Entrepreneur
Name
Esther
Member since
January 2015
On-time repayments
255 installments • 51%
About Me
I am born third in a family of six children, 3 sisters and two brothers. My mother is alive but unfortunately my father passed away six years ago. I joined pre-school when I was 3 years of age. After which I joined primary school then secondary schools, I have certificates with me. Thereafter I joined college where I attained a higher diploma in Business Management.
After college, my parents were not ready to support me again because there were other siblings that needed more support than me. I gradually became independent, seeking for funds to support myself. In order to cater for my daily needs I sought a job as a cyber attendant. This gave me pretty income which I could support myself. I, therefore, thought of starting my own cybercafe. I bought few computers but I still need more funds to run it smoothly. This is how I came to start a cybercafe.
In my culture we cook food called Githeri. This is a mixture of beans and maize. One funny thing about it is that, during christmas we ought to eat new type of food but my parents and grandparents demand for Githeri. This is unique and typical of my culture.
When my children grow up they want to be great business people and that is why I want to set a good pace for them in developing my own business. My hobby is swimming. I go swimming with some of my family members and they enjoy alot. This brings love and serenity to my family.
My Business
In my cybercafe, there are computers and I installed internet cables where people come and browse thereafter they pay for the time they use while browsing in the internet. I normally charge my clients a Kes.10 shillings as a minimal amount for 20 minutes surfing.Everyone has a need to browse in the internet, either to send documents or download, Skype or do research work,e.t.c.
The cyber business is a good business because it accrues good income when good capital is invested in it. Making sure that the internet is available every time the customer comes. In a month, I can make a profit of $75. This is a good income and it helps me spend to upgrade my business as well as for my basic needs.This is my only main business where i rely to.
I use the income to pay rent, buy food, cater for my transport and other personal needs in the house.
I am intending to expand my cybercafe more that it is today to attract more clients and also to access a WI-FI,which is more reliable and also equip more computers to ease the long waiting time.It is my sincere and kind request to the Zidisha fraternity to support my business as I am preparing to improve my business.With the kind and generosity contributions from the zidisha lenders,I am intending to install my cybercafe to the modest,courtesy of this third loan from the Zidisha fraternity.Thank you all in advance for the kind support.
Loan Proposal
Good lenders, When i get this loan i want to buy a new printer for my business. The printer is a digital printer which is multi purpose it can do coloured printing, black and white printing,scan,fax and also its speed is very high. I will also buy the materials used for printing. The printer costs 380$, the rest i will add the materials which is 100$.
