Name
Gladys
Member since
July 2015
On-time repayments
115 installments • 60%
My Name is Gladys Oyo.I was born in the 1956 in Trnzoia County in North Rift valley .
I attended Primary School between the year 1963 to the year 1972 in Kiminini Primary School,
The in the year 1973 I joined St, Brigid High School in Kitale.But due to lack of School fees I did not continue with my high School education but stopped in the first 'year.
In 1975 to 1976 I Joined Tisese College for nursery teaching Profession which I did for two years and came out with a certificate in teaching .
I overcame the hardship after I saved money to start my own Business in the town of Eldoret and began to enjoy my own income .
Am a widow and I Have 3 Grown up Children one Son and 2 daughters and they are all independence.
My son is A water science person and my daughters one in security forces and one is a teacher.
My hobby is reading the Bible and singing spiritual songs.
I sell second hand clothes in the market in the city of Elodoret.
They are in demand as compare to brand new clothes which are so expensive in prices .
I chose this kind of Business because I am talented and because it is easy to start and because I just stay just next to the market that is call west [which is the biggest market in the region .
My typical cost and revenue is 15,000/=KSHS .
I use my profit as follows .
1.School fees 10,000/=.
2. Reinvestment 5,000/=.
3.Home improvement 5,000/=
I promise to be [faithful if given this loan for I am .looking forward ;to grow with Zidisha as my financial partner in Business .
When given this loan amount then I will be able to buy 4 bales of second hand clothes at the cost of 90 US Dollars Each bale Which will now total to 360 US Dollars. 20 US Dollars will use for Transportation.
This will indeed give my customers good moral to choose from many verity that I will have in my shop and that will bring me a lot of income as well.
When this is implemented then I expect this business to grow by 50% this year and more by next year .
Thanks in advance for considering to lend me again this time and I promise to faithful as I have been the other time.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$410.00
Date disbursed
Oct 31, 2016
Repayment status
Late
Projected term
11 months
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