29 installments • 45%
My name is Esther Jere and am 32 years of age.I come eastern province of Zambia and Ng'oni by tribe.I have a small business i ran and this business is my source of livelihood.When of Zidisha loan i got interested to apply for a loan to help me move my business forward during this difficulty period and year of 2020.
I have a shop and provide saloon service such as plating hair styles, nail painting and nail cutting for ladies.I also sale hair wig, lotions and perfumes.Mainly this is my source of income.I choose this kind of business because i the passion of beautifying a woman to look beautiful.
I wish to plan and budget for this loan to buy 3 driers and different type of wig in my saloon shop.This will to attend to more customers and make more revenue for the business.Demand is very high and therefore is too traffic.By buying more driers and more wig it help to make more profits .
Of late businesses have been challenged due to economic hardships and also disposal income has been hard for people.Due to restriction and health guide line due to the pandemic.Saloon business was heavily affected but as of now we doing fine.Customers are coming in large number hence the need to request for a loan to purchase wig and driers.
Jan 2, 2021: Salon business
Oct 26, 2020
Cost to entrepreneur
Service fee: $4.14
Credit risk payment: $3.73