I believe this printer will make my business profitable because as people are browsing and needs print outs i will be able to provide that to them.Also more clients with large printing and photocopying will come in hence boosting my business.
With this printer there will be an increase in my income whereby it can rate from 4$to 6$ daily,and this will help me payoff my bills and improve my living standards.Thank you in advance for the kind consideration of lending me the loan.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$505.00
Date disbursed
Oct 15, 2016
Repayment status
Late
Projected term
41 months
Other loans
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$161.33
Amount remaining
$343.80
Expected completion
Mar 8, 2020
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 23, 2016 | $10.08 | Oct 23, 2016 | $10.08 |
| Oct 30, 2016 | $10.08 | Oct 30, 2016 | $10.08 |
| Nov 6, 2016 | $1.01 | Nov 6, 2016 | $1.01 |
| Nov 13, 2016 | $1.01 | Nov 22, 2016 | $1.01 |
| Nov 20, 2016 | $1.01 | Nov 22, 2016 | $1.01 |
| Nov 27, 2016 | $1.01 | Nov 22, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Dec 11, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Dec 18, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Dec 25, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Jan 1, 2017 | $1.01 | Dec 3, 2016 | $1.01 |
| Jan 8, 2017 | $1.01 | Jan 9, 2017 | $1.01 |
| Jan 15, 2017 | $1.01 | Jan 15, 2017 | $1.01 |
| Jan 22, 2017 | $1.01 | Jan 26, 2017 | $1.01 |
| Jan 29, 2017 | $1.01 | Jan 26, 2017 | $1.01 |
| Feb 5, 2017 | $1.01 | Jan 26, 2017 | $1.01 |
| Feb 12, 2017 | $1.01 | Jan 26, 2017 | $1.01 |
| Feb 19, 2017 | $1.01 | Feb 26, 2017 | $1.01 |
| Feb 26, 2017 | $1.01 | Feb 26, 2017 | $1.01 |
| Mar 5, 2017 | $1.01 | Feb 26, 2017 | $1.01 |
| Mar 12, 2017 | $1.01 | Mar 19, 2017 | $1.01 |
| Mar 19, 2017 | $1.01 | Mar 19, 2017 | $1.01 |
| Mar 26, 2017 | $1.01 | Mar 29, 2017 | $1.01 |
| Apr 2, 2017 | $1.01 | Apr 3, 2017 | $1.01 |
| Apr 9, 2017 | $1.01 | Apr 14, 2017 | $1.01 |
| Apr 16, 2017 | $1.01 | Apr 18, 2017 | $1.01 |
| Apr 23, 2017 | $1.01 | Apr 25, 2017 | $1.01 |
| Apr 30, 2017 | $1.01 | May 2, 2017 | $1.01 |
| May 7, 2017 | $1.01 | May 10, 2017 | $1.01 |
| May 14, 2017 | $1.01 | May 10, 2017 | $1.01 |
| May 21, 2017 | $1.01 | May 21, 2017 | $1.01 |
| May 28, 2017 | $1.01 | Jun 1, 2017 | $1.01 |
| Jun 4, 2017 | $1.01 | Jun 3, 2017 | $1.01 |
| Jun 11, 2017 | $1.01 | Jun 15, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Jun 15, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Jun 27, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Jul 6, 2017 | $1.01 |
| Jul 9, 2017 | $5.04 | Jul 12, 2017 | $5.04 |
| Jul 16, 2017 | $5.04 | Jul 19, 2017 | $5.04 |
| Jul 23, 2017 | $5.04 | Jul 22, 2017 | $5.04 |
| Jul 30, 2017 | $5.04 | Jul 22, 2017 | $5.04 |
| Aug 6, 2017 | $5.04 | Aug 6, 2017 | $5.04 |
| Aug 13, 2017 | $5.04 | Aug 21, 2017 | $5.04 |
| Aug 20, 2017 | $5.04 | Aug 21, 2017 | $5.04 |
| Aug 27, 2017 | $5.04 | Aug 29, 2017 | $5.04 |
| Sep 3, 2017 | $5.04 | Aug 29, 2017 | $5.04 |
| Sep 10, 2017 | $5.04 | Sep 19, 2017 | $5.04 |
| Sep 17, 2017 | $5.04 | Sep 19, 2017 | $5.04 |
| Sep 24, 2017 | $5.04 | Sep 27, 2017 | $5.04 |
| Oct 1, 2017 | $5.04 | Sep 30, 2017 | $5.04 |
| Oct 8, 2017 | $5.04 | Oct 16, 2017 | $5.04 |
| Oct 15, 2017 | $5.04 | Oct 16, 2017 | $5.04 |
