Entrepreneur
Name
Gladys
Member since
July 2015
On-time repayments
115 installments • 60%
About Me
My Name is Gladys Oyo.I was born in the 1956 in Trnzoia County in North Rift valley .
I attended Primary School between the year 1963 to the year 1972 in Kiminini Primary School,
The in the year 1973 I joined St, Brigid High School in Kitale.But due to lack of School fees I did not continue with my high School education but stopped in the first 'year.
In 1975 to 1976 I Joined Tisese College for nursery teaching Profession which I did for two years and came out with a certificate in teaching .
I overcame the hardship after I saved money to start my own Business in the town of Eldoret and began to enjoy my own income .
Am a widow and I Have 3 Grown up Children one Son and 2 daughters and they are all independence.
My son is A water science person and my daughters one in security forces and one is a teacher.
My hobby is reading the Bible and singing spiritual songs.
My Business
I sell second hand clothes in the market in the city of Elodoret.
They are in demand as compare to brand new clothes which are so expensive in prices .
I chose this kind of Business because I am talented and because it is easy to start and because I just stay just next to the market that is call west [which is the biggest market in the region .
My typical cost and revenue is 15,000/=KSHS .
I use my profit as follows .
1.School fees 10,000/=.
2. Reinvestment 5,000/=.
3.Home improvement 5,000/=
I promise to be [faithful if given this loan for I am .looking forward ;to grow with Zidisha as my financial partner in Business .
Loan Proposal
When given this loan amount then I will be able to buy 4 bales of second hand clothes at the cost of 90 US Dollars Each bale Which will now total to 360 US Dollars. 20 US Dollars will use for Transportation.
This will indeed give my customers good moral to choose from many verity that I will have in my shop and that will bring me a lot of income as well.
When this is implemented then I expect this business to grow by 50% this year and more by next year .
Thanks in advance for considering to lend me again this time and I promise to faithful as I have been the other time.
Feedback
Positive
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Loan Info
Project Type
Classic Loan
Disbursed amount
$410.00
Date disbursed
Oct 31, 2016
Repayment status
Late
Projected term
11 months
Other loans
Lenders
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Summary
Amount repaid
$148.08
Amount remaining
$261.32
Expected completion
Oct 27, 2017
Status
Repaying late
Installment amount
$8.06
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 11, 2016 | $8.06 | Nov 12, 2016 | $8.06 |
| Nov 18, 2016 | $8.06 | Nov 20, 2016 | $8.06 |
| Nov 25, 2016 | $8.06 | Nov 28, 2016 | $8.06 |
| Dec 2, 2016 | $8.06 | Dec 7, 2016 | $8.06 |
| Dec 9, 2016 | $8.06 | Dec 11, 2016 | $8.06 |
| Dec 16, 2016 | $8.06 | Dec 18, 2016 | $8.06 |
| Dec 23, 2016 | $8.06 | Dec 25, 2016 | $8.06 |
| Dec 30, 2016 | $8.06 | Jan 3, 2017 | $8.06 |
| Jan 6, 2017 | $8.06 | Jan 8, 2017 | $8.06 |
| Jan 13, 2017 | $8.06 | Jan 15, 2017 | $8.06 |
| Jan 20, 2017 | $8.06 | Jan 31, 2017 | $8.06 |
| Jan 27, 2017 | $8.06 | Feb 8, 2017 | $8.06 |
| Feb 3, 2017 | $8.06 | Feb 12, 2017 | $8.06 |
| Feb 10, 2017 | $8.06 | Feb 23, 2017 | $8.06 |
| Feb 17, 2017 | $8.06 | Apr 10, 2017 | $8.06 |
| Feb 24, 2017 | $8.06 | Apr 10, 2017 | $2.01 |
| Apr 12, 2017 | $6.04 | ||
| Mar 3, 2017 | $8.06 | Apr 12, 2017 | $2.01 |
| Apr 25, 2017 | $6.04 | ||
| Mar 10, 2017 | $8.06 | Apr 25, 2017 | $1.01 |
| Jul 16, 2017 | $7.05 | ||
| Mar 17, 2017 | $8.06 | Jul 16, 2017 | $3.02 |
| Mar 24, 2017 | $8.06 | ||
| Mar 31, 2017 | $8.06 | ||
| Apr 7, 2017 | $8.06 | ||
| Apr 14, 2017 | $8.06 | ||
| Apr 21, 2017 | $8.06 | ||
| Apr 28, 2017 | $8.06 | ||
| May 5, 2017 | $8.06 | ||
| May 12, 2017 | $8.06 | ||
| May 19, 2017 | $8.06 | ||
| May 26, 2017 | $8.06 | ||
| Jun 2, 2017 | $8.06 | ||
| Jun 9, 2017 | $8.06 | ||
| Jun 16, 2017 | $8.06 | ||
| Jun 23, 2017 | $8.06 | ||
| Jun 30, 2017 | $8.06 | ||
| Jul 7, 2017 | $8.06 | ||
| Jul 14, 2017 | $8.06 | ||
| Jul 21, 2017 | $8.06 | ||
| Jul 28, 2017 | $8.06 | ||
| Aug 4, 2017 | $8.06 | ||
| Aug 11, 2017 | $8.06 | ||
| Aug 18, 2017 | $8.06 | ||
| Aug 25, 2017 | $8.06 | ||
| Sep 1, 2017 | $8.06 | ||
| Sep 8, 2017 | $8.06 | ||
| Sep 15, 2017 | $8.06 | ||
| Sep 22, 2017 | $8.06 | ||
| Sep 29, 2017 | $8.06 | ||
| Oct 6, 2017 | $8.06 | ||
| Oct 13, 2017 | $8.06 | ||
| Oct 20, 2017 | $8.06 | ||
| Oct 27, 2017 | $6.47 | ||
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