Buying hair driers & wig for plating hair

Esther Jere

Lusaka, Zambia

100% repaid



Esther Jere

Member since

October 2020

On-time repayments

29 installments  •  45%

About Me

My name is Esther Jere and am 32 years of age.I come eastern province of Zambia and Ng'oni by tribe.I have a small business i ran and this business is my source of livelihood.When of Zidisha loan i got interested to apply for a loan to help me move my business forward during this difficulty period and year of 2020.

My Business

I have a shop and provide saloon service such as plating hair styles, nail painting and nail cutting for ladies.I also sale hair wig, lotions and perfumes.Mainly this is my source of income.I choose this kind of business because i the passion of beautifying a woman to look beautiful.

Loan Proposal

I wish to plan and budget for this loan to buy 3 driers and different type of wig in my saloon shop.This will to attend to more customers and make more revenue for the business.Demand is very high and therefore is too traffic.By buying more driers and more wig it help to make more profits .

Income Source

Of late businesses have been challenged due to economic hardships and also disposal income has been hard for people.Due to restriction and health guide line due to the pandemic.Saloon business was heavily affected but as of now we doing fine.Customers are coming in large number hence the need to request for a loan to purchase wig and driers.

My Videos

Jan 2, 2021: Salon business






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Oct 26, 2020

Repayment status

On Time

Projected term

2 weeks

Cost to entrepreneur

Service fee: $4.14

Credit risk payment: $3.73


Robert D

Houston, United States



United States

Silke Lange

Oldenburg, Germany



United Kingdom

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  • Ketty Shamakamba    Aug 2, 2021

    Dear lenders,

    I spoke Esther and she plans to make a repayment towards her loan soon. Thank you.

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  • Ketty Shamakamba    May 29, 2021

    Dear lenders,

    I spoke with Esther and she plans to make a repayment towards her loan soon. Thank you.

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  • Esther Jere    Apr 5, 2021

    Dear lenders for the past one month my business was heavily affected the business was on and off, I experienced un necessary closures due to my sick child who admitted in for the past one month and some days, therefore my child was discharged last week and she is now feeling much better and I started working on my business, kindly beer with me I have adjusted to so that I can now afford my weekly instalment as I wait for the business to pick up. Thank you so much for your support and understanding.

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  • Veronica Phiri    Mar 12, 2021

    I have contacted Esther Jere and she will repay this week, her business for the past two week has been too.Thank you my lenders for your understanding and patience.

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  • Esther Jere    Feb 21, 2021

    There has heavy rains of late and my business has come to stand still at the moment hence am unable to repay the full weekly instalment instead of repaying late I have decided to adjust bit to ensure the my business improves on sales and get back on track once again. Thank you my renders for being patient with me this around.

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  • Esther Jere    Feb 4, 2021

    I need to use it to buy building materials for building a house and farming vegetables for sale to increase my income base apart from my salon business and clothing sales this years. I want to diversify as increase my earnings.
    Thank you all my lenders for supporting me I pray that May God bless you abundantly.

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  • Esther Jere    Feb 3, 2021

    Dear lenders I would like to thank you very much for the supporting you have been giving me since I joined Zidisha, the previous loan was marvellous for me and my business performed very well indeed, the profits I made I bought land for farming and building house, this was a great achievement with the previous loan. The remaining income for investments. I urge you once again to support in next loan loan proposal.

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  • Esther Jere    Jan 29, 2021

    Dear lenders I have repaid and cover up my past weeks arrears, the delay was cause by late repayment by one of clients I supplied the hair wig, thank you for your patience.

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  • Esther Jere    Jan 25, 2021

    Dear lenders I will repay this week my past due instalment, I will cover up this week I did supply some wig and am receiving the payment this week, as soon as I receive the money I will repay without fail. Thank for supporting me and my business

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  • Esther Jere    Jan 25, 2021

    Dear lenders I did receive 4977.00 successfully via my MTN payment account .I also bought all my salon wig and other things need for the loan, I really appreciate you, thank you so much.,

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  • Esther Jere    Jan 9, 2021

    I will buy more wig of different types to attract more customers this year, Cosmetics, Hair driers , tone, dressing mirrors and good chairs. I will be helped to pull and attract more customers there bring more business in my salon shop and make more profits. Thank you very much my lenders for supporting in this trying era were the world economic seems to be not stable, I really appreciate all my lenders and I pray that may God keep you and protect you all.

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  • Jessica    Jan 6, 2021

    Good luck with your endeavor!

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  • Alessandro    Jan 3, 2021

    Best of luck to you.

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  • Esther Jere    Jan 2, 2021

    Dear lenders am very grateful for the previous loan, I did very in the just ended 2020,the loan helped me establish the business at the time when the business was not during well. The starting of year was really easy for me until i came to learn about Zidisha, Indeed Zidisha has revived and improved my Salon business. My resolution for this year is to do more and expand the business. Am really happy for the financial support and indeed may God bless so much my lenders. Your support once again this year will be very much cherished. Happy 2021 to you all

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  • Esther Jere    Dec 14, 2020

    Thank you so much my lenders i managed to receive 1,931 ZMW through my MTN payment account and i was very much happy.I managed to purchase the tools to use in my salon shop.The business is doing very well and it is my prayer that i repay my loan in good time. Am also very thankful to Zidisha staff for the great job they are doing for helping the nations of the world especially the continent of Africa in particular Zambia.Madam Julia to you a salute you madam for making possible for to have access to zidisha website and apply for the loan that is helping me change the lifestyle of my family and business through lenders funding.

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  • Esther Jere    Dec 5, 2020

    I will buy the following tools in my shop to use urgently;
    1.5 blowers
    3.10 boxes of wig
    as demand is very high now due to traffic of customers at the saloon.I also want to take advantage of this opportunity to more profits very fast.Thank you my lenders for supporting me indeed your support is indeed transforming my business and up lifting the living standard of the family.

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  • Esther Jere    Dec 4, 2020

    Dear lenders, i don't know how i can appreciate you, you have indeed changed my lifestyle and my business is doing well and expanding to today because of your support.Thank you so much for supporting me, your continued support is help to alleviate poverty in family especially from the beginning of this year until i came to know Zidisha and tried my lack and today am celebrating your support for my business and family.Please do not hesitate to support me once again, thank you.

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  • Esther Jere    Nov 20, 2020

    Thank you so much my lenders i did receive an amount ZMW 856.00 in my MTN payment successfully am so happy and am planning to buy the Driers and boxes of wig for plating in my other provision saloon hair shop.Thank you greatly for this loan and it will help me a lot and realise my dream in this business.

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  • Esther Jere    Nov 17, 2020

    I will need to purchase 4 driers for another saloon outlet which am developing to be another heart of income during this period .
    2.Saloon hair wigs i to buy 10 boxes due to high demand as we approaching the festive season in this December.
    i thank each one of you my lenders for supporting my business to grow.I will also do my best to work hard and achieve profits.

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  • Esther Jere    Nov 15, 2020

    Dear lenders this is to inform you that the loan has been a success to me, am very happy with your support, the loan has helped indeed to buy the driers and wigs for plating hair styles in my saloon shop.The profits i have made so far is reinvest i need my saloon shop to expand so that i can be making more profits.Thank you so much may may God bless you so for your support because this year has been full of challenges.

    Thank you so much to Zidisha staff and their support.

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