Buying machine for stitching curtains for widow and doors

Dorothy

Kitengela, Kenya

45% repaid

Entrepreneur

Name

Dorothy

Member since

February 2014

On-time repayments

166 installments  •  70%

About Me

My name is Dorothy Mwongela, and I was born and raised in Eastern Kenya. I am the fourth born in a family of 8, and having been raised by a single parent, I learnt how to work at a young age in order to pay for us to live. food and many others.i am the forth born in the a family of eight.

I am a mother of two, the eldest is 12 and the youngest is 7. We live in a town called Kitengela, situated in the town of Kiajiado, 40 km from Nairobi. I was able to save some money and start a clothing and cosmetic business, also selling jewellery, toys and handbags.

I operate a small boutique shop, selling unisex clothing for adults and children, along with some cosmetics.I started this business 2 years ago due to my sense of fashion, but most of all to provide for my family. The earnings I get from my business usually go towards paying rent, adding more stock and the rest is used for my family's upkeep.

I am seeking this fund to expand my business and take it to a new level. I currently source my stock from Eastleigh town malls, before reselling here in Kitengela. My mission is to get enough capital and travel to Kampala as well as Turkey and get more stock since they are a bit cheaper there.

My vision is to source clothes from Dubai and Turkey within the next two years.

My Business

Since starting the business two and a half years ago, I have seen huge potential for growth. My customers prefer my shop because it has all they need: both kids and adults clothes and cosmetics. However, I face a lot of competition because of the many shops around, but due to giving my clients the best deals, I have maintained a lot of business, making my business renowned in the area.

My monthly income is $750
House rent $187
Electricity $25
Water $12
Wages $100
Salary $200

I intend to expand and diversify my business with the second loan. I plan to visit countries like Turkey and even Uganda to buy items that I do not currently stock (wallets, handbags etc.), and wish to source new cosmetics from different areas in order to introduce my customers to new trends and fashions. Customers have been demanding more varieties from outside of the country, so I shall re-invest all the loan money into my business, allowing my business to grow, and for me to repay the loan. I hope by getting this loan I will make it a one stop variety shop.

Loan Proposal

My big plan is to buy a singer heavy machine which is around $192.4 ,the machine is used to stitching of fabrics but my plan is I want to stitch curtains for both public premises and private house,am staying in a new developing area where there is no such businesses ,so am so lucky to pioneer the market ,having done field work and discovered the residents go up to the town centre or capital city to look for designers and tailors to make for them curtains ,so being the first to start these businesses I will hit the market greatly
Am also intending to buy materials ,such as threads needles pattern materials and making more catalogue and samples so that I can be able to market well my work the materials total cost is around $96.24
$48 will pay house rent
$28.8743will use to pay electricity
$19.2495will be used to transport machines and materials to my shop
Per window an charging $62.5610and doors at $28 am aiming big houses with more than 10 windows and over 7 doors ,here in Kenya we use curtains because of prevention of cold and dust so everybody use them at there houses ,restaurants hotels and even Churches, so am making business through stitching them because they are in high demand ,since where am staying is new growing area with no such business around
I expect to make 100% profit because am alone doing it in these town ,I want to hit the market grately before others wake up ,I will have grown tremendously

