day we can make ksh5000 per day.
I would love to expand my business by purchasing more computers with the loan .am a very hard working person who can be relied on to pay back the loan if given.
One computer (desktop cost ksh13000) so if I can add one computer from the loan given I can generate
Ksh 200 or more from one computer that will just pay the loan in 40days.

Loan Proposal

My cyber is doing very well thanks to zidisha org for the help they have a corded my business .my business has help me to educate myself, but I still want the help of the organization to improve my business and life .
I want to expand my business premise to accommodate more computers and more customers .
I currently have 15 computers in my businesses premise in Nairobi but I want to have 20 computers by the end of the year so as to increase my customers in terms of numbers and revenue for my business .
I would love zidisha to help me purchase 1 second hand computer at 10000 that am planning to set up for games for kids
Which will be closing schools in two weeks time for December holidays
Am planing to set at least two computers for the children under the age of 15years to play games at my cyber and charge them ksh20 for each game played that always last for 10minutes. But am targeting at least 30 kids daily
If I can be funded to buy one more computer I would have increased my customer intake and that will also increase my revenue.
Am planing to pay back ksh500 every end of the week.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$145.00

Date disbursed

Nov 4, 2014

Repayment status

Late

Projected term

6 months

Lenders

P

PeaceandLove

Morro Bay, United States

fairspirit

Utrecht, Netherlands

isabelv

Barcelona, Spain, Sweden

Zal0m0n

Atlantis!!!! x), Mauritania

D

Didaz

Germany

MJ

Matt Jenkins

United Kingdom

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  • Kevin    Nov 16, 2014

    hellow zidisha i would like to request for a reschedule of my loan to next week since i had emergency today and i would like to promise next week payment plus today's.

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    • Didaz    Nov 16, 2014

      Hi Kevin,
      I hope you are well. Hope your family and your business is doing well. Regards,

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  • Kevin    Nov 6, 2014

    Thanks Zidisha for the funds I have already purchased a computer and its doing well.
    I will work hard to clear the loan in that stipulated time frame.

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  • Kevin    Nov 3, 2014

    This are my clients playing games in my business premise after closing schools for December holidays.
    Am overwhelmed by clients so I was requesting Zidisha to fund me so I could buy more computers to accommodate more children so that they couldn't stand but for every one to have is computer to play games.

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  • Kevin    Sep 15, 2014

    hey zidisha am currently in need of loan because this is the high season for my project to thrive and have an impact on my business and this is the time students are reporting to their respective Universities thats means their is a lot of printing to be done

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  • SeeMeeFi    Jul 18, 2014

    I'm glad your business is doing so well! All the best to you and your family, Kevin!

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  • Kevin    Jul 17, 2014

    Thanks lenders for having confidences in me and lending me the money ,I must say that the cash that I have been given has had a huge impact in my family and my extended ones because right now am paying for my cousin school fees after he drooped out of school after the parents passed on ,the profit I make is helping to change the face of my community by also giving back interns of offering internships to students who has cleared high school and are willing to learn how to use a computer.

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  • Kevin    Jul 1, 2014

    thanks a lot lenders for the support you gave me ,it has propel me from being an husler each day to having something to call my own and also to lend a hand to others interms of employment

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  • Kevin    Jul 1, 2014

    i find it a bit diffcult to pay each week becouse in my business most most of my customers tend to use my cyber mostly on weekends, so i would like to propose that what am suppose to pay per week i should add then pay at the end of the month which should be 293*4=1172 per month.
    but if i get any cash before the stipulated time i will always pay as i have been doing before and i sure you that i will strive to clear my loan in the stipulated time frame

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  • Pavane    Jun 21, 2014

    Hello Kevin,
    Please make an update since you are behind in your repayments.
    Regards, Pavane

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  • Pavane    Jun 12, 2014

    Hello Kevin,
    How are you and your business doing?
    Regards, Pavane

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  • Kevin    May 12, 2014

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  • Kevin    May 12, 2014

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  • Christine99    Apr 21, 2014

    Kevin Owiti I wish you the best in your business venture.

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  • Kevin    Apr 13, 2014

    am setting up another branch of my cyber in Kisumu that is in western side of Kenya,am hoping that with that branch i can generate some more income to sustain the rest of the branches ,i would love to ask for more funding ksh12000 for me to buy 2 second hand cpu's

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  • Kevin    Apr 12, 2014

    thanks for the great help you gave me am currently planing to expand my business and am still in need of your help .

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  • SeeMeeFi    Apr 8, 2014

    Thank you for your early repayments, Kevin! I am glad your business is doing so well. I wish you all the best!

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