Buying gas cylinders, new motorbike & second-hand clothes
Philemon
Ayany, Kenya
100% repaid
Entrepreneur
Name
Philemon
Member since
April 2017
On-time repayments
270 installments • 93%
About Me
I am an entrepreneur by proffession .I graduted on 1st December 2017.I was born in poor family of 11 children.Four sisters an seven brothers .I went through hardship and challenges in my tender age due to finacial challenge .Being a big family I struggled through toil and hardship that made me to be self-reliant .The hardship and challenges forced me to be developed financial independence .While I was in my primary school at the age of 12 I started operating small business as hawker selling mangoes and oranges at Kamoiywa village .This built my entrepreneurial skills and the desire to have financial freedom.After four years I joined Karatina University and I have managed to complete my degree of bachelor of Science in Entrepreneurship and graduated on 1st December 2017.Currently,I am Working with Juhudi Kilimo as a partime job as I explore the business opportunities. I am still operating transport business.Currently ,I own one motorbyke and planning to acquire another new motorbyke that will transform my transport business.I am determined to established my business and become the manager of transport business .My dream is to expand my transport business to acquire more cars to acheive my dream of being a millionnaire.
My hobby is networking and this has enable me to get more business opportunities in network marketing as well as sharing ideas about upcoming business ventures.
My Business
As a sole proprietor, I operate a transport business .I am in possession of 1 motorbikes facilitating transport businesses within small town s. Its operating from morning till 8 pm at night.I have managed to employ one person to carry out the transportation.
Currently, I earn 100 dollars per month after deducting monthly expenses.Due to low season and long election period the transport sector has been affected adversely. The transport in small towns has high demand because it's the only profit convenient mode of transportation in rural areas.
Since we have dynamic changes in transport sector their is a need to shift to use the Pro-box car since its now the convinient mode of transport and also more profitable than motorbike . I have managed to saved 2500 dollars.I am looking forward to accumulate the saving and reinvest .Through savings,and loan that I expect from lender I will be able to get 1500 dollars to buy a Toyota Pro-box costing 4000 dollars . This would enable me to increase my income to a higher level of 250 dollars per day .I am really yearning to start my career and grow to be a millionaire.
I also have a plan to diversify my business by venturing into selling gas cylinders as well as gas for cooking.Moreover ,as ambitious entrepreneur and also opening shop for selling second-hnad clothes(mitumba).This business will create more income as plan to venture to other lucrative businesses.
I am anticipating to minimize cost by selling the gas cyliders and second-hand clothes by the nearby shop to avoid rent expenses and minimizing the costs.I also found selling cooking gas within the estate would create a large market for my business since most consumers are within the vicinty.
My plan is assisst my parents in their upkeep as well as reivest more to generate more income.
Loan Proposal
I will acquire a new motorbyke at a prices of 110$, 10 cyclider of gass at a prices 45$ each
I will acquire 2 bales of Second hand clothes 30$ each.