Show original English  

About Me

My name is Dorothy Mwongela ahaving been born and brought up in eastern kenya am a fourth born .having been born by a single parents we hand to learn on how to work at early time and raise money for upkeep .food and many others.i am the forth born in the a family of eight.raised in eastern part of kenya that's meru . and currently resinding in kitengela in kiajiado county I love travelling ,reading new journal ,and making new friends I also like playing volleyball ball travelling, and watching soccer and rugby,and swimming.
mother of two aged 13years and 9years old. They are all in good school thanks to Zidisha even my children are now smilling all the way to school,the girl is doing a final primary examination and so ready for a next level
I am a resident of Kitengela town situated in Kajiado county about 40 kilometres from Nairobi the capital city of Kenya.have been on hawking business for 2years and thats where I was able to save some money to start a clothing and cosmetic business ,jeweliries,toys and handbags
I operate a boutique dealings with unisex clothings including kids cloth wear.it also contain a few cosmetics both ladies and gents
I started this business two year ago due to my sense of fashion and most of all to provide for my family. The earnings I get from my business usually go paying rent, adding more stock and the rest use it for my family's upkeep.
I am seeking this fund to expand my business and take it to a new level.at the moment I source my stock from Eastleigh town malls and resell here in kitengela. My mission is to get enough capital and travel to Kampala as well as Turkey and get more stock since they are a bit cheaper there.
My vision in like two years to come I would like to source the clothes from Dubai and turkey.and all famous country

My Business

GOOD BUSINESSES ON THE DOORS AND WINDOWS
Lately have been on the clothing businesses and cosmetics and have grown so well to the extent of a a few branches here and out of my town .THANKS TO ZIDISHA GOOD LENDERs,
Am now charging gears to another new busines where am aiming and targeting to make money and good businesses from curtain marking for both doors and windows ,both for residential and public premises,I living in a very fast growing area and have discovered people around go up to town centre to search for designers to give them good curtains .and after moving around I have discovered nobody around doing the same work .
Have been doing field work for the last two months to people construction sites to ask for jobs ,that's curtains making and a few house decoration ,have gone even to the new hotels restaurants and even churches and all turn out to be positive about my new work,
Have made a catalogue with different designs ,colour schemes and types of materials I will be using
Am targeting all kind of people ,both high and common man.so I will provide to them all
Have got a good designer to assist in deciding people's taste and a tailor for manual work
So my eyes is to you dear lenders ,that's why I am applying my third loan to make my latest dream come true
I want to buy a singer heavy machine around $103.93to do these work ..it will be both automatic and manual incase of no electricity so that to avoid waste of time
I want to buy a few materials to start the work costing$48.123 and the remaining $28 will pay rentit includes material needles threads and chalks pens and patterns
$28.8743 will pay the electricity, $48.123to pay insurance $48.123 to be used on transporting of machine and materials, these is my latest dream
Am 100%sure am going to make it to my customers and also to pay my loan and other wages and my salaries too ,since a minimal widow go for $62.5610 and door go for $28.8743 am sure ,it will be best of me these years ,I already have a pending order of 4houses each with 20windows 7doors and also have a order with a 2rnew restaraute with several Windows
Kindly my dear lenders I will pay my loan on time and with no alterations
Expect ion to full fill my new dream soonest

Loan Proposal

My big plan is to buy a singer heavy machine which is around $192.4 ,the machine is used to stitching of fabrics but my plan is I want to stitch curtains for both public premises and private house,am staying in a new developing area where there is no such businesses ,so am so lucky to pioneer the market ,having done field work and discovered the residents go up to the town centre or capital city to look for designers and tailors to make for them curtains ,so being the first to start these businesses I will hit the market greatly
Am also intending to buy materials ,such as threads needles pattern materials and making more catalogue and samples so that I can be able to market well my work the materials total cost is around $96.24
$48 will pay house rent
$28.8743will use to pay electricity
$19.2495will be used to transport machines and materials to my shop
Per window an charging $62.5610and doors at $28 am aiming big houses with more than 10 windows and over 7 doors ,here in Kenya we use curtains because of prevention of cold and dust so everybody use them at there houses ,restaurants hotels and even Churches, so am making business through stitching them because they are in high demand ,since where am staying is new growing area with no such business around
I expect to make 100% profit because am alone doing it in these town ,I want to hit the market grately before others wake up ,I will have grown tremendously

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Loan Info

Project Type

Classic Loan

Disbursed amount

$414.00

Date disbursed

Sep 12, 2015

Repayment status

Late

Projected term

72 months

Lenders

PG

Paul Graham

United States

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