Buying amotorbycicle

Patrick

Nakuru, Kenya

52% repaid

Entrepreneur

Name

Patrick

Member since

August 2015

On-time repayments

51 installments  •  24%

About Me

In my childhood life was hard becouse l was brought up with one parent thats my mum same thing to my education too,the thing that helped first of all is that l made adecision of stopping that kind of life by my self ,l made achoise of whom l want to be then l started chasing that what l wanted in life being rich .so l started doing some cassuol work which l used to be paid sometimes weekly ,daily,and raerly monthly with that money l started suporting my family but still things were not working to my expectation untill one person afriend of mine introduced me in loan lstarted taking some loan to start some busssiness,so i used to do some business and at the sametime when l get any cassual job l could do to help me paying my loan and my life has started to change .something unique about where l live is that people are very many most of them are busy doing jobs but others are ldol my children when they grow one would like to be an ambassorder of kenya the other adoctor aand the other on apastor l worshipg with playing keyboard

My Business

l give loans too and they return with anintrest of ten passent registration is three hundred and daily savings is thirty shillings per day each. l give loan even before saving to small upcoming busines people ksh 2000 to bepaid within amonth .l started it two months ago and lgive to people that l know and l hav seen people being helped and some life chenging from that small amount of money,l again go to famers buying some avacado and sell to thebrokers they sell to the market l do this twice aweek its not that time consuming becouse the second time l come with avacado to the broker he or she pays for the fisrt one that l brougt for him to sell and l have been doing that for eight months now.

Loan Proposal

when l get the loan l will add some small amount of money to that and buy amotorbysicle wich is worth 50,000,00.kes this will help me to make money buy transporting peaple to defferent places and also will help me make my lending bussines easy for me becouse l have been spending alot when going to my customers to collect there daily savings and payments. as l said most of my customers are small bussness people not educated and era in analoge techknowlogy .now when l get amotorbic things will be easy to me and that will be good for me becouse atleast per day l will be making aprofit of atleast 1000 kes per day

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Nov 17, 2015

Repayment status

Late

Projected term

10 months

Other loans

Lenders

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

mepster

San Francisco, Ca, United States

Dave Bogard

New York, United States

jtreyes

United States

WE

Wendy Emlyn

Devon, United Kingdom

PG

Paul Graham

United States

JC

juli camrud

United States

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  • Wendy Emlyn    Jul 21, 2016

    We haven't heard from you for several weeks, and you're getting very behind with your payments. Please contact [email protected] to discuss the best way forward. We want to help you, but you have to do your bit too!
    God bless you,
    Wendy

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  • Wendy Emlyn    Jun 13, 2016

    Please can you contact Zidisha to arrange a lower weekly installment.That is better than letting yourself get behind with your payments, which can make it harder to get another loan. You can increase your installments again when you have more money coming in. Zidisha is very helpful and wants you to succeed rather than struggle!
    God bless you,
    Wendy

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  • Wendy Emlyn    May 22, 2016

    Hello Patrick. Are you able to start making payments again yet? If not, please get in touch with Zidisha and ask them to reschedule your payments.
    God bless you,
    Wendy

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  • Amos    May 2, 2016

    Dear Lenders I have been trying to reach Patrick but there is a network problem though I got her sister who promised to make a good follow up .Amos Shutu V M Mtwa

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  • Amos    Mar 31, 2016

    Hi Lenders I have been trying to reach Patrick but currently unavailable I think its network problem.. I will notify you once he is online. Amos Shutu V M Mtwapa

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  • Patrick    Feb 28, 2016

    It has been long since l paid my installment the reson is that my avocado stock was stollen on 10th of january so my buss came down becouse l had prepared my self well with a good stoke but it was stollen l was so down then after one week l became seek even Amos avoluteer from the org have been communicating to me and things have have been easy though we could not say all this with amos through phone but for now l will be ok paying 500 as l recover .