I am expecting to increase my profits 20$ dollars weekly to 50$ weekly
The business diversification will increase my sources of income to increase my capital to expand my business and venture to other lucrative businesses.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,159.00
Date disbursed
Jan 17, 2019
Repayment status
On Time
Projected term
41 months
Other loans
Lenders
Gammalkil, Sweden
United States
Netherlands
United Kingdom
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Summary
Amount repaid
$1,159.01
Amount remaining
$0.00
Date repaid
May 20, 2022
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 24, 2019 | $44.84 | Feb 1, 2019 | $0.99 |
| Feb 1, 2019 | $43.85 | ||
| Jan 31, 2019 | $0.00 | ||
| Feb 7, 2019 | $2.46 | Feb 7, 2019 | $0.99 |
| Feb 7, 2019 | $0.99 | ||
| Feb 7, 2019 | $0.49 | ||
| Feb 14, 2019 | $2.46 | Feb 22, 2019 | $2.46 |
| Feb 21, 2019 | $2.46 | Feb 22, 2019 | $2.46 |
| Feb 28, 2019 | $2.46 | Mar 15, 2019 | $2.46 |
| Mar 7, 2019 | $2.46 | Mar 15, 2019 | $2.46 |
| Mar 14, 2019 | $0.00 | ||
| Mar 21, 2019 | $44.34 | Mar 28, 2019 | $44.34 |
| Mar 28, 2019 | $2.96 | Mar 28, 2019 | $2.96 |
| Apr 4, 2019 | $2.96 | Apr 4, 2019 | $2.96 |
| Apr 11, 2019 | $2.96 | Apr 11, 2019 | $2.96 |
| Apr 18, 2019 | $2.96 | Apr 18, 2019 | $2.96 |
| Apr 25, 2019 | $2.96 | Apr 25, 2019 | $2.96 |
| May 2, 2019 | $3.45 | May 3, 2019 | $3.45 |
| May 9, 2019 | $3.45 | May 9, 2019 | $3.45 |
| May 16, 2019 | $3.45 | May 17, 2019 | $3.45 |
| May 23, 2019 | $3.45 | May 17, 2019 | $3.45 |
| May 30, 2019 | $2.96 | May 31, 2019 | $2.96 |
| Jun 6, 2019 | $2.96 | Jun 6, 2019 | $2.96 |
| Jun 13, 2019 | $2.96 | Jun 13, 2019 | $2.96 |
| Jun 20, 2019 | $2.96 | Jun 21, 2019 | $2.96 |
| Jun 27, 2019 | $3.94 | Jun 28, 2019 | $3.94 |
| Jul 4, 2019 | $3.94 | Jul 5, 2019 | $3.94 |
| Jul 11, 2019 | $3.94 | Jul 5, 2019 | $3.94 |
| Jul 18, 2019 | $3.94 | Jul 18, 2019 | $3.94 |
| Jul 25, 2019 | $3.94 | Jul 18, 2019 | $3.94 |
| Aug 1, 2019 | $4.93 | Aug 4, 2019 | $4.93 |
| Aug 8, 2019 | $4.93 | Aug 28, 2019 | $4.93 |
| Aug 15, 2019 | $4.93 | Aug 28, 2019 | $4.93 |
| Aug 22, 2019 | $4.93 | Sep 4, 2019 | $4.93 |
| Aug 29, 2019 | $4.93 | Sep 4, 2019 | $4.93 |
| Sep 5, 2019 | $1.97 | Sep 9, 2019 | $1.97 |
| Sep 12, 2019 | $1.97 | Sep 24, 2019 | $1.97 |