| Oct 22, 2017 | $5.04 | Nov 3, 2017 | $5.04 |
| Oct 29, 2017 | $5.04 | Nov 3, 2017 | $5.04 |
| Nov 5, 2017 | $5.04 | Nov 15, 2017 | $5.04 |
| Nov 12, 2017 | $5.04 | Nov 15, 2017 | $5.04 |
| Nov 19, 2017 | $5.04 | Nov 22, 2017 | $5.04 |
| Nov 26, 2017 | $5.04 | Nov 22, 2017 | $5.04 |
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $1.01 | ||
| Mar 18, 2018 | $1.01 | ||
| Mar 25, 2018 | $1.01 | ||
| Apr 1, 2018 | $1.01 | ||
| Apr 8, 2018 | $1.01 | ||
| Apr 15, 2018 | $1.01 | ||
| Apr 22, 2018 | $1.01 | ||
| Apr 29, 2018 | $1.01 | ||
| May 6, 2018 | $1.01 | ||
| May 13, 2018 | $1.01 | ||
| May 20, 2018 | $1.01 | ||
| May 27, 2018 | $1.01 | ||
| Jun 3, 2018 | $1.01 | ||
| Jun 10, 2018 | $1.01 | ||
| Jun 17, 2018 | $1.01 | ||
| Jun 24, 2018 | $1.01 | ||
| Jul 1, 2018 | $1.01 | ||
| Jul 8, 2018 | $1.01 | ||
| Jul 15, 2018 | $1.01 | ||
| Jul 22, 2018 | $1.01 | ||
| Jul 29, 2018 | $1.01 | ||
| Aug 5, 2018 | $1.01 | ||
| Aug 12, 2018 | $1.01 | ||
| Aug 19, 2018 | $1.01 | ||
| Aug 26, 2018 | $1.01 | ||
| Sep 2, 2018 | $1.01 | ||
| Sep 9, 2018 | $1.01 | ||
| Sep 16, 2018 | $1.01 | ||
| Sep 23, 2018 | $1.01 | ||
| Sep 30, 2018 | $1.01 | ||
| Oct 7, 2018 | $1.01 | ||
| Oct 14, 2018 | $1.01 | ||
| Oct 21, 2018 | $1.01 | ||
| Oct 28, 2018 | $1.01 | ||
| Nov 4, 2018 | $1.01 | ||
| Nov 11, 2018 | $1.01 | ||
| Nov 18, 2018 | $1.01 | ||
| Nov 25, 2018 | $1.01 | ||
| Dec 2, 2018 | $1.01 | ||
| Dec 9, 2018 | $1.01 | ||
| Dec 16, 2018 | $1.01 | ||
| Dec 23, 2018 | $1.01 | ||
| Dec 30, 2018 | $1.01 | ||
| Jan 6, 2019 | $1.01 | ||
| Jan 13, 2019 | $1.01 | ||
| Jan 20, 2019 | $1.01 | ||
| Jan 27, 2019 | $1.01 | ||
| Feb 3, 2019 | $1.01 | ||
| Feb 10, 2019 | $1.01 | ||
| Feb 17, 2019 | $1.01 | ||
| Feb 24, 2019 | $1.01 | ||
| Mar 3, 2019 | $1.01 | ||
| Mar 10, 2019 | $1.01 | ||
| Mar 17, 2019 | $1.01 | ||
| Mar 24, 2019 | $1.01 | ||
| Mar 31, 2019 | $1.01 | ||
| Apr 7, 2019 | $1.01 | ||
| Apr 14, 2019 | $1.01 | ||
| Apr 21, 2019 | $1.01 | ||
| Apr 28, 2019 | $1.01 | ||
| May 5, 2019 | $1.01 | ||
| May 12, 2019 | $1.01 | ||
| May 19, 2019 | $1.01 | ||
| May 26, 2019 | $1.01 | ||
| Jun 2, 2019 | $1.01 | ||
| Jun 9, 2019 | $1.01 | ||
| Jun 16, 2019 | $1.01 | ||
| Jun 23, 2019 | $1.01 | ||
| Jun 30, 2019 | $1.01 | ||
| Jul 7, 2019 | $1.01 | ||
| Jul 14, 2019 | $1.01 | ||
| Jul 21, 2019 | $1.01 | ||
| Jul 28, 2019 | $1.01 | ||
| Aug 4, 2019 | $1.01 | ||
| Aug 11, 2019 | $1.01 | ||
| Aug 18, 2019 | $1.01 | ||
| Aug 25, 2019 | $1.01 | ||
| Sep 1, 2019 | $1.01 | ||
| Sep 8, 2019 | $1.01 | ||
| Sep 15, 2019 | $1.01 | ||
| Sep 22, 2019 | $1.01 | ||
| Sep 29, 2019 | $1.01 | ||
| Oct 6, 2019 | $1.01 | ||
| Oct 13, 2019 | $1.01 | ||
| Oct 20, 2019 | $1.01 | ||
| Oct 27, 2019 | $1.01 | ||
| Nov 3, 2019 | $1.01 | ||
| Nov 10, 2019 | $1.01 | ||
| Nov 17, 2019 | $1.01 | ||
| Nov 24, 2019 | $1.01 | ||
| Dec 1, 2019 | $1.01 | ||
| Dec 8, 2019 | $1.01 | ||
| Dec 15, 2019 | $1.01 | ||
| Dec 22, 2019 | $1.01 | ||
| Dec 29, 2019 | $1.01 | ||
| Jan 5, 2020 | $1.01 | ||
| Jan 12, 2020 | $1.01 | ||
| Jan 19, 2020 | $1.01 | ||
| Jan 26, 2020 | $1.01 | ||
| Feb 2, 2020 | $1.01 | ||
| Feb 9, 2020 | $1.01 | ||
| Feb 16, 2020 | $1.01 | ||
| Feb 23, 2020 | $1.01 | ||
| Mar 1, 2020 | $1.01 | ||
| Mar 8, 2020 | $238.94 | ||
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