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    • Amos    Feb 28, 2016

      Verry Sorry for that Patrick..Let that not discourage you but make you more stronger than before..Amos V M Mtwapa

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  • Amos    Feb 16, 2016

    Hi lenders I managed to get Patric on line and was happy to hear from me.. He promised to continue making payments.. It was due to family problems. Amos V M Mtwapa

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  • Amos    Feb 1, 2016

    Hi patrick how is your business ..I have tried to reach you to see how I can help you reschedule your loan but always unreachable.. When within a good covered network area notify me that I may help you.. Otherwise wish you sucess with your business Amos Shutu V M Mtwapa

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  • Wendy Emlyn    Jan 20, 2016

    Hello Patrick, please ask Zidisha to reduce your loan to more manageable installments - that would be better than getting behind with your payments, which can make it harder to get a loan in the future.
    God bless you,
    Wendy

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  • Patrick    Dec 24, 2015

    Amos thanks so much for your best wishes towords my sucsses God bles you.

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  • Wendy Emlyn    Nov 24, 2015

    Thanks for your first payment on this loan, Patrick.
    God bless you,
    Wendy

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  • Amos    Nov 22, 2015

    Welcome to Zidisha family Partrick .. I also wish you the best in your plans and your business at large Amos Shutu V M mtwapa

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  • Patrick    Nov 22, 2015

    THANKS SO MUCH FOR THE LOAN ALOT ,I RECEAVED 24,889 AND I HAD PLANED TO BUY AMOTOR BYCLIE FOR USING IN MY BUSSINES BUT ABRRUPTLY I RECEAVED APHONE CALL FROM ONE ORG THAT AM AMEMBER IN IT SAYING THAT ON AFRIDAY 20TH WE ARE HAVING AN UGENT MEETING .WHEN I ATTENDEDED THE MEETING L DISCOVER THAT THERE WAS APLAN THAT WAS PASSED ON LIKE TWO MONTHS AGO ABUT STARTING ABANK BUT BEFORE ACCORDING TO LAW OF KENYA WE WERE ONLY ALOUD TO START A LENDING PROJECT OF WHICH EVERY MEMBER OF THE GROUP WAS TO GIVE 20,000,00 SO I HAD NOT PREPAIRED FOR THA BUT I KNOW IS AWISE THING SO I HAD TO GIVE THE 20,000,00. YOU GAVE ME AND THE REMAINING MONEY PUTTED IT INTO MY BUSSINES OF LENDING BECOUSE SOME OF MY CUSTOMERS ASKED FOR BIG AMOUNT OF MONEY TILL BUY NOW ITS LIKE I AM BROKE BUT I KNOW I HAVE INVESTED FOR FEATURE.THANKS ALOT AM LOOKING FOWORD TO FINISH YOUR LOAN THAT I MAY ASK FOR ONOTHER LOAN TO FULFILL MY PLAN.

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  • Patrick    Nov 16, 2015

    as l said l will add some money that l already have to buy amotorbike that l will be using for transport as asource of income and again lwill be using it todo collection of money in my bussiness that l have of collecting peaple savings and theire payment of the money l lend themso am happy to receave th money and am very thankful for this organisation is taking my life to onether leval.

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  • Patrick    Nov 2, 2015

    well the truth is l went through a challenge from the sellers l found that they have raised the price of avacados so the money that l was prepared with for that bussiness sector never worked l ha to borrow small amount from my lending bussiness to support that sector

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  • Patrick    Oct 4, 2015

    l have choose to adjust my installment.becouse l want to finish my arrears so that l can apply for next loan so that l can apply for the next loan to invest in my lending bussiness which is growing up so well

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  • Patrick    Oct 1, 2015

    thanks alot for the loan you guys lend me l was happy and went ahead to purchase what l had said in my proposal only that l found the avocados price had realy gone high so l just bought according to the money l had that was 12000kes and came back the truth is last month on the market side l have been discouraged becouse most of my stock did not respond well so l had to completly give in to my lending business and now though am steel in market and lending ,am planning to shift from market business to transportation sector very soon.av been in market sector for long but this round it has been worse to me .

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  • Patrick    Sep 1, 2015

    thank you l have receave the money and am starting to use it tommorow

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