Buying more second hand clothes

Lucy Njeri

Gilgil Town, Kenya

1% repaid

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How it Works

Entrepreneur

Name

Lucy Njeri

Member since

February 2014

On-time repayments

307 installments • 1%

About Me

My name is Lucy Njeri Muchoki.i am a female and born in the year 03-09-1993,in Nakuru District,Rift-alley Province at a place called Munanda Estate.By now i am 21 years old.I attended Munanda primary school for my primary education and later joined Subukia mixed secondary school for my O level education.I am now practicing business which is dealing with tailoring and selling of second-hand clothes in the Open-air market here in Gilgil called Soko-Mjinga Market.
I am a single mother of one girl called Catherine Wambui.she is attending a junior school here in Gilgil called Utumishi academy.

My Business

I am a tailor and I also sell textured materials in my shop . Apart from sewing the new clothes I also sell the second hand children clothes(Mtumba).The demand is very high as most of my customers are church members and friends plus that I am a competent tailor in the local market ,I normally do my sewing of dresses in style that keeps my customers looking good by the African attires . I make an average net profit of Kes.25,000 per month.This enables me to cater my daily living needs,which includes buying food,paying bills likehouse rent,electricity and school fees for my girl.The balance I’m left with ranges from Kes.14,000 to Kes.18,000 per month.I believe that through the zidisha loan,I will make to a higher level by buying the materials in large quantities and also buy the second-hand clothes in bales.Through this I will be making more than this per every month.It is my prayer that Zidisha will approve my loan and fund my business.thank you in advance and God bless you all.

Loan Proposal

THANK YOU ALL THE ZIDISHA TEAM FOR THE CONTINUOS FINANCIAL SUPPORT TO MY CLOTHES BUSINESS.ONCE I RECEIVE THE LOAN, I WILL BUY TWO BALES OF JUMPERS SWEATERS WHICH IS A FAST MOVING DURING THIS RAINY SEASON FOR THEIR COMFORTABILITY WHICH RETAINS BODY WARMTH AND TEMPERATURES.I WILL MAKE SURE THAT I GET THE GOODS AT A FAIR PRICE IN GIKOMBA MARKET,NAIROBI,WHICH ARE AVAILABLE AT A FAIRLY PRICES AND A NEAT JUMPERS TOO.I WILL THEN RESELL THEM AT A RETAIL PRICE TO MY CUSTOMERS AND I WILL BE GETTING GOOD RETURNS.THANK YOU ALL AND WELCOME.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Mar 20, 2014

Repayment status

Late

Projected term

70 months

Other loans

Feb 2014: $150

Lenders

investor

Candiac, Canada

NicolaG

Mantova, Italy

Greg1

Southampton, United Kingdom

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John Apr 24, 2015

I tried calling her several times also the one who invited her but i could not find anyone,numbers were off

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John Mar 7, 2015

Dear Lenders and zidisha, I have tried to call Lucy many times but his Number doesnt go through, I have tried family members and community leader, all of these numbers are not going through, they are all off

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John Mar 3, 2015

Hello Lenders, I have tried to reach lucy on phone but her number is off, I will keep trying for this week, if I fail to reach her I will contact family members and Community leader

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John Feb 22, 2015

Hello lenders, I tried to call this borrower yesterday but i was not able to get through, I will keep trying before I call the community leader. I am hoping that tomorrow I will be able to find her

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LN
Lucy Njeri Jan 14, 2015

HALLO ALL MY LENDERS AND THE ZIDISHA PANEL.IT IS MY HUMBLE AND TIMELY HONOR TO COMMUNICATE TO YOU ONCE AGAIN AFTER A LONG SILENCE.FINALLY MY BUSINESS IS BACK TO LIFE AND AM DOING ALL I CAN TO SEE THAT I PAY ALL MY ZIDISHA LOAN ON TIME .FOR SURE IT IMPROVED MY BUSINESS THOUGH I GOT SO MANY CUSTOMERS WHO CAME FOR THE CLOTHES ON CREDIT,PROMISING TO PAY LATER.THEY WERE ALMOST GROUNDING DOWN MY BUSINESS DOWN DUE TO THEIR UN~PAID DUES.THAT IS WHY IAM REQUESTING FOR A AMALL AMOUNT FOR NOW.THANK YOU

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Lucy Njeri Sep 21, 2014

HALLO ALL MY LENDERS AND THE ZIDISHA PANEL.IT IS MY HUMBLE AND TIMELY HOUR TO COMMUNICATE TO YOU ONCE AGAIN AFTER A LONG SILENCE.FINALLY MY BUSINESS IS BACK TO LIFE AND AM DOING ALL I CAN TO SEE THAT I PAY ALL MY ZIDISHA LOAN ON TIME .FOR SURE IT IMPROVED MY BUSINESS THOUGH I GOT SO MANY CUSTOMERS WHO CAME FOR THE CLOTHES ON CREDIT,PROMISING TO PAY LATER.THEY WERE ALMOST GROUNDING DOWN MY BUSINESS DOWN DUE TO THEIR UN~PAID DUES.IT IS MY KIND REQUEST FOR AN UPDATE OF MY LOAN AND PROMISE TO ABIDE WITH THE RULE AND REGULATIONS GUIDING US.THANK YOU FOR YOUR UNDERSTANDING.

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Lucy Njeri Apr 9, 2014

today being on 9th April,my business have been on the good end,although my clients whom had bought the clothes on credit have not paid me off the amount of money.One have promised me to offset her debt the coming Sunday and as a result i have changed the payments from the next week to be Kshs.1000.So far the business is abit moving and that is why i have changed for a while.Thank you my best friends and God bless you all.

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LN
Lucy Njeri Mar 15, 2014

Hallo all the zidisha team and the lending panel.Its been an honor to register my appreciations for your continuous and generous support to my business.I want to change my payments as a result of being paid my outstanding debt from my loyal customers who had shown me that they are trustworthy and reliable customers.I was panicking before i paid my arrears,but for now i can smile while repaying my loan without any problem.I am looking forward to have your support in the near future and be blessed.Thank you.

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LN
Lucy Njeri Feb 21, 2014

How are doing all my zidisha fraternity family?I am doing good and my business have got a new shape.This is the reason that i had added more 2 bales of Mtumba(second hand clothes),which had made me to have faith that i will be repaying your money more than i had suggested before.I am in near future buy more material roll for my customers to have a bargaining power and also to enjoy the new fashions.Kindly i am saying thank you for your continuing support in my business.Thanks alot.

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