| Sep 19, 2019 | $1.97 | Sep 24, 2019 | $1.97 |
| Sep 26, 2019 | $1.97 | Sep 24, 2019 | $1.97 |
| Oct 3, 2019 | $1.97 | Oct 4, 2019 | $1.97 |
| Oct 10, 2019 | $0.99 | Oct 8, 2019 | $0.99 |
| Oct 17, 2019 | $0.99 | Oct 8, 2019 | $0.99 |
| Oct 24, 2019 | $0.99 | Oct 8, 2019 | $0.99 |
| Oct 31, 2019 | $0.99 | Oct 29, 2019 | $0.99 |
| Nov 7, 2019 | $0.99 | Oct 29, 2019 | $0.99 |
| Nov 14, 2019 | $1.48 | Nov 16, 2019 | $1.48 |
| Nov 21, 2019 | $1.48 | Nov 16, 2019 | $1.48 |
| Nov 28, 2019 | $1.48 | Nov 29, 2019 | $1.48 |
| Dec 5, 2019 | $1.48 | Nov 29, 2019 | $1.48 |
| Dec 12, 2019 | $1.48 | Dec 13, 2019 | $0.99 |
| Dec 13, 2019 | $0.49 | ||
| Dec 19, 2019 | $0.99 | Dec 20, 2019 | $0.99 |
| Dec 26, 2019 | $0.99 | Dec 20, 2019 | $0.99 |
| Jan 2, 2020 | $0.99 | Dec 20, 2019 | $0.99 |
| Jan 9, 2020 | $0.99 | Dec 20, 2019 | $0.99 |
| Jan 16, 2020 | $0.99 | Jan 16, 2020 | $0.99 |
| Jan 23, 2020 | $1.48 | Jan 24, 2020 | $0.99 |
| Jan 24, 2020 | $0.49 | ||
| Jan 30, 2020 | $1.48 | Jan 30, 2020 | $1.48 |
| Feb 6, 2020 | $1.48 | Jan 30, 2020 | $1.48 |
| Feb 13, 2020 | $1.48 | Jan 30, 2020 | $1.48 |
| Feb 20, 2020 | $1.48 | Feb 21, 2020 | $0.49 |
| Feb 21, 2020 | $0.99 | ||
| Feb 27, 2020 | $0.99 | Feb 27, 2020 | $0.99 |
| Mar 5, 2020 | $0.99 | Feb 27, 2020 | $0.99 |
| Mar 12, 2020 | $0.99 | Feb 27, 2020 | $0.99 |
| Mar 19, 2020 | $0.99 | Feb 27, 2020 | $0.99 |
| Mar 26, 2020 | $0.99 | Feb 27, 2020 | $0.99 |
| Apr 2, 2020 | $0.99 | Apr 1, 2020 | $0.99 |
| Apr 9, 2020 | $0.99 | Apr 10, 2020 | $0.99 |
| Apr 16, 2020 | $0.99 | Apr 18, 2020 | $0.99 |
| Apr 23, 2020 | $0.99 | Apr 18, 2020 | $0.99 |
| Apr 30, 2020 | $0.99 | May 2, 2020 | $0.99 |
| May 7, 2020 | $1.00 | May 7, 2020 | $0.99 |
| May 8, 2020 | $0.01 | ||
| May 14, 2020 | $1.00 | May 8, 2020 | $0.98 |
| May 15, 2020 | $0.02 | ||
| May 21, 2020 | $1.00 | May 15, 2020 | $0.47 |
| May 22, 2020 | $0.52 | ||
| May 28, 2020 | $1.00 | May 22, 2020 | $0.46 |
| May 30, 2020 | $0.53 | ||
| Jun 4, 2020 | $1.00 | Jun 5, 2020 | $0.99 |
| Jun 5, 2020 | $0.01 | ||
| Jun 11, 2020 | $0.48 | Jun 5, 2020 | $0.48 |
| Jun 18, 2020 | $1.00 | Jun 12, 2020 | $0.99 |
| Jun 12, 2020 | $0.01 | ||
| Jun 25, 2020 | $1.00 | Jun 12, 2020 | $0.48 |
| Jun 28, 2020 | $0.40 | ||
| Jun 29, 2020 | $0.11 | ||
