Entrepreneur
Name
Joan
Member since
February 2016
On-time repayments
28 installments • 61%
About Me
I am Joan Oduma , I am the third born in our family of 4 children,My dad passed on when I was 11 years and there after my mom had to take care of us. I worked hard in both primary and secondary school and went for my dream carrier of clothing,textile and interior design.
After college my desire was to open my own interior design company but I was not able to raise enough capital . I lucky got a job and worked for one year ,with $600 savings I decided to resign and established a tailoring workshop.my business model was to produce quality clothing in bulk and sell them to my customers.I have achieved a lot but the growth pace is still wanting since due to lack of capital.
In our community we always hold culture weeks to learn more about our culture and integrate the children into the community cultures ,the week is always very interesting and I always attend them.
I love innovation and creativity and always dream big,I am a go getter who always works hard to achieve my dreams however difficult the situation may seem like.
My Business
I make and design new cloths as well as provide interior design services for houses. I design nice cloths and also make cloths according to taste and preferences of my customers.
The demand for my cloth and services are high because I offer quality goods and services at very fair and affordable prices.
I choose these business because it has great opportunities for growth and the profit margins are good.
my monthly typical costs are $300-$400 and most of the money goes into purchase of materials and paying power bills.my average income per month is $600-700 per month. Use the money to reinvest in the business and help my family and friends in need.
Loan Proposal
I thank zidisha for accepting my request to join the zidisha family. I would like to beg you honorable ladies and gentlemen to help raise my loan of $100 so that I can purchase a good quality electric iron both that I would use for ironing my cloths.I am currently using hired services and i pay $0.1 per piece of cloth ,that has eaten into my profits and I am now buying an iron box and would hire one person to assist me,these would help me save $120 per month.
Thank you for reading.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 23, 2016
Repayment status
On Time
Projected term
24 months
Other loans
Lenders
United States
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Summary
Amount repaid
$105.00
Amount remaining
$0.00
Date repaid
Jun 16, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 6, 2016 | $2.01 | Feb 28, 2016 | $1.00 |
| Mar 7, 2016 | $1.00 | ||
| Mar 13, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Mar 20, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Mar 27, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Apr 3, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Apr 10, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Apr 17, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Apr 24, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| May 1, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| May 8, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| May 15, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| May 22, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| May 29, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Jun 5, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Jun 12, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Jun 19, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Jun 26, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Jul 3, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Jul 10, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Jul 17, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Jul 24, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Jul 31, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Aug 7, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Aug 14, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Aug 21, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Aug 28, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Sep 4, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Sep 11, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Sep 18, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Sep 25, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Oct 2, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Oct 9, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Oct 16, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Oct 23, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Oct 30, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Nov 6, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Nov 13, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Nov 20, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Nov 27, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Dec 4, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Dec 11, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Dec 18, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Dec 25, 2016 | $1.00 | May 14, 2016 | $1.00 |
| Jan 1, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Jan 8, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Jan 15, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Jan 22, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Jan 29, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Feb 5, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Feb 12, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Feb 19, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Feb 26, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Mar 5, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Mar 12, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Mar 19, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Mar 26, 2017 | $1.00 | May 14, 2016 | $1.00 |
| Apr 2, 2017 | $1.00 | May 14, 2016 | $0.80 |
| Jun 16, 2016 | $0.20 | ||
| Apr 9, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Apr 16, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Apr 23, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Apr 30, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| May 7, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| May 14, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| May 21, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| May 28, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jun 4, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jun 11, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jun 18, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jun 25, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jul 2, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jul 9, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jul 16, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jul 23, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jul 30, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Aug 6, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Aug 13, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Aug 20, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Aug 27, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Sep 3, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Sep 10, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Sep 17, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Sep 24, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Oct 1, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Oct 8, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Oct 15, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Oct 22, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Oct 29, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Nov 5, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Nov 12, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Nov 19, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Nov 26, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Dec 3, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Dec 10, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Dec 17, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Dec 24, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Dec 31, 2017 | $1.00 | Jun 16, 2016 | $1.00 |
| Jan 7, 2018 | $1.00 | Jun 16, 2016 | $1.00 |
| Jan 14, 2018 | $1.00 | Jun 16, 2016 | $1.00 |
| Jan 21, 2018 | $1.00 | Jun 16, 2016 | $1.00 |
| Jan 28, 2018 | $1.00 | Jun 16, 2016 | $1.00 |
| Feb 4, 2018 | $1.00 | Jun 16, 2016 | $1.00 |
| Feb 11, 2018 | $1.00 | Jun 16, 2016 | $1.00 |
| Feb 18, 2018 | $1.00 | Jun 16, 2016 | $1.00 |
| Feb 25, 2018 | $0.65 | Jun 16, 2016 | $0.65 |
| Mar 4, 2018 | $0.00 | ||
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