| Jul 2, 2020 | $1.00 | Jun 29, 2020 | $0.88 |
| Jul 3, 2020 | $0.12 | ||
| Jul 9, 2020 | $1.00 | Jul 3, 2020 | $0.87 |
| Jul 11, 2020 | $0.13 | ||
| Jul 16, 2020 | $1.00 | Jul 17, 2020 | $0.99 |
| Jul 17, 2020 | $0.01 | ||
| Jul 23, 2020 | $0.48 | Jul 17, 2020 | $0.48 |
| Jul 30, 2020 | $1.49 | Jul 31, 2020 | $0.99 |
| Jul 31, 2020 | $0.50 | ||
| Aug 6, 2020 | $1.49 | Aug 8, 2020 | $1.49 |
| Aug 13, 2020 | $1.49 | Aug 14, 2020 | $0.99 |
| Aug 14, 2020 | $0.50 | ||
| Aug 20, 2020 | $1.49 | Aug 21, 2020 | $0.99 |
| Aug 21, 2020 | $0.50 | ||
| Aug 27, 2020 | $1.49 | Aug 30, 2020 | $0.99 |
| Aug 30, 2020 | $0.50 | ||
| Sep 3, 2020 | $1.98 | Sep 3, 2020 | $0.99 |
| Sep 3, 2020 | $0.99 | ||
| Sep 3, 2020 | $0.01 | ||
| Sep 10, 2020 | $1.98 | Sep 3, 2020 | $0.48 |
| Sep 12, 2020 | $0.99 | ||
| Sep 12, 2020 | $0.51 | ||
| Sep 17, 2020 | $1.98 | Sep 12, 2020 | $0.47 |
| Sep 20, 2020 | $0.99 | ||
| Sep 20, 2020 | $0.52 | ||
| Sep 24, 2020 | $1.98 | Sep 20, 2020 | $0.46 |
| Sep 30, 2020 | $0.99 | ||
| Sep 30, 2020 | $0.53 | ||
| Oct 1, 2020 | $1.98 | Sep 30, 2020 | $0.45 |
| Oct 5, 2020 | $0.99 | ||
| Oct 5, 2020 | $0.54 | ||
| Oct 8, 2020 | $1.43 | Oct 5, 2020 | $0.44 |
| Oct 5, 2020 | $0.99 | ||
| Oct 15, 2020 | $1.49 | Oct 15, 2020 | $0.99 |
| Oct 15, 2020 | $0.50 | ||
| Oct 22, 2020 | $1.49 | Oct 24, 2020 | $0.99 |
| Oct 24, 2020 | $0.49 | ||
| Oct 26, 2020 | $0.01 | ||
| Oct 29, 2020 | $1.49 | Oct 26, 2020 | $0.98 |
| Nov 2, 2020 | $0.51 | ||
| Nov 5, 2020 | $1.49 | Nov 2, 2020 | $0.47 |
| Nov 2, 2020 | $0.99 | ||
| Nov 8, 2020 | $0.03 | ||
| Nov 12, 2020 | $1.49 | Nov 8, 2020 | $0.96 |
| Nov 14, 2020 | $0.53 | ||
| Nov 19, 2020 | $1.44 | Nov 14, 2020 | $0.45 |
| Nov 14, 2020 | $0.99 | ||
| Nov 26, 2020 | $1.00 | Nov 27, 2020 | $0.99 |
| Nov 28, 2020 | $0.01 | ||
| Dec 3, 2020 | $1.00 | Nov 28, 2020 | $0.48 |
| Dec 5, 2020 | $0.51 | ||
| Dec 10, 2020 | $1.00 | Dec 5, 2020 | $0.47 |
| Dec 12, 2020 | $0.52 | ||
| Dec 17, 2020 | $1.00 | Dec 12, 2020 | $0.46 |
| Dec 19, 2020 | $0.53 | ||
| Dec 24, 2020 | $1.00 | Dec 19, 2020 | $0.45 |
| Dec 26, 2020 | $0.54 | ||
| Dec 31, 2020 | $0.44 | Dec 26, 2020 | $0.44 |
| Jan 7, 2021 | $29.19 | Feb 7, 2021 | $29.19 |
| Jan 14, 2021 | $0.00 | ||
| Jan 21, 2021 | $0.00 | ||
| Jan 28, 2021 | $0.00 | ||
| Feb 4, 2021 | $11.12 | Feb 7, 2021 | $11.12 |
| Feb 11, 2021 | $11.12 | Feb 23, 2021 | $11.12 |
| Feb 18, 2021 | $11.12 | Feb 23, 2021 | $11.12 |
| Feb 25, 2021 | $11.12 | Feb 23, 2021 | $0.01 |
| Mar 2, 2021 | $11.11 | ||
| Mar 4, 2021 | $11.12 | Mar 2, 2021 | $0.02 |
| Mar 9, 2021 | $11.10 | ||
| Mar 11, 2021 | $11.12 | Mar 15, 2021 | $11.12 |
| Mar 18, 2021 | $11.12 | Mar 20, 2021 | $11.12 |
| Mar 25, 2021 | $11.12 | Mar 29, 2021 | $11.12 |
| Apr 1, 2021 | $11.12 | Apr 6, 2021 | $11.12 |
| Apr 8, 2021 | $11.12 | Apr 13, 2021 | $11.12 |
| Apr 15, 2021 | $11.12 | Apr 21, 2021 | $11.12 |
| Apr 22, 2021 | $11.12 | Apr 21, 2021 | $11.12 |
| Apr 29, 2021 | $11.12 | May 3, 2021 | $11.12 |
| May 6, 2021 | $11.12 | May 20, 2021 | $11.12 |
| May 13, 2021 | $11.12 | May 20, 2021 | $11.12 |
| May 20, 2021 | $11.12 | May 20, 2021 | $0.43 |
| May 26, 2021 | $10.68 | ||
| May 27, 2021 | $11.12 | May 26, 2021 | $0.45 |
| May 28, 2021 | $10.66 | ||
| Jun 3, 2021 | $11.12 | May 28, 2021 | $0.43 |
| Jun 12, 2021 | $10.68 | ||
| Jun 10, 2021 | $11.12 | Jun 12, 2021 | $0.65 |
| Jul 12, 2021 | $10.47 | ||
| Jun 17, 2021 | $11.12 | Jul 12, 2021 | $11.12 |
| Jun 24, 2021 | $11.12 | Jul 12, 2021 | $11.12 |
| Jul 1, 2021 | $11.12 | Jul 12, 2021 | $11.12 |
| Jul 8, 2021 | $11.12 | Jul 12, 2021 | $11.12 |
| Jul 15, 2021 | $11.12 | Jul 19, 2021 | $11.12 |
| Jul 22, 2021 | $11.12 | Jul 19, 2021 | $1.69 |
| Jul 25, 2021 | $9.42 | ||
| Jul 29, 2021 | $11.12 | Jul 25, 2021 | $3.39 |
| Jul 31, 2021 | $7.73 | ||
| Aug 5, 2021 | $11.12 | Aug 10, 2021 | $11.12 |
| Aug 12, 2021 | $11.12 | Aug 10, 2021 | $1.69 |
| Aug 17, 2021 | $9.42 | ||
| Aug 19, 2021 | $11.12 | Aug 17, 2021 | $3.39 |
| Aug 21, 2021 | $7.73 | ||
| Aug 26, 2021 | $11.12 | Sep 2, 2021 | $11.12 |
| Sep 2, 2021 | $11.12 | Sep 2, 2021 | $1.69 |
| Sep 4, 2021 | $9.42 | ||
| Sep 9, 2021 | $11.12 | Sep 15, 2021 | $11.12 |
| Sep 16, 2021 | $11.12 | Sep 15, 2021 | $0.71 |
| Sep 20, 2021 | $10.41 | ||
| Sep 23, 2021 | $11.12 | Sep 20, 2021 | $1.91 |
| Sep 25, 2021 | $9.20 | ||
| Sep 30, 2021 | $11.12 | Sep 25, 2021 | $3.61 |
| Oct 11, 2021 | $7.51 | ||
| Oct 7, 2021 | $11.12 | Oct 11, 2021 | $0.01 |
| Oct 11, 2021 | $0.10 | ||
| Oct 18, 2021 | $11.01 | ||
| Oct 14, 2021 | $11.12 | Oct 18, 2021 | $1.80 |
| Oct 18, 2021 | $9.31 | ||
| Oct 21, 2021 | $11.12 | Oct 18, 2021 | $1.80 |
| Oct 23, 2021 | $9.31 | ||
| Oct 28, 2021 | $11.12 | Nov 13, 2021 | $11.12 |
| Nov 4, 2021 | $11.12 | Nov 13, 2021 | $11.12 |
| Nov 11, 2021 | $11.12 | Nov 13, 2021 | $10.29 |
| Nov 15, 2021 | $0.83 | ||
| Nov 18, 2021 | $11.12 | Nov 15, 2021 | $0.01 |
| Nov 21, 2021 | $11.11 | ||
| Nov 25, 2021 | $11.12 | Dec 11, 2021 | $11.12 |
| Dec 2, 2021 | $11.12 | Dec 17, 2021 | $11.12 |
| Dec 9, 2021 | $11.12 | Dec 17, 2021 | $11.12 |
| Dec 16, 2021 | $11.12 | Dec 17, 2021 | $11.12 |
| Dec 23, 2021 | $11.12 | Dec 17, 2021 | $3.80 |
| Dec 24, 2021 | $7.31 | ||
| Dec 30, 2021 | $11.12 | Dec 24, 2021 | $11.12 |
| Jan 6, 2022 | $11.12 | Dec 24, 2021 | $0.10 |
| Jan 8, 2022 | $11.02 | ||
| Jan 13, 2022 | $11.12 | Jan 8, 2022 | $0.02 |
| Jan 26, 2022 | $11.10 | ||
| Jan 20, 2022 | $11.12 | Jan 26, 2022 | $11.12 |
| Jan 27, 2022 | $11.12 | Jan 28, 2022 | $11.12 |
| Feb 3, 2022 | $11.12 | Feb 7, 2022 | $11.12 |
| Feb 10, 2022 | $11.12 | Feb 7, 2022 | $1.69 |
| Feb 11, 2022 | $9.42 | ||
| Feb 17, 2022 | $11.12 | Feb 11, 2022 | $3.39 |
| Feb 17, 2022 | $7.73 | ||
| Feb 24, 2022 | $11.12 | Feb 17, 2022 | $0.05 |
| Feb 25, 2022 | $11.07 | ||
| Mar 3, 2022 | $11.12 | Feb 25, 2022 | $11.12 |
| Mar 10, 2022 | $11.12 | Feb 25, 2022 | $0.48 |
| Mar 11, 2022 | $10.63 | ||
| Mar 17, 2022 | $11.12 | Mar 11, 2022 | $0.48 |
| Mar 18, 2022 | $10.63 | ||
| Mar 24, 2022 | $11.12 | Mar 18, 2022 | $0.02 |
| Mar 25, 2022 | $11.10 | ||
| Mar 31, 2022 | $11.12 | Mar 25, 2022 | $1.71 |
| Apr 2, 2022 | $9.40 | ||
| Apr 7, 2022 | $11.12 | Apr 2, 2022 | $3.41 |
| Apr 8, 2022 | $7.71 | ||
| Apr 14, 2022 | $11.12 | Apr 16, 2022 | $11.12 |
| Apr 21, 2022 | $11.12 | Apr 16, 2022 | $1.69 |
| Apr 22, 2022 | $9.42 | ||
| Apr 28, 2022 | $11.12 | Apr 22, 2022 | $0.43 |
| Apr 27, 2022 | $10.68 | ||
| May 5, 2022 | $44.84 | Apr 27, 2022 | $2.13 |
| May 6, 2022 | $42.71 | ||
| May 12, 2022 | $11.12 | May 6, 2022 | $2.13 |
| May 13, 2022 | $8.99 | ||
| May 19, 2022 | $11.12 | May 13, 2022 | $0.87 |
| May 20, 2022 | $10.25 | ||
| May 26, 2022 | $44.84 | May 20, 2022 | $2.56 |
| May 20, 2022 | $42.27 | ||
| Jun 2, 2022 | $20.82 | May 20, 2022 | $20.82